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Where to put overpayments?
Gemmzie
Posts: 14,876 Forumite
After looking at toomuchdebt's thread and playing around with figures
I've realised how useful Money can be and that the snowball site is not helpful for a lump overpayment, so am offering mine and it's services to you DFWs
Just post the usual - debt amount, apr, min payment and the amount you have to overpay and it'll let you know where to chuck it as it isn't always the highest APR and if APRs are similar it can be hard to figure out where to chuck it.
So yeah, services are here if you want them, PM me if you don't want to post info here
I've realised how useful Money can be and that the snowball site is not helpful for a lump overpayment, so am offering mine and it's services to you DFWs
Just post the usual - debt amount, apr, min payment and the amount you have to overpay and it'll let you know where to chuck it as it isn't always the highest APR and if APRs are similar it can be hard to figure out where to chuck it.
So yeah, services are here if you want them, PM me if you don't want to post info here
No longer using this account for new posts from 2013
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Comments
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Gemmzie wrote:So yeah, services are here if you want them, PM me if you don't want to post info here
Is this just money services? :think:0 -
southernscouser wrote:Is this just money services? :think:
Well who woulda thought SS would be thinking along those lines eh?
Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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No longer using this account for new posts from 20130
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hehe did you do my full DFD gemmzie?I have an extra £20 this week to throw at my debts and also an extra £80 next week so that will help Debts Jan 2014 £20,108.34 :eek:
EF #70 £0/£1000
SW 1st 4lbs0 -
I would love your help please - I am coming in to 6K and thoughthe snowball would help me - I will search for my soa posted it a couple of months ago and it hasn't changed too drastically. i will try and post the link on here to you if I can work out how to do it.
Many thanks for your offer.Lightbulb moment 10-06-06
Total debt £36,996.70 June 2006
Total debt approx £33,000 Oct 2006
Jan 07....to be worked out but may have gone up GULP
:mad: :eek:
DFD March 2011
DFW Nerd 111
19 jan 23 feb 5 weeks:( - grocery challenge £2500 -
Toomuchdebt wrote:hehe did you do my full DFD gemmzie?I have an extra £20 this week to throw at my debts and also an extra £80 next week so that will help
Just found your SOA post, am doing it now
Is it up to date?No longer using this account for new posts from 20130 -
pretty much-might be a few hundred more on one of the credit cards due to last months spending before I cut them up but it'll only be a months or so difference in a DFD-I just want to get a rough ideaDebts Jan 2014 £20,108.34 :eek:
EF #70 £0/£1000
SW 1st 4lbs0 -
not sure if i have done this right but here goes
http://forums.moneysavingexpert.com/showthread.html?t=209604&highlight=pondsaver+soa
thanks againLightbulb moment 10-06-06
Total debt £36,996.70 June 2006
Total debt approx £33,000 Oct 2006
Jan 07....to be worked out but may have gone up GULP :mad: :eek:
DFD March 2011
DFW Nerd 111
19 jan 23 feb 5 weeks:( - grocery challenge £2500
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