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Advice Please - How to tackle this problem
Ok here goes - you probably all know me a little by now but ive been doing a lot of thinking of late - especially after all the problems with my accountant ive had recently and ive made a decision - i no longer want myself and hubby to work for ourselves - i want us to go back to working in employment - less hassle and…
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what have you spent sun 11/06/06
nothing :j in all day revising although i will get mum to return the mini fridge i brought as its been going for 18+ hours and its doing nothing :mad:
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Goals for w/c 11th June 2006
Hi everyone, Here is a link to last week's goals thread:- http://forums.moneysavingexpert.com/showthread.html?t=207590 Here are my goals for LAST week:- *4 no spend days - Not done, still not back in the swing of these no spend days :mad: *Send party invite in some shape or form - Yes, I didn't like my party invite design…
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In a Tizz...
2nd attempt.. messed it up last time!!! Right.. I HAVE to do atleast 20 hours overtime at work to be able to pay of a nice chunk of my debt each month. July is time for our annual pay review and bonus.. and I'm getting nervous! I had my 1 to 1 with my manager and have been signed off as "fully competent" in my job which…
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Debenhams
Took my GF to Debenhams this morning. Bought her a new jacket and paid with real money. Check out staff tried to sell me a store card. I told them that store cards are evil and are the work of the devil! They weren't very impressed! Eamon
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Which One Are You?
Somebody asked me what my debt situation was and i replied that I was virtually debt free, because I was in a position where I although in debt for sometime to come, I could easily just sell my stuff and pay my debt's off. After somemore thought, I came up with a couple of categories to describe different debt situations,…
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Refused a savings account!
Hey all, Applied for a savings account with Cahoot, and sent off the id etc. This was returned as I sent a council tax bill that the council got my postcode wrong on. Was just about to send off proper bill for ID when I got a letter telling me that they'd basically done a credit check, and were withdrawing their offer, as…
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banking charges
i`ve been trying to register with the banking forum in order to get my bank charges refunded but i don`t get any details back from them ,i get my money saving newsletter in my email and other emails but nothing from them and i`ve tried a number of times. please can someone h e l p?:beer: cheers
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Problems with HSBC
Dont know where to start with this.....I ran up about £30K of debt paying lawyers to try and get contact with my children when my ex-wife's new partner made thinks difficult Through a combination of scrimiping and working stupid hours I cleared all but about 11K of it, then last year I got exposed to a bio-hazard at work,…
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Debt Stepping Stones
Hi - just thought i might start off a thread about debt 'stepping stones' - im not too sure but i think my total debt is over 35K:eek: - including business debts as i am a sole trader.............i think we should have stepping stones of maybe 5k or so?? It really gives me incentive and i can see how good people feel when…
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tax credits
Well we decided we had to claim family tax credits what with being bankrupt we need all the money we can get!! of course heard all the bad things about them But had hoped they might be getting there act right by now? But i think we were wrong!! yesterday we had 3 lots paid in to my wifes account now how come we got £154.51…
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Remove Default on Credit File
There is a £17 default on my stepdads credit file from Vodafone for a mobile phone contract. We have now paid this off and I was wondering if it would be possible for this to be revoked or do you think vodafone would leave it on to teach a lesson ?
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Annoyed!!
:mad: :mad: :mad: :mad: :mad: It's got to be the hottest day of the year and I'm working.. :mad: The worst thing is friends keep texting me; Are you watching the football? Nope I'm working We're having a picnic/drinks in the park, can you come? Nope I'm working Etc etc etc etc!! Why can't people remember & stop depressing…
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What have you done today in a DFW stylee? Sat 10th - C'mon England!
Hi don't think we've had this thread for a little while........ Today, DD and I made some England flags with some white paper and red crayons and stuck them in our windows. Everyone else on the street has flags, car flags and even England car seat covers so we're joining in but with no spend! I've cleaned the bathroom…
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Next Account Credit agreement
I really need some advice here- especially from those with any knowledge of law or who can point me in the right direction as I look for help I stated an account with Next directory back in 2001. After my first order they sent me 2 credit agreements for me to sign which I did not. I continued to place orders on the account…
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Bank Charges Reclaim - a further update!
You know I posted a few weeks back where Natwest had offered me ( I say me but it was on hubby's account!) less than 50% of my original claim well....... They didn't make an offer before I had to return the court allocation form so that was another £100 to spend (when I didn't have the money!). Yesterday, we had a letter…
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Cabot Finance??
Hi All, Any advice appreciated. I am on repayment plan with CITI Cards from last couples of month but today I received a letter from Cabot Finance, they bought my debt and I have to pay them from now on. so I have write them what I can afford. Do I have to ask them anything else..like the proof of debt etc. I am not good…
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what have you spent sat 10/06/06
well morning all, i thought i would start this thread off :D hope you all have non spend days :rolleyes: well i havent, i have just spent £24.90 on some flowers and delivery for a special friend :) i dont care though she deserves every penny :D but that will be it today :rolleyes:
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argghh the weekend
It's going to be a tough weekend, sunny and we are all at home. OH is talking about going out to the beach which potentially means a free day out picnic etc so am optamistic. Got a letter from the CCCS today and NEXT have refused their proposed payment which is a bit scary, they were one of my lowest debtors with the…
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What would you do if you were me?
As some of you may know, I have just lost my job and am starting along the road of a tribunal for unfair dismissal. I was in the same job 22 years and was advised by my doctor to take a bit of time to get over the stress of recent events. I have a DH, 2 kids and unsecured debts of approximately £30,000. I was the main…
