-
Bank Holiday Monday
How will people be spending (or not spending as the case may be) this free day? Ill be working lol (sorry had to post this thread just to get the spending pun in) :)
-
help me with my credit card balances please
Ok. Here goes. Balance one : 5504.06 on Barclaycard (most of it a balance transfer with a few purchases on it) Limit £6500. They are offering me 6.9% for life of the balance or 0% with 2% handling fee Balance two : 2118.96 with HSBC most of it a balance transfer with a few purchases on it) Limit £7500 they are offering me…
-
My dad won't listen
Hi all, This is my first time so please be gentle with me. It was my dad that first introduced me to this website when he bought me the book last christmas. I am addicted to it now. My problem is that my dad doesn't seem to care about his finances. My dad is 60 roughly 40k in debt on credit cards (my mum showed me the file…
-
Hopefully I will be talking to Martin on Radio 2
Ive got thru to the researchers on the Jeremy Vine programme today! Martin is on after 1pm talking about joint bank accounts. Hopefully they will call me back!! I'm Melanie Hollis btw
-
Help with debts
Hi there I hope you don't mind me posting this but I work for Endemol television and we are looking for people who are in debt to come on our talk show to tell us their story. It is called 'Real Lives' and will be screened on ITV1. It is about current affairs and human interest stories - an opportunity for people to tell…
-
i got a feeling its going to be a tight month
so far as some of you read in my other post. Work decided to pay me short. decided to let that ride and get it back on next months pay. but as you can see from my sig i managed to pay £900ish off my debt this month.. i just had to tell someone I have a trip planned with a few of my friends this month and with work paying…
-
Payg
Ello everyone, hope you are all having a good'un Quick question, when you guys go on about a 'PAYG' phone, do you mean pay as you go? I always thought it was some miraculously cheap tarriff or something?! Ha!
-
Chip and pin cards
Don't know if this is the right place to post this but it a bit DFW as it is asked with the intention of saving myself either a bus fare or buying something just to get cash back. I'm just wondering if it's legal to let someone else use your chip and pin card with you permission:confused: For eg, my dd needs to buy a…
-
can someone please direct me to...
a website where i can compare car insurance?
-
How would you spend it?
This is a bit of fun, with absolutely no purpose, but my boyfriend and I were day dreaming about what we'd do if we won the lottery (even though we don't actually buy a ticket!) - so my question is this... if you won £10 million, how would you spend/save/administer it? Here's mine:£500,000 towards paying off debts and…
-
existing loan provider
Morning Not sure if i am on the correct board, have been reading about people re-negociating with existing providers on their apr. Have a loan with GE money at 8.9%, according to the internet the loans start at 6.7%, have had this loan since 2000, and topped it up last year, have never missed a payment with them since…
-
newbiw, what is the £2 club please?
Hi im new very interested in this £2 club what is it and what do I need to do please :confused: Thanks.
-
Use ISA to pay off loan?
Hello This is my first message on this site, and I'm hoping someone will be able to help me! I have a graduate student loan with 13 repayments left of £226.92 a month. If I were to pay it back today the total repayment would be £2785.19, saving £160 off the total owed if I pay back via 13 repayments. I also have £3793.11…
-
Arrrggggghhhhh, other halfs car stolen
Hi All, Feel the need for a rant this morning:mad: , at 12:30am on the 24th august some theiving gits stole my partners range rover!!!. he heard the engine start, ran outside to try and stop them and they went for him..he had to jump out of the way. I am so angry about this, how dare they take something that isn't theres…
-
Puzzed over reclaiming etiquette!!!!
Hi guys Can I attempt to reclaim charges on a Paragon loan? Has anyone done it? If so how was it? Also, has anyone paid off all their debts from a DMP and then claimed back charges afterwards? :rolleyes: :rolleyes: :rolleyes: :confused: :confused: :confused:
-
Next years holiday
Well, for the first time ever we've nearly paid for next years holiday upfront. We put it on an interest free card and there's just under £500 left to pay. It sounds extravagant but we're going to stay with my sister in the states as it's actually one of the cheapest ways we can have a good holiday. What i'd like advice on…
-
Heeeeelp
Hi all, Am in tears writing this but know its our own fault. We have just spent too much and now are in that cycling of accruing charges because we're regular over our overdraft and then it all starts again. Am so annoyed with myself because just before christmas we moved to the seaside, made £34,000 on the house sale and…
-
Thank god it's friday
Not only is today the last working day for 4 days :T (we get an extra bank holiday with work) but it's also payday - so I can pay something off the debt! :beer:
-
addictive personality
I am in trouble. I don't even know how much debt i am in. Approx a £1500 overdraft, a 15,000 loan, I owe my dad arond 10,000 as well as about 12000 in student loans. I am a sigle mother and have less than zero chance of paying this off. I do not know what to do. Myparents don not know either, they have just bought a…
-
Where to put overpayments?
After looking at toomuchdebt's thread and playing around with figures I've realised how useful Money can be and that the snowball site is not helpful for a lump overpayment, so am offering mine and it's services to you DFWs :) Just post the usual - debt amount, apr, min payment and the amount you have to overpay and it'll…
