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Puzzed over reclaiming etiquette!!!!

terriblesaver
terriblesaver Posts: 213 Forumite
in Debt-free wannabe
Hi guys

Can I attempt to reclaim charges on a Paragon loan? Has anyone done it? If so how was it?

Also, has anyone paid off all their debts from a DMP and then claimed back charges afterwards?
:rolleyes: :rolleyes: :rolleyes: :confused::confused::confused:
Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
Official DFW Nerd no 176
Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Re the Paragon loan, cant see why not, what sort of charges are they ?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • terriblesaver
    terriblesaver Posts: 213 Forumite
    Mainly unpaid DD charges ... they wouldn't change the DD due date so it used to bounce alot and then get paid a week later - £25.00 a go - £10 for a letter and £20 for a phone call!!!
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    the £25 ones definately you can. Im not too too sure on the letters and £20 for a phone call :eek: I expect you probably can, have you asked on CAG?
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • terriblesaver
    terriblesaver Posts: 213 Forumite
    No but i just had a nosey on there and apparently i can also ckaim my redemption penalty!!! Blimey. Its really scary though. I cant start any recaliming til everything is paid off. It all looks so easy in here !
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    Why cant you start reclaiming till everything is paid off?

    You might want to get on with it now in case theres a legal change of some sort
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • terriblesaver
    terriblesaver Posts: 213 Forumite
    I assumed that as everything is in DMP i would not be able to reclaim any charges. Is that wrong????? I need a debt buddy!!!! LOL
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    As far as I know thats wrong. :confused:

    Hang on Ill check CAG
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    http://www.consumeractiongroup.co.uk/forum/general/7998-paying-through-payplan-can.html?highlight=cccs

    have a look at this :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • terriblesaver
    terriblesaver Posts: 213 Forumite
    Thank you sweetheart .... aaarrrrrggggggghhhhhh
    x
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    TS,

    Ive been through the process, a few times now, and I have had 2 refunds and another on the way.

    If you want a bit of help, dont hesitate to give me a yell, im on MSN if thats any use to you PM me your email add if you use it :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
This discussion has been closed.
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