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Payments and statements.. confused!
Hi all, my first payment to my C/Card is due on the 31/7/15 for minimum £5.87, but I've set DD up for £60 per month. However it states underneath: Next statement details: Next statement date: 06/08/2015 Next payment due:01/09/2015 so why am i not making a payment in August? or is the 1/9/15: just the 31st August payment a…
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Halifax Clarity Credit card - doesn't add a non-stirling transaction fee..really ?
Latest email from MSE states the following: "Near perfect rate in EVERY COUNTRY, EVERY TIME, and no hassle. Specialist cheap overseas credit cards are usable in almost any country, and like any credit card, you just pay each month after you've spent. So pop it in your overseas wallet & use when needed, ensuring you repay…
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Are merchants legally required to give a credit card receipt?
Are merchants legally required to give a credit card receipt if you pay by card (as a card present transaction)? Does this change whether you use chip and PIN or contactless payment? I recently used my contactless payment card to pay for something. I saw the sales assistant screw up something that came out of the till…
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Advice for a new credit card please!
Hi I'm pretty new to all of this, I have a credit card with Halifax that I have had for ages now. I got it for a one off purchase and it was 0% interest one. Well that has now finished an Ive pretty much paid it off. I would like to get a new credit card purely as a back up for a holiday later this year to Florida. I have…
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Debit mistake instead of credit refund
Hi A week ago I returned two items in-store to Next for a refund. I have since realised they inadvertently debited my credit card instead of refunding it. Luckily, I still have both receipts - one for the original purchase and the other for the mistaken debit. What are my rights? If they check their records, stock levels…
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Cheapest card for online purchases in euros
Hi does anyone know which debit/credit card provider charges the lowest fees (of any sort, commission or flat rate fee) for ordering online in euros?
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Is this do-able ?
New member here, so..hi ! Transferred £1000 from my N/West c/card to my Barclaycard in May this year (0% interest until Jan 2016). Have now received another offer from Barclaycard, offering 16 months interest free. I was thinking of transferring £1000 back from my Barclaycard onto my N/West c/card, then a couple of weeks…
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Asda Credit Card downloading transaction data to Microsoft Money
I settled on the Asda Credit Card after Capital One pulled their cashback on their card. Seems like the best cashback card for me. One thing I can't figure out how to do is download transaction data in a format that can be imported to Microsoft Money (version 2005). I still love this software as it does everything I need.…
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Capital One Classic
Hi All Hoping you can help me with a query as I'm a little confused. Applied for a CapOne classic and the automated online check at the end said congratulations it's a yes, with a basic limit of £200. Received no email confirmation. Phone CapOne today and they said thats a provisional acceptance and that further checks…
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Tesco 0% deal ending - questions about switching / tarting (newbie stoozer)
Hi, my 18 month 0% interest Tesco credit card is coming to the end of the 0% period on 1st August so I need to switch. It's been maxed out at £8,400 for a while now - i've kept the money to repay in my offset mortgage account to do stoozing. I've been looking at doing a balance transfer to the no-fee 18 month Post Office…
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Balance Transfer.
Hi all. At the moment I have a Tesco 0% credit card. I have a month left before this 0% deal ends and I start being charged. I have around £800 left to pay off, which won't be completed for a few months. I've been looking at balance transfer cards, and the eligibility checker on the money saving website has recommended the…
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AMEX Cashback Card - tool says 0% chance I'll be accepted??
Hi all, I've wanted to apply for Amex Platinum Everyday I used the tool & it says; "0% Accepted. You are not eligible for this card" In fact all of the AMEX cards show 0% chance. All I can see for the eligibility criteria is "Min income: £20,000" & I earn far in excess of this. I do remember apply for a Nectar Credit card…
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Which banks offer Highest Credit Limit
Hello, I'm looking at opening a 0% purchases card for around 20 month period (looking at Tesco, Santander, Halifax) Im trying to borrow up to £5-6K, Does anyone have any experience of which banks in general offers a higher credit limit? I realise there are many factors involved in the decision, I have a good credit rating,…
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Understanding CCARD applications (student)
Hi, The question is how best to apply to a balance transfer card and what income can I use? I'm currently a student (at the end of second year) and I've unfortunately managed to run up about £3000 of debt on credit cards and overdrafts, all interest chargeable. I'm currently living with my parents for the summer so my…
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Yorkshire Bank Gold Card
I applied 'online' for the 20 month 0% spending offer. # got a we'll let you know in a few days message - thought I has been declined but it turns out they process all apps offline. #got a great news letter, we've approved you - just return signed agreement and you'll have the card within 5 days. # sent back signed…
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Halifax Clarity Card - is it standalone On Line or not?
I have just got a Halifax Clarity card but I can't find it as an online card - unless I link it to a Halifax current account? Is this right?? I am perfectly happy with my current bank & have no intention of switching. This is not insurmountable: I will set up HCC as 1 of my payees, but it does mean that I can't track card…
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Credit card money transfer
I did an eligibility check on getting a CC Money Transfer card, however, as I am now not working (so classed as retired as 62) and not yet getting state pension, it is difficult to know how to proceed, as I did the check by putting in our combined annual income, (my husband has now retired so gets pension and state…
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Applying for credit cards online when you have bad credit
OK so my friend has been bankrupt for 5 years (summer 2010) and consequently she has poor credit. She wants to apply for a credit card (she already has 2 catalogues and has managed to get them OK obviously, and she pays the monthly payments on time...) So she looked on here (she isn't a member) at the home page where it…
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Is it worth getting a credit card?
I was wondering if it is worth applying for a credit card to pay a £5k bill, then pay it off in full and cancel the card within a month. My son has a final instalment to pay for his wedding and the finance company have told him his funds will be available AFTER his wedding day 😡😡😡
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Barclaycard Freedom or M&S?
Can anyone tell me what would give me a better reward for my spend? I've been staring at the pages for both cards for the last ten minutes and can't for the life of me figure it out. Having a blonde moment :o :o Also, anyone have these cards and are they worth having? Thank you!
