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Having more than one credit card within Lloyds Banking Group
I have a credit card with one of the brands within Lloyds Banking Group. I want to apply for abother credit card with another brand within the same group. Would the limit of my second card be lower than the first one, as people on here who has a second card with the same bank has a lower limit? If you guys has two cards,…
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Barclaycard statement problem??
I can't View my Enhanced PDF Statements at all... I have the Save as/print options etc there is no PDF download button is it a glitch or will it be fixed soon? I can save as PDF (But statement is in old format) Is anyone else having this problem??
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Nationwide interest free balance transfers - purchases?
I took out a Nationwide Select credit card last year to take advantage of the interest free balance transfer. This offer ends next May. In the meantime I would like to make a purchase on the card, but am having trouble getting clarification from Nationwide re. how/if the purchase would affect my existing interest free…
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Credit card help please
Hi, I am new to the forum and wondered if someone could help me with some advice. A family member has got themselves into trouble with their credit card. They have had to use it more then they thought and they are paying interest every month. I dont know if it is worth another family member getting a interest free credit…
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Tesco BT from Virgin Card?
Has anyone had trouble transferring a balance from a Virgin Money CC to a Tesco CC? Just been accepted for a Tesco CC but the BT section said either the card number was incorrect or they couldn't transfer from the provider. I checked the number several times :huh:
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Tesco Credit Card refusing refund
Hi all My daughter has an upcoming trip to New York next month, booked flight and accommodation separately. room was booked and paid via 'Hotels.com'. While researching local transportation from JFK to the accommodation, we discovered a posting on a travel forum from someone informing another poster that the hotel is…
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What part am I paying off?
Just trying to understand how a CC provider handles your repayments, and what "part" of your debt you are paying off with each repayment..... Scenario: Applying for a new card which offers 1.5% balance transfer fee & 0% for 6 months on purchases, and 18% after the 6 months. Will be balance transferring £3000, and also…
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Virgin Atlantic Airmiles Joke
Hi all, I was wondering if I could get some advice. I have been saving my airmiles on my Virgin Atlantic credit card for a trip to the Caribbean. I had intended to pay in cash and then use my miles (I have 24K presently) to upgrade to first class. Currently, a regular return in economy is £577 for the dates I want to go,…
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TSB Credit Card Chargeback for UPS losing apple return iPhone
It has been a while since my last post and would really appreciate some advice, I returned a phone to apple for a refund and they have claim to have received essentially an empty box. After investigating with UPS, UPS are denying liability for the missing phone and apple have advised me to file a police report, which I…
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From adverse credit card to mainstream card
When using a credit card for adverse credit risk. I.e. an Aqua card , capital one, vanquis etc. Does building up an history with these companies (with an increased credit limit over time) give you a better chance of being accepted for a mainstream card maybe a 0% or balance transfer card.
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Section 75
Can anyone help. My late father purchased land and carbon credits from a rogue company that went bust and was closed down, it was a scam and many others were also conned. He bought using partly a credit card and I want to know if that means the credit card company is equally liable? He passed away in Dec 2012 and my…
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Cash advance fee
I bought an item of 2nd hand jewellery from eBay using my Paypal account which is linked to my credit card. The correct Paypal amount appeared on my statement but also a £3.00 (5%) charge called 'Cash advance fee'. I've been querying this fee with my c/c company over the last week via email and they've come back to me 3…
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Barclaycard credit limit change
i've just logged in to my Barclaycard account to request a limit increase so I can do some balance shuffling between 0% offers. I submitted the request (a £1500 increase) and was sent to a screen telling me my request couldn't be processed. Then, on my summary screen, my credit limit had changed instantly to the new higher…
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Cheapest way to pay someone with an AMEX
Hello, If I wish to transfer funds into someone's bank account from my AMEX - what is the cheapest way of doing so? I am aware that via PayPal it will cost me 3.4%+ 20p on the transaction. I have searched through AMEX's guides and the do not seem to have a service whereby I can directly pay someone via their own website.…
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ID theft after Tesco?
We've just had a strange thing. 2 months ago for my partner, then today for me, we have been contacted by our bank to query 'unusual transactions' on a card. With his, it was his personal debit card; with mine it was a joint credit card from the same bank. With both, the transactions were made on a US site (unclear whether…
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Changing from a Aqua to a 0% Credit Card
Hello, After completing my IVA last December i took out a Aqua CC with 34% APR to build up my credit, which has been successful I would like to change to a low or 0% on purchases CC & get away from the high APR First thing, when starting a new CC is it possible to have the old CC automatically close even with out a balance…
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How long for Luma card?
How long will it take for my pin and card to arrive? What are people's experiences on the time scale? Thanks in advance.
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Costco TrueEarnings American Express
Hi, I'm a Costco member and thinking about getting this credit card for the cashback. Is it worth it over the Platinum Cashback Everyday or the Platinum Cashback? I already have a Preferred Rewards Gold Charge Card that I'm looking to replace with one of the above 3 credit cards. I have a Halifax Clarity for overseas…
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Scammed??
Hi, I bought a north face jacket online with my mbna card and they sent me the wrong one. It was a uk website and when I contacted them to exchange it, I got what seemed like a false email to say they were in China and they could only give me a partial refund as they would get hammered at customs if I sent the item back.…
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Should I accept a credit increase?
Hi. I would like some advice. I am just starting on my debt free journey, having been able to move my credit card and catalogue debt to 0% cards. This meant my HSBC credit card is at 0. I have had a letter today saying they are increasing my credit limit from £3000 to £8200! My first instinct was to ring them and say no…
