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Business Credit Card
My current work have just mentioned getting me put on to their credit card account so that I don't have to keep getting petty cash for things like petrol and so I can order office supplies online. The problem with this is that I have really bad credit and will not pass a credit check, but my work do not know this as I keep…
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credit cards and lost my job.
I'm just wondering if my 'plan' to manage my current debt will work. Can anyone help/advise please!? I have £2300 on a Barclaycard which gives me 0% balance transfers for 9 months. I've spent £1500 on it. I have 3 other cards that are clear £400 capital 1, £550 on vanquish and £500 mbna. I have used these on the past but…
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Vanquis Transfer:
Can a balance be transferred from a vanquis credit card, I've read it can't and read it can, what is it?.
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Moving a balance transfer to a current account
I'm being offered a Tesco credit card with 0% interest and a 0% fee for balance transfers for 20 months and I would like to move as much as I am able to my Santander current account. I will, of course, have first of all to transfer the balance to another credit card but the question is, which other credit cards would allow…
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Any mainstream lenders accept you with a default?
Any mainstream lenders accept you with a default (3 year old), Not looking for the best 0% rate or anything. Just wondering what the next step is moving on from an adverse credit card.
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Brand new to Credit Cards..
I am with Santander Everyday account and Santander Business Account, and use debit cards fine. However I have been advised to look at Credit Card for the extra protection (when paying for things abroad etc) and the added security over a debit card. Obviously a Santander CC would be handy and I will give them a call today,…
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UK Domestic bank transfer using Amex
Hello, I have an Amex cashback credit card and would like to pay for part of my wedding using it, but they don't accept Amex. They do accept bank transfer, so I was wondering if anyone knew of a method to pay a bank transfer by Amex? (something like Transferwise but they won't accept Amex). Thanks
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Revolut Card - Not Fit for Purpose
I got this card before i went to Orlando, loaded £1000 from my savings on to the account 1) We eat at the Outback Restaurant, 2 different amounts were taken off my balance, one had a tip one didnt, had to wait 10 working days to be reimbursed 2) Bought something from the Lacoste outlet, had the exact amount taken off 2,…
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credit cards
Hi everyone I'm new on here so bare with. I have 4 credits (me and mr) the 4 credit cards come to £12,000 What I want to know is they all have a high APR due to poor credit history. I can afford to pay £800 each month. Do I pay one at £800 until its finished and pay the minimum on the other 3 or do I split the £800 between…
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How Long to Apply After Credit Report Update?
Hi guys, I was recently declined for a Bank of Scotland credit card and Barclays initial card. I got my credit report from Equifax and everything was green, but the electoral roll red, giving me a very poor rating of 264. I then registered at my new address, and am due on the register in a week. Once my credit reports have…
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Balance transfer period on 0% cards
A lot of cards seem to have a 60 day introductory period for balance transfers. Without checking all lenders T+C, is it normal practice to limit the amount of transfers in that period, or can you generally do as many as you like within your credit limit?
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Should I use my new virgin card to pay off my overdraft
Hi guys, recently got accepted for a virgin purchase card for 24 months. It also has the bonus of a money transfer with a 1.90% charge. Now I get paid 4 weekly so my money catches itself up so last month I didn't have to pay anything to the mortgage etc so that months money has gone towards paying off part of the…
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Balance transfer from someone else's card ?!
Is it possible for my husband to have a credit card in his name with me as an additional card holder and take a balance transfer from a card that was in my name without him having been an additional card holder? Thank you, Louise
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0% switching credit cards
I have never done this-currently with Halifax Clarity. If I did switch would I have to close down the account with Halifax? Or can the new credit card provider just take the balance? I actually like the Clarity card for some of it's benefits though it doesn't offer the best rate of interest.
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0% purchase cards 4 utilities?
Hello, Everybody. I have a quick question. I've received an astronomical Gas/elec bill. I want to get an 0% interest card to pay it off gradually. Can I do this or does it count as a cash purchase and I'll therefore end up paying interest? Thanks in advance:)
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MSE News: Take Martin's five-minute wallet workout – save £100s
Pull out your purse or wallet and follow Martin's tips to see how much cash you can save...Read the full story: 'Take Martin's five-minute wallet workout – save £100s' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Balance Negotiation
Hello I think the answer will probably be no but I am about to pay off the balance of a credit card with a fairly big balance (£9k) and wondering if anybody has ever been able to negotiate a discount because they are clearing the balance? Was planning on saying I have a number of cards and only limited pot of money to pay…
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Barclaycard. 1 online account, 4 cards, 1 card crashes system.
hi, I login to my Barclaycard account with one set of login details after various cards were merged to a single login some time ago. this week I see my old MC has been changed online to a VISA card, this works fine and balance is correct - I have not received a new physical card yet. however, although all 4 cards are…
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Direct Debit Help!
Dear all, I have held the Aqua Reward card for a year now. Recently I transferred the direct debit (full payment) via Aqua's online banking from First Direct to Lloyds. I then received a phone call today, demanding payment for a missed payment from the beginning of this month. I've settled it, and they've waived the £12,…
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Halifax credit Card Statement Download
Just a quick question to anyone with a Halifax Clarity Credit Card, can you download transactions or statements into Excel and/or pdf files? Thanks.
