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Goals for w/b 25th June 2006
Hello everyone, My head is all over the place at the moment - I desperately feel the need to start a new update thread or a scottishspendaholic diary - but keeping up with the goals tradition until I get the time to do this as so busy just now. I would really appreciate your advice and support when I do start a new thread…
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Ever notice somthing always happens
Trying to be a good money saver making sure that every penny counts and then the unexpected happens . Some idiot drunk driver has just crashed his car into mine and my insurance is now going to go up . :mad:
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Ebay Member names
Had a sort of good idea. Most of us are selling on Ebay atm in an attempt to raise some cash to chuck at debts. How about we all post our ebay names so that should we feel like some retail therapy we can buy off each other, thus helping each other raise said cash? To get ball rolling I sell under oberonssh (note second s,…
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Saturday Night DFW Staying In Paaarty!
Me again, the saddo with no social life! :D Anyone else care to join me?
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When you're debt free will you mortgage?
I'm so commited to being debt free, but I'm torn. I want dearly to own my own house to bring my lovely kids up in. I want this to be their security when my husband and I have gone. I've owned a house in the past (but then got divorced and left it behind without a penny to show for it!) and have rented for the past 9 years.…
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Credit score advice needed please
right... as of last week I had 3 credit cards, 1 loan, 2 store cards, 1 current account. I start a new job in september, and in the meantime to help my finances my mother (bless her) has transferred the debt from my credit and store cards onto one of hers (she got a deal of 6.8% for life APR). I plan to never ever use…
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Mrs A's Debt Diary
hi this is how the story began in january Hi all, i have been lurking around here for several months but have finally decided to sort out my finances. ok so far this is what i have done began spending diary on week 3 now cancelled all direct debits to things i can live without except £41.00 per month to gym as they wont…
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Adivce I could give my son please re his car!!
Hi My 20 year old son is going in to his 3rd year at Uni in September. When he turned 17 his grandparents, me exs parents, bought him a car(as you can imagine a 17 year old would be over the moon with this gift).OH and I knew nothing about it til they were going out to buy him it----and of course at first it was my sons…
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I Won Back My Charges!!!!yipee
Hi I thought I would just let everyone know that I won back my charges that had accrued with Capital One----total of £891 including interest and the court fee of £80!!! I am sooo chuffedobviously i havent received the monies yet but the letter arrived for me to sign this morning saying that I will get a full settlement…
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Credit Score..i've Been Shafted!!!
As I have got a large credit card bill, I've been on the Martin's site trying to figure out what I can do to reduce the debt. I've got a TSB TRUSTCARD at an interest rate of 29.9%!!! So I figured out that I would try and get my credit rating. Going on to the EXPERIAN credit site I found out that I have a poor credit…
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Music and Film sending threatening letters, please help!
Hi there, I was hoping the wonderful people on these boards might be able to give me a bit of advice? I'm not sure if this is the right board but I know how helpful you all are from my lurking! A few months ago I ordered some cheap DVDs from a link on this forum. I received the two DVD's (one of which was the wrong one)…
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DMP - Which companies accept & which fight it?
I am due to speak to CCCS next week, and am hoping to set up a DMP to start repaying my debts. I was just wondering if some companies are well known for causing problems and fighting the payment offered? Which ones are usually very nice and accept? I have heard MBNA are often a problem, luckily I dont owe them anything. :j
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What have you spent today, Sat 24th June?
This regular thread seems to be missing today, so I hope no-one minds me starting it off.... ....because I haven't spent anything today for the first time in a while, and I'm very, very pleased :D
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How long does a search stay on your credit file?
Hi I've just been turned down online for a balance transfer card because of the amount of credit available to us on other cards. Can anyone tell me how long this will stay on file? Thanks ITR
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Yes Another Bank Claim question!!!!! (sorry_
I am just preparing my charges to send my prelimanary letter. The bit i dont understand is e. g. DR interest til end of june 01 £5.06 do i claim this or is this interest for an having an overdraft? Sorry i have looked on the consumer site and cant find anything. Who put me in charge of money??????????:confused:
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Final Lightbulb Moment!
Good morning all, In the past I have had several lightbulb moments, I'm sensible for a couple of weeks or so and then it all goes out of the window and i'm back to square one. Now my priorities in life have changed, I live with my girlfriend we have recently bought a house and would like to start a family in the future but…
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What a bonus!
I'm watering our next door neighbours' garden for them while they're on holiday and they said they'd got some vegetables which would go off while they were away and they'd leave them on my step before they left this morning. Got up this morning to find a bulging carrier bag on my step containing: baby potatoes, 2 carrots,…
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CCJ's on credit file
I've seen mentioned in threads that CCJ's remain on your credit file for 6 years. Is this from the date of Judgement or from the date at which the debt is cleared?
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Anyone fancy a free day out in London? - Now gone!!
Hello everyone I have won a couple of tickets to the British Airways Luxury Travel Fair and the Daily Telegraph House and Garden Fair which takes place at the Olympia in London from 29th June until 2nd July. I think the prize includes some sort of books too as there is a compliments slip included that says you need to take…
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Advice needed regarding a credit agreement
Having recently checked my credit report I noticed a few defaults from a catalogue company from 2004. At the time I can distinctly remember not signing any agreement with this company. I can remember them sending a form to sign and return, but I did not complete this. As I wasn't aware of the credit agreement and because…
