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Good Week ?
thought i would start this one early this week i have had a really good week i now have a job!:j [hurrah] just weekends on a help desk but good money all the same and i am waiting for the results of an interview i had on thursday which was for a job that i used to do my birthday yesterday so a good day there i have also…
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Is it Euphoria or a calmness of a new reality
Just about 2 weeks ago the lightbulb not only came on, it blinded me for about a week and made me cry enough to solve the current water shortage. Then I went away, spoke to a sensible relative who agreed with me that as we had sc"£*ed up there were few options and that selling the house to pay off mortgage and debts (total…
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DFW @ Christmas ?
Im sorry to start mentioning xmas already but planning is the key to a debt free xmas, im new to budgeting and wonder how all you DFW plan your xmas, cost of presents, what do you allow per person? where you buy from. food costs and cost cutting tips.. My oh has 2 children and we normally start about now, buyin stocking…
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Credit card and Bank account problems
Hi ALL This is my first post here and I am in desperate need of some advice. A while I lost my job and because of it I got a bit depressed. As a result I started gambling and have run up a considerable amount of debt, to an extent now that I feel as though I am drowning. My main problem at the moment is that I have got a…
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Quidco - best click thrus?
Apologies in advance if this isn't the most appropriate place to post this :o Would some kind peeps please point me in the right direction for what CTs to use on Quidco each day? Ta very much :beer:
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Anyone else having problems with CTC?
Possibly not the right board to be posting this on, but our lack of Child Tax Credit is contributing to our debt situation. Our CTC was stopped almost a year ago now, because we had supposedly been overpaid the previous year. This years renewal pack was sent back as soon as I got it and we were then told that we were…
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ARRRGhhh foreign call centres!
:confused: Ive just lloyds tsb on the phone, yet again, i spoke to them last night and they are after more money. im paying token payments until im able to go on a DMP. and they keep calling me over and over again. 6 missed calls on my mobile today from them and yesterday and the day b4 that !! ive paid my token payment…
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I Love Martin!
yes i know ive said it before but i love this man, ive just sat and watched Carol Thatcher getting by for one week on a state pension which was worrying to say the least but then there he was my hero!, this man should be Knighted for his dedication to get us better deals and to make sure we dont get screwed by our banks!…
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What did you spend today, Friday 18th August?
I have spent nothing, which is why I'm starting this thread *smugly* :A What about you?
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Manchester - free 'real' nappies trial
http://forums.moneysavingexpert.com/showthread.html?p=2724193#post2724193 Annie Xx
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How many credit cards?
Hello, I'm looking for some advice please. DH and I have 4 credit cards at the moment. We have : Egg Card £7K limit - I have paid this off so zero balance (was £2K) Marbles £7.5K limit - Also Paid off. (was £2K) RBS £6K limit- Balance £4200 Tesco Visa £3.5K limit - Balance £2000 (0% till January) The RBS card has been…
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It was this morning...
my cccs appointment. The girl I got was lovely and everything was explained in plain English. I felt so much better afterwards but i still feel like a loser getting myself into this situation in the first place. I also want a baby in the next year or so (if it's part of the plan) and just dunno how I'm gonna manage etc...…
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Help! Moral Issue
I have been offered the opportunity to earn some extra money by 'babysitting' a family who have been repossessed whilst they clear their home. I really need the money and if I don't do it they offer it to someone else, who I know doesn't need the money like I do, and who won't be as understanding as me! Is this 'dirty'…
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Help bailiffs letters re car I know nothing about
In today's post I received 11 letters from CCS Enforcement Services Limited each one about a congestion charge fine. These add up to just over £3,000!! After I had stopped shaking I tried to puzzle this out. I have never driven so why would these letters be addressed to me? I think I have worked it out. All the fines…
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Cheek Of My Bank (A&L) - Grrrrrrrrrrrr
I am so mad with my bank! :mad: DH's salary was due to paid in today, when we checked with our online banking nothing was showing. So DH has checked with his wages dept and the funds have definetely gone to the bank, he then rang the bank and was told that there was a processing problem and over 3000 people are missing…
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Who do I send my cheque to now???
I've had the following responses from my creditors : Halifax - accepted pro-rata payments till 2nd October payment Tescos - have sent me a default notice which they say they have to do this by law before they can look at pro-rata payments John Lewis - asked for 3 mths worth of salary slips & copy of tenancy agreement, but…
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Should i balance transfer
Hi All, I've got about £1,060.00 on my Natwest Credit card and the interest free period is up in Sept. I'm fed up with being in debt and just want to clear it but i can only afford to pay the minimum payment or just over sometimes. Would i be best to transfer it to another 0% card and accept the 2 or 3% fee or keep it…
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Advice please.
I'm not sure where this is best posted but was helping someone could help My friend has just been dismissed from his job. He was doing really well at clearing his debt he had just arranged to start seeing his kids again but last week money went missing from work. He cashed up the till and placed the money in a capsule…
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Admin order and silly question
I pay £100 a month (started March 28th) Ive just realised the last payment I made covered the court costs so its finally eating away at my debts :j Here comes the silly question....its says on my order the debts will be paid pro rata?? What does that mean?? (I think it means they will start with the highest first-but that…
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Second job ethical dilemma
Hi guys, Can you help me? I'm looking at maybe getting a 2nd job (well, I say 2nd job. I've already got 3... though one will be finishing soon!), but it's for a "rival" of one of the companies I already work for, and I don't want to give up working for Rival A - I want to work for both! (I could fit this in time-wise…
