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Natwest credit card alternatives
Hello all, I have been using a Natwest credit card for the last 15 years but they have now stopped Your Points and no longer offer insurance on purchases. Accordingly, I am now looking for a new credit card to use (I have a Halifax Clarity Card but use that when I'm overseas only). Can anyone make any recommendations? I…
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Changed direct debit paid twice.
I changed the bank that the direct debit is paid from for my wife's Tesco credit card and I thought that I would have to pay by bank transfer for the present statement due on 7th July so I did on Friday 3rd July. I've just checked the credit card online and it has Friday's payment and also has a DD payment of the same…
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Cash or Card abroad?
What is usually the better option, using cash abroad or using a credit card with a small charge? My MBNA Visa credit card carries a non sterling transaction fee of 2.75%, is it better to use visa exchange rates plus a charge than a lower exchange rate from using cash abroad generally? Thanks! P.S I don't really want to…
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Natwest Yourpoints website
Is anyone else having issues accessing the Your Points website? I need to cash my points in but I keep getting a 'redirect loop' and it has been like this for the last month or so.
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Cancelling one card and getting another - best method?
Hi I wonder if any members can offer guidance for my current situation. I recently graduated from university and have held a Natwest Student Credit Card for just over a year with a tiny £500 credit limit that has always been repaid in full on time. I need to close the card by September but would like to transfer to another…
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Pay off before transactions appear
Hi, I'm looking to make a £3,800 transaction on my Tesco credit card on Wednesday/Thursday, limit £4,000. I paid the £500 deposit on the card today, which will obviously take a few days to appear, plus current balance is around £750. Can I make a payment now of the balance plus the £500 to ensure that it completely clears…
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Charged in Pounds £ Instead of Euro €
Hi everyone Hope this is the right place to post. I made 2 purchases recently - flights from Vueling and a hotel booking called Mirror from Prestigia. Mirror Hotel/Prestigia * purchased from Prestigia in € clearly listed in € * deposit charged by Prestigia in € * balance taken directly by hotel (pretigia pass them card…
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Keep Nationwide Select Credit Card?
Hi all I currently have four cards ( Halifax Reward, Santander 123, First Direct Gold and Natiowide Select) The Select card has recently finished its 15 month interest free period and I was thinking of cancelling it as most of the spending goes on the 123 or Halifax card. Is there any benefit to keeping it, as I can't see…
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Will I get charged interest ?
Sorry this is a really stupid question but I'm new to credit cards . My credit card statement was produced on 23rd June and my balance was £60 . My minimum payment was £5.00 Two days later I made a purchase of £80 . That took me to £140 on my account but £60 or £5.00 to be paid by 10th July . Yesterday I made a payment for…
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pay credit with credit?
I have a Tesco credit card and was wondering if I get another credit card with no APR for however long - could I then pay off my Tesco card? I only have around £300 on it, but I can only afford the minimum every month and its making me worried.
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any reward CC?
Hey guys I spend between 300-500 a Month on my credit card which I PAY BACK in full by DD. I have a standard HSBC visa CC. Is there any better card that I can use? which may give me some sort of reward for spending?
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MBNA Direct Debit
Hi All, Sorry a bit of an MBNA newbie. I have a direct debit set up. On my statement for June it says 'your payment will be collected by direct debit on or after 04/07/2015'. As this is a Saturday, what happens with this? Does it get collected on the Monday as an on-time payment? Surely with the due date being the 4th,…
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Changes to Halifax credit card direct debit payment
Hi all, had this note on my most recent statement. Posted incase it affects others. We're changing how additional payments affect your monthly direct debit If you make a payment to your credit card at least four full working days before your direct debit due date, we will deduct this amount from what you'll pay by direct…
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re-m/s credit card free points?
Hi Guys, I got a M&S credit Card to replace my Capone 2 months ago, and was given 500 free points,£5, which were supposed to be added to my a/c, after taking my voucher into the shop. So far, second statement, and no 500 points, just my earned ones.Anyone know how long it takes for them to be added my a/c?:beer:
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Closing credit cards by letter?
I have seven credit cards that I want to close. The thought of ringing up seven different companies doesn't thrill me. I'd much rather do it by letter. I've found form letters online but don't want to go to the trouble if I might just get replies saying I need to call to provide them with more info etc. Is it as simple as…
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EIS Internet on bank statement
Hello. On a bank statement I have got a transaction from EIS Internet for £79. Please does anyone know what this is please as I have no idea. Thank you in advance!
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HSBC Advance - £25 cash back on new credit card
I was in HSBC yesterday and was offered a new deal for Advance account holders. If you open a credit card and make any purchase or a balance transfer within 60 days, they will credit your Advance current account with £25. I was assured there is no minimum on the purchase so it can just be a bar of chocolate or something.…
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MSE pre-application credit card check
Hi all, After using the MSE credit card eligibility checker because I was told it wont appear on your credit file, I have just got a copy of my statutory Experian credit report and the MSE credit card check is in fact shown on there. It says 'Money Saving Expert HD Decisions - Credit Care Quotation'. Any ideas anyone??? Is…
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might sound crazy but can you pay money into your credit card to cover future spends
this might sound a crazy idea but what would happen if I paid in an amount to my credit card that would cover all of next years spends on the card ? I spend around £900 per month on my credit card and pay it off every month. I've just came into some money and would like to pay a sum to cover a full years payments in…
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which card?
Hi all Just a quick one please I am going abroad soon and will likely make a biggish purchase there, is there a Credit card that offers no international fees and that allows you 0% interest free period too? I do have a Halifax Clarity card which i understand is one of the best, but no 0% time on it Thanks in advance Mark
