-
Some advice please
My 0% deals on Santander and Barclaycard credit cards are now finished. Any suggestions who I could apply for another 0% deal. I can never remember who owns which creditcard and know that you cannot transfer within the same banking institution Many thanks
-
Barclaycard
Hi all I applied for an Initial Barclaycard and was told they would get back to me as they just wanted to check a couple of things. #This was via an automated response. Thats all fine. My question is: This morning I got a text from Barclaycard saying by Barclaycard was being sent out and I would receive it in 2 days (or 2…
-
Missing Amazon voucher
Hi all, Can someone advise. My wife and I took out an EE contract at Christmas with the deal of a £70 Amazon voucher each. My wife received hers but I did not. I contacted EE who said to contact the voucher supplier, they said to contact MSE. I wrote a detailed letter of codes, dates etc but I did not hear back. I have…
-
Balance Transfer advice\new credit card
Hi I have a debt on a credit card of about £4000 currently at 0% until 01-09-14, i just cleared (2 days ago) my debt on my post office credit card (which was also at 0%), i was wondering if i should close this empty card straightaway and if that would put me in good stead next month for applying for a BT credit card or if…
-
Paid money to Wrong Card
I recently took out a loan to cover my Barclaycard and make things easier for me. I got the money and promptly paid the cash in to what I thought was the right card. I say “thought” as I had a payment set up to Barclaycard on my on line banking already and in my haste to pay off my card I used that. This payment was made…
-
Is bank liable for CC declined transaction?
Hi All, After some general advice if anyone can help please. If I try to purchase goods or services online and the CC transaction fails due to the Bank applying a 'security bar' without my knowledge. After ringing the bank fraud team to remove the bar and advise that I am indeed attempting to make the purchase, if the…
-
Vanquis credit card - accepted
Apologies if this isn't the right place - My husband was accepted and got the card through etc. Now he cannot speak (due to an operation on his throat for cancer) so he thought he could just activate either online or by touch phone (neither of which they offer). So i phoned up, explained the situation and they said i could…
-
0% Balance transfers (help)
Hi I am new to the forum and hoping for some help and advise with a credit card balance transfer. I have a debt of £10000 on my Barclay card and am paying £140 a month interest on it so am trying to ease my pain with a 0% deal. I applied on-line last night for a Tesco card with a 32 month 0% offer but when my application…
-
MBNA "offers"
I've been an MBNA customer for about 10 years and regularly get 0% BT offers from them, some of which I have taken up. However over the past year or two, their 'handling fee' has steadily crept up from 2.5% to 3%, 3.5%, 4%. 4.5%, and their latest offer to me came with a 5% fee attached. I wonder how high can these fees go,…
-
Providers with a good online interface
Hi, I'm about to transfer a balance from a barclaycard to a new 0% card, and wondered which of the longer term providers offers a decent online experience. I find the barclaycard interface to be pretty good (compared to e.g. RBS which is terrible). I like the fact that DDs can be set up and modified easily, you can see…
-
Barclay credit card balance transfers
I applied for and was accepted for the Barclaycard card 33 months balance transfer 0%. :T I have three credits cards and wanted to get their balances transferred onto this card and clear them, I was given a credit limit of 5k and my balances tranfers are 1.2k in total On the application form I asked for transfers from two…
-
0% interest??
I transferred my balance from HSBC credit card to a 0% barcalycard, if I now use this barclaycard to make new purchases will those purchases also be at 0%?
-
MSE Eligibilty Checker
Hi... Just looking for some advice as I would like to do a balance transfer for a 0%...if possible. I look at the MSE credit card eligibility checker and said for one of the Barclays credit cards that 90% of people with the same circumstances as me have been accepted. I then tried the Barclays own checker who said I was…
-
credit card interest charges
This is a question regarding interest payments on my latest credit card bill. I hope the following makes sense:- The balance of my account last month was £3,199.67. I usually pay off each month in full, but couldn't do so this time. But I did pay £3,043.37 into the account (which covered the payment of a specific item) on…
-
am I covered ?
I have placed an order online with a company for £33 and paid with my credit card using worldpay my order hasn't arrived and I've just been contacted by someone else who hasn't received their order either - I'm hoping theres an explanation but if something has gone wrong am I likely to get my money back ??
-
Graduate Student Card
Hello, I need some advice with regards to setting up my first credit card. I recently graduated in Medicine and will be starting work at the start of August. However, I require my deposit and first-month rent and living costs, for when I move to the town of my new work. However, I have run out of money so am looking to use…
-
first time CC for our son?
Hi all Our son is now 20 and, after leaving college last July, has a steady job since November. He is training as a computer programmer in the dotNet family of languages. He has a Barclay's Debit card and uses the occasional cash for purchases. Where is the best place for him to apply for his first credit card? We are…
-
NatWest scam - interest free period not what it seems.
I'm not sure if this is common to all card issuers but I have just discovered that if you pay your NatWest credit card in full each month by direct debit, the payment is taken 10 days before the due date. So your interest free period is reduced by almost 20%, more when you take into account that the banks claim their…
-
Barclaycard Platinum Purchase minimum payment
Hello. I am little bit confused about how minimum payments work on cards with 0% promotional period on purchases - in my case Barclaycard Platinum purchase 0% for 14 month. I already set the direct debit to be paid in Full from my bank account, but after a large spend with this card i prefer to pay only the minimum, since…
-
American Express DD
Hi, Sometime ago I have setup DD on my Amex credit card. This was done online. I have been looking on the online service but couldn't find anywhere to view or amend DD? Can anyone help? Thanks MS
