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Amazon Classic Mastercard
Have anyone used it? Any experiences? Does it build your credit history? Can you use it as normal credit card in the UK shops or reserved for Amazon purchases only? Do you have to use it regularly on Amazon? Is it easy to get the one?
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Login to barclaycard.co.uk
I keep getting this error - is it just me ? Not been working since last month. Sorry, there's been a problem with our system. We're currently unable to log you in. Please try again later.
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PIN change.
I used a Tesco Store cashpoint, this morning, only to change the PIN for my Tesco Credit Card.Inserted the card and selected "PIN services". Then the only request was to enter new PIN, then enter new PIN, again. The original PIN was not needed. That can't be right? i.e. somebody steals your card, goes to cash machine,…
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Confused about when to pay off credit card?
Hi there, This may seem like a silly question. I have a Nationwide credit card. If I use the credit card do I need to pay it off at the end of the month or is it 30 days from use? I always pay it off as soon as I can. I'd like to use it now and then pay it off over the next 30 days not right at the end of this month which…
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Tesco Credit Card - additional 0% Balance Transfers?
Hi everyone, I have just come to the end of a 18 month 0% balance transfer period with Tesco bank (account opening offer). I've paid off the balance in full. Do Tesco tend to offer any decent additional balance transfers after the account opening offer runs out or am I best closing the account down? Thanks, Ste
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Credit Card Payment Plans/ Settlement
I wonder if someone could please advise. We have numerous credit card payment plans in place for some time and we have always intended to pay our debts. We have an interest only mortgage on our home which has come to an end and we are selling to pay this off. We have accepted a solid verbal offer, albeit much less than we…
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Co-op Credit Card with Apple Pay.
I recently took out a Co-op Bank credit card. Did the usual activation routine, and I have used it a couple of times for small amounts just to check everything was working. I have not yet received my first monthly statement (although I would expect it anytime soon). My co-op debit card is linked to Apple Pay, and I thought…
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Wife Denied Credit Card
Went through the eligibility checker and there was a 95% chance of being accepted. She earns £24,000 a year. It just says that the reason for denial is: You have been credit searched at Experian and Call Credit as part of this application. Will this affect her credit rating now? Should we call Tesco and ask? She doesn't…
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Santander only took minimum payment last month?
Hi, Apologies if this sounds like a stupid question, but I have a credit card with Santander, I owe about £1100 on it (new house spending), Until a few months ago I was paying the balance off in full every month, but some unexpected house improvement needed doing so decided to save for a new boiler. In turn, I changed the…
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Do Marston Group Collect for credit card debt?
Hi, a friend of mine has confided in me about a debt problem she is having and i want to do my best to help her but I don't know the answer. She has been getting regular letters from debt collectors and now from Marston bailiffs threatening a home visit and she's really worried about it - she told me she missed several…
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Newday Payment Protection Insurance
Can anybody advise I have received a letter today to advise this will no longer be supported from 31st October - does this mean that any price protection claims will no longer be supported and is there an alternative credit with this option ?
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Interest
I have a Tesco credit card and I have had some late payments a few years ago but looking on my statement I now have a rolling charge and interest each month I have spoken to Tesco and been informed that this will not get paid off until all my other balances are clear even if I overpay this will not be put against this…
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Tesco credit card - financial institution fee - Unusual?
Hi All, Today I phoned Tesco Bank to ask why there was a £17 "cash transaction fee" on my statement. They said it's because they charge that fee for all transactions with a "financial institution". In this case it was payment for a survey relating to porting my mortgage. I was astonished at this & why they'd charge the fee…
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Sainsburys bank balance transfer fee
Hello, i would appreciate some advice regarding a predicament I find myself in. I decided to take out a balance transfer card from sainsburys bank, via money saving expert credit club. I applied for the 29months interest free with 0%on balance transfers. I was approved at 21 months interest free, and what I thought was 0%…
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Section 75 Confusion
Looking for a bit of clarification on section 75 claims, I bought the Mrs drifting lessons for her birthday last year at a cost of £999, Covid got in the way and it ended up getting cancelled, so I've just sat on them waiting for the right time to reschedule. The company has today announced that they will be going into…
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Paying upfront with credit card
In order to gain Nectar points need to spend £400 in next two months on Sainsbury’s credit card. Wondered what I could pay upfront for with credit card? Council Tax, local authority only allows debit cards. Don’t have any subscriptions except Cineworld Unlimited. Is there anything out that that takes advance payments by…
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Barclays, the closed account, and accidental payments
So: Credit card in collections. Managed to pay it off in full in June. Done, closed, dead. Apparently didn't cancel my standing order properly. One payment taken, one pending that if I phone in 48hours they'll sort out or, supposedly automatically refund. Guy on phone, eventually, after me pointing out Julys payment could…
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Have you set a credit card buffer for your card/s?
Hello, does anyone have a buffer on their credit card that they’ve set for themselves that you don’t touch? Why, why not? If you do, what is it, and what is your card limit? Does the buffer you’ve set vary depending on your card limit? Or do you just do something like no more than 25%/50% etc utilisation?
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Lloyds denied card swap to cashback
I have used Lloyd's "eligibility checker" to swap my Lloyds Bank Platinum MasterCard to the new cashback card and it failed. I was not expecting this. Is it normal? What could be the reason? The message said Sorry you're not eligible for a credit card this time We can't offer a swap for your current credit card right…
