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Halifax accounts disappeared online!
No account details available online today for either DH or I - is this maintenance or problems with their system again?
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Existing Nationwide customer - 4.9% APR balance transfer for 12 months
I am an existing Nationwide credit card customer, with a nil balance on that card. I have been offered 4.9% APR for 12 months on balance transfers, with no balance transfer fee. I have a balance on another credit card, which is currently at 0%, but this expires in May 2014. Is the offer from Nationwide a decent one? If I…
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Vanquis Card Balance transfer
Could anyone suggest a card with an o/s balance over to? Thanks.
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Halifax Clarity Credit Card
Has anyone else had issues applying for this card? I don't understand - I have an above average credit rating, a good income, steady address/job etc. Nowhere else turns me down for credit - but I have applied for this card 3 times now (spread over 18 months, every 6 months) as it it brilliant for abroad and they reject me…
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Need a credit card for poor credit rating
Hello, I've just received a copy of my credit report, Everything was excellent apart from credit agreements which was very poor, because I have absolutely NONE. I am 33, have a steady and good income with no debts apart from my student loan. I have saved a really good deposit and I want to apply for a mortgage. Are there…
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vanquis credit card
ive recently received my credit card and received my first months statement, i would like your help ,on my statement it says payment date due(17th february) and next statement date (22 nd february)....... so am i correct in saying payment date is 17th february in which i needed to make at least the minimum payment?.My…
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Will I get a Balance Transfer?
Hi. I'm going to be in a position where I can either pay off a loan or my CC. Both will have around £6,000 on them. At present, the CC is 0% APR but this is due to run out in April / May. I had intended to balance transfer the CC onto another 0% card, obviously this is still the preferred choice, but I'm wondering whether…
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Can I claim back under section 75?
I booked a coach weekend away but yesterday started being I'll with norovirus and couldn't travel today. I paid on a Tesco credit card. Can I claim the money back? The total cost was £102 which included a credit card charge of 2.5%.
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That website that tells you how soon you can re-apply for 0% on purchases?
I remember seeing a link once that said how long you had to leave it until you applied again through the same provider in order for you to get 0% on purchases again. I opened a card with view to buy stuff for the house on it (fridge, bed - all the big stuff etc), but it's taken us much longer than we thought & the months…
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Shop Mastercard
Hi Found an error on my credit file which is linked to a Shop mastercard (Argos - I think) from some years ago. The file shows Barclays as they seem to underwrite it. I need to write to them both but I am having difficulty confirming the address for Shop Mastercard. I have an address on my old paperwork of PO Box 65…
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Cpp
I have received a letter from CPP advising that my policy, bank or card issuer may have been mis sold to me. However I am not sure of the reason of how I have been mis sold. Any advice?
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Credit Card, Close or Keep Open?
Hello, I took out a Virgin Credit Card last year, within a few months I had pretty much maxed it out, im now in a position where I have been able to pay off the 5k on it. Question is should i now close it or keep it open for a few months to use it properly ie pay off full amount each month, would it look better on my…
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Barclaycard - Have my pending balance trans vanished?
I recently applied for a Barclaycard and gave details of two balance transfers. They immediately showed on the new card's online banking balance graphic thingy as 'pending balance transfers'. A week later and the card's arrived and now there's no mention of them on the online banking. Anyone had this? Just wondering if…
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Both my cards offering balance transfer - can I transfer between them?
Hi folks, I have two credit cards, each offering 0% balance transfer deals. I've worked out that if I can flip the balances between the two cards using these offers I'll save myself up to £860 (including fees)! I.e., Card 1 balance will get transferred to card 2 Card 2 balance will get transferred to card 1 My payments…
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Littlewoods Credit
Hi All, New user to MSE so apologies if I'm posting in the wrong section, Me and my partner need a replacement TV so I applied for a littlewoods account yesterday and was given a £500 limit. We found what we wanted (50" Panasonic including next day delivery £514 after 10% new members discount £462.60 item number 43UVQ1A)…
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Credit card informal agreement resulted in default on credit file!
Hi I am looking for some advice. My credit card interest free credit period finished and I was unable to make the new payments. I spoke to my bank who I have the credit card with (Halifax) and they suggested an informal agreement for six months with 0.05% interest with a payment amount I could afford. After a few months I…
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Halifax clarity.
I applied for a clarity this AM for foreign spends, instant accept. Online banking however shows "halifax master-card" and a black image. No mention of clarity or the blue image. Have I screwed up here? Halifax is really busy now so can't get through. I am sure I applied and digital signed for a clarity!
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Uk banks that accept US dollars
Please can anyone help I have a new job where I'm paid in US dollars and I want an account where I'm not robbed by the bank with exchange rate fees of 3% every month.
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Barclaycard Interest offers - Lowered interest for 2 years
Hi All, Not sure how much this will help, but I contacted Barclaycard the other week and they were pretty ruede on the phone when I asked if they had any offers? E.g Interest free/lowered interest on current balance. They said no, there is nothing they could do. It was a short call. I complained via the website about the…
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American Express website DOWN AGAIN
A month ago Amex told me they were reducing the cash back rate on payments for groceries and petrol - just the reason I'd started using them. I now go to check my balance. "Your account is blocked" says the website. I ring for help. "No, it's not blocked" says the helper. I try again. "Your account is blocked" says the…
