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When to apply for debt shift CC? how long is application?
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lochetive
Posts: 11 Forumite
in Credit cards
Hello Folks,
I have a Tesco Credit Card with approx £10k Debt on, its introductory 0% purchase rate expires on 16th March 2014. I plan to shift the debt to a Barclaycard 25month debt shift at 1.5% (or something similar?)
When should I apply for this new card – can applications take long?
I can pay off the debt - but want to keep the cash working for my offset mortgage.
Many thanks for any advice.
LE
I have a Tesco Credit Card with approx £10k Debt on, its introductory 0% purchase rate expires on 16th March 2014. I plan to shift the debt to a Barclaycard 25month debt shift at 1.5% (or something similar?)
When should I apply for this new card – can applications take long?
I can pay off the debt - but want to keep the cash working for my offset mortgage.
Many thanks for any advice.
LE
0
Comments
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I would apply a month before the expiry. But now might be a good time to check your credit file if you haven't recently.0
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