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Interest charges for purchasing on top of 0% balance transfer even when paid off!!!!
I have a barclaycard and in December I did a 6 month 0% balance transfer. We use this card as our regular card and pay off the balance every month to avoid interest payments. So in December I received my statement and paid the difference between the 0% balance transfer and the statement balance, I also did this approx 3…
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Company Credit Card
Hi I had an IVA about 7 years ago which was all completed and settled. However, the company I work for wants to take out a company credit card for me in one of the banks I defaulted on. Do you think this would be a problem? The bank in question was HSBC. thanks all
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Somethings a bit fishy
On 6th January 2012 I accidentally sent a £1400 payment to my credit card account instead of paying someone on my list of payments from my current account, the credit card one was underneath the person I wanted to pay. When I realised my mistake I called the bank (all accounts with the same bank) They said they would send…
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Balance Transfer Question
Hi All, I was hoping someone may be able to help me with a question I have regarding balance transfer credit cards. I am looking to buy something, but I am currently a little bit short of the total amount needed for the purchase. Can I get a 0% balance transfer credit card to transfer x amount in to my own current account,…
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Barclaycard online security Questions?, can you change these?
Barclay branch staff offered /promoted a barclaycard,... and she stated that they have fantastic have strong security when on the online log in userface. but then again don't all credit cards? lol But what security features/questions do they have and ask, when loggig in? can you change these, and answers? which you can…
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What to do with the old credit card?
Hi guys I wondered if you could give me some advice..I keep getting mixed advice. I have a tesco credit card with £1000 limit. It had 0% interest for 18 months, but that period has now finished and by the time the 0% had ended I had the card fully paid off. I'm off on holiday this year and I like to pop the amount on a new…
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Credit card not cancelled
3 years ago I opened an account with Lloyds TSB. I was asked if I wanted to apply for a credit card and said no. Lo and behold a credit card appeared so I phoned to cancel. Applying for a new credit card to do a 0% balance transfer today and I found out they didn't cancel after all, and it will take 6months to drop off the…
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Calculating time to pay off CC Debt.
Hi, I'm not new to MSE but new to the forums. I'm trying to work out if its going to be better for me to transfer my Credit Card debt to a lower interest loan. At the moment I am paying over my minimum payment but want to know which will serve me better. Is there an easy way to work out how long it will take to pay off the…
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Vanquis/Granite Credit Card!!
I really need some help with this!! To cut a long story short, I received a text bill reminder about 3 weeks ago, with an amount to pay, which was at the time a bit too much for me to pay in one lump sum. Anyway, I chose to do a Promise To Pay(with this option they give you a 2 week grace period beyond the due date) option…
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Transferring money from CC to Current account.
Hi all. So I have a Barclaycard CC. I have a current account with LLoyds. I need a way to transfer money between the 2. Specifically money from the CC to the current account. I rang Barclaycard up and because I don't have a promotional offer to do that I can't do it. I tried to Transfer it to through paypal to myself ( via…
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When to apply for debt shift CC? how long is application?
Hello Folks, I have a Tesco Credit Card with approx £10k Debt on, its introductory 0% purchase rate expires on 16th March 2014. I plan to shift the debt to a Barclaycard 25month debt shift at 1.5% (or something similar?) When should I apply for this new card – can applications take long? I can pay off the debt - but want…
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Applying for a credit card with a foreign address history
Hi I have only been in the UK for 12 months, I am a EU national. Every time I try to fill up an application online I am required to specify at least 3 years history, if not more. There is no provision to input a non-UK address as my previous address. I resort to entering my addressfor the full length of time required (3+…
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Balance transfer typed in wrong number
Just did a balance transfer online and realised I have typed in a wrong digit. Will it go through and transfer the money from someone else's account or will it let me transfer once I get my card?
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Advice needed on paying cc off
I am new here and would like some advice on the best way to pay mine and my husbands credit cards off We presently have Me - evanquis - £3000 balance £2750 Me - Lima - £1000 balance £897 Me - capital one - £200 balance £150 Husband Evanquis - £1250 balance £1110 Capital one - £1000 balance £890 Best way to pay them off so…
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Is a tesco credit card worth it?
Beyond getting vouchers every once in a while does anyone know if the charges are greater than other cards? I like the thought of it if I can clear it every month but perhaps there are better cards out there with some kind of benefits.
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Is Post Office credit card a money transfer card?
A couple of comparison websites list the Post Office credit card as a super balance money transfer card, but is it? http://www.postoffice.co.uk/credit-card describes it as a balance transfer card, with the only thing sounding vaguely like a money transfer is "Pay no cash fee when using your Credit Card to buy travel money"…
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Barclaycard Initial cashback?
Hi all, i've had my barclaycard initial for just over a month and have just noticed that i received a £15 cashback in my cc account a couple of days ago. i dont seem to remember any cashback offer when i applied (only 0% purchases for 3 months) and there's nothing on their website mentioning cashback at the moment. seems…
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BARCLAYCARD - Preselected to apply via physical mail
Hi I received an invitation to apply as "pre-selected" in the post a month ago, just 1 day after being rejected for an online application for a BARCLAYCARD BT 28 Months 0%. As it was just one day after it must have crossed my application just by chance. It includes an application form, or an "equivalent" link to follow…
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MBNA balance transfer repay
I had £800 on an MBNA credit card with a 0% rate until June 2014. In December I put an additional £2000 on the same card with a 0% rate until February 2015. I've paid £500 off this card in the last few weeks and will be paying a further £300 at the end of the month. Therefore clearing the original £800- or so I'd assumed.…
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MBNA Security (Fraud)
Does anyone else have issues with MBNA (Virgin Atlantic) blocking their card for "security?" This seems to happen all the time, it's happened to me 3 times in 2 weeks. Each time I call I get a different answer. Tonight I was told that Fraud is closed and they wouldn't be able to remove the block for at least an hour. I…
