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BARCLAYCARD - Preselected to apply via physical mail

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Hi

I received an invitation to apply as "pre-selected" in the post a month ago, just 1 day after being rejected for an online application for a BARCLAYCARD BT 28 Months 0%. As it was just one day after it must have crossed my application just by chance. It includes an application form, or an "equivalent" link to follow online (barclaycardoffer.co.uk/Jan08).

That link just leads to a Barclaycard Initial application.

Is there any increased chance of being accepted for these "pre-selected" deals? Or is this just basically a flyer for a Barclaycard Initial application with no real connection to the chances of being approved at all?

I might as well go for Vanquis or Aqua or any other one to increase my chances, also considering the rejection for the other Barclaycard already.

I only have one bank account with Barclays and have only come to live in the UK a year ago.

Thanks
C

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pre-selected to receive a mailing means nothing.

    'Guaranteed acceptance' however should mean just that, but potentially with a very high rate and very small limit if they don't like the look of you.

    Given you've just been rejected from Bcard, I would have expected them to downsell you to the Initial if you were eligible.

    I'd head off to aqua or Vanquis if I were you.
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I keep getting invitations to apply for a barclaycard. Each time I run their eligibility checker and get told to sod off (no credit search).
    What will your verse be?

    R.I.P Robin Williams.
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