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0% Spending Credit Card Abroad...is there such a thing??
Hi We're going abroad for a few weeks and for peace of mind I would like to take a credit card as a back up....however which is best?? Being Self Employed paying it back straight away on my return would be a struggle so I would like a few months 0%. But also fees are confusing too.....can anyone help please?? Thankyou Mandy
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How long after new mortgage
Hi, I have taken out a mortgage and will be moving into new property soon. How long should I leave before applying for a credit card? Thanks MS
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Advice on applying for a balance transfer
Hi all, I'm new to the forum so apologies if I've posted this in the wrong section. I've been on the phone to banks and credit card companies all day as I'm looking at applying for a new credit card in the near future and transferring some of my existing balance over. I've been struggling with low credit score for over a…
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Car Purchase
I'm buying a used car over 40k, this is being funded by trade in value of my current car of 20k, 1k deposit paid on my credit card and the balance paid via debit card. Am I covered by either section75 or 75a? Will I get protection on the FULL purchase price? Can anyone help with this query. Many thanks
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Best to close old credit card accounts or not
I have some credit card accounts, (at least two) originally opened to take advantage of balance transfer deals but now with zero balance, if I have no intention of using again (current balance transfer options are better eslewhere), should I close the account? Thanks GG
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Evolution sports trading
This is not a credit card post, but nearest forum I could find. I'm asking you knowledgeable people to cast you eyes over this. A member on another forum posted that someone was coming round to see his wife and was bringing a Visa card and was going to give her £50 in cash. Yeah, right. Here is his last post on the…
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AMEX Eligibility Checker
I'm getting a 9/10 chance for all AMEX cards on MSE and MoneySuperMarket, yet 0/10 chance on AMEX's own checker. Would you assume AMEX's is more accurate? Never had problems getting a card with them before, had a Gold card which I closed 5 months ago, and had a BA card for the last few months with £3k limit.…
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When to pay off credit cards?
Hi This may seem a silly question but I have just signed up for a credit card through capital one to help improve my credit rating. When is the best time to pay it off? Straight away or the date the payment is due? I will only be using the card to improve my credit rating! Many thanks
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Should I cancel my longstanding credit card?
Hello! I have 3 credit cards, one of which has a long period of 0% interest left (Virgin), one has a balance of just under 50% of the credit limit and the 0% interest is due to expire (Barclaycard) and the third card is clear (NatWest). I will soon be looking for a 0% balance and money transfer card for the balance of the…
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Confused about balance transfer card
My Very bill is now down at £500 (I've cleared around £600 since the new year which is massive for me) and is my primary goal to remove ASAP. I have a payment coming out for football season tickets for my son and I, which will come to £600. If paying by zebra finance for the tickets over a 4 or 10 month period, then the…
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[£20 CASHBACK] Halifax Clarity Credit Card
Halifax is now offering £20 Cashback for people who take out the card from today until 3rd September 2017. All you have to do is spend ANY amount abroad in foreign currency by 30th September 2017. :j Cashback conditions as on site: - Cashback offer valid on accounts opened by 3rd September 2017 - The £20 cashback will only…
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Anyone managed to get 3 Tesco Credit Cards?
I don't actually want 3. I currently have 2 Tesco Credit Cards, one on a 0% for 42 Months which i don't spend on at all and has a transferred balance on. The 2nd is one i do most of my spending through to boost my club card points. The 2nd one i would like to change the type of credit card as Tesco offer about 6 or 7. The…
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MBNA closed new account
Hi all, I've read the forums for help before as previously my issue had been experienced by someone else so I knew what to do but this time I can't find this. I'm improving my credit file as I had few late payments of small amounts like £15 because I forgot to pay on time and a few searches then after about 8 months my…
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American Express interest rate rise
So Bank of England interest rate is at a all time low of .25% and has been low for several years now. Amex send me a letter today increasing my interest rate from 15.9 to 19.9 Are they living in the real world
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HSBC credit card- stolen items refund?
Long story short, I had a load of cycling equipment stolen from my car at the weekend. Lots of which had been bought recently using my HSBC credit card. I've been told that there is a possibility I can claim the money I paid back due to having some form of protection that comes with the card? I rang HSBC but they didn't…
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0% transfer offers
Hi Does anyone know if the 0% balance transfer offers you get from existing credit card accounts are negotiable? I'll need to move £1000 or so soon, I don't want to take out another credit card. Most of the offers you get on existing cards are 0% for 10 months or so. If I phoned them would they offer a longer term?
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Home Number Needed for Barclaycard?
Hi all, I have recently applied for a new Barclaycard credit account. They have not confirmed or denied if I have been approved - I have been asked to provide further information ( I.D confirmation), however, part of this is providing a "Home" phone number - which I do not have as, due to having a mobile phone, have not…
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Recommendations??
Hi peeps, Could someone advise a credit card that would let me transfer from two c.cards.... with no interest for at least 24 months so I could pay it off.... as what I'm paying at the mo is high interest. Thanks in advance!! :j:j
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Credit card apr
Have a question regarding a credit card. A credit card I have has an apr of 12.9%, if I used it would the 12.9 be applied each day ? Thanks
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Refusal from Aqua
Bit peeved, just been refused by Aqua! Only applied as it's the only MasterCard I can find with cashback. Never been refused a card before, applied for another card just before with a much larger limit that was accepted. Have no balances to transfer, pay all in full by DD each month, and MSE money club score is 999. Don't…
