-
Reporting Suspicious Criminal Postings.
On Sunday 23 Sep there was a posting in this forum titled: fake and registered passports andother identity documents. Passports and other documents (fake or real) were claimed to be available for almost anywhere in the world. The posting gave contact details of the sellers (email addresses and telephone numbers). I marked…
-
Allowed to go over Credit Limit
I recently gave 2 separate credit card details to my electrician to settle his account, unfortunately he took the whole payment off one credit card. The bank allowed this payment to go through, pushing my credit card £3500 over the agreed limit. They are now saying that I have 1 month in which to bring my card back to the…
-
Lloyds Bank 24 mth 0% Platinum Balance Tranfer
I just applied through a link on the MoneySavingExpert website for the 24 month 0% Lloyds Bank Platinum Balance Transfer credit card. When I get through to the "approval" page they have offered me an 18 month balance transfer card with the full 3% transfer fee rather than the 1.5%/cashback offer that I applied for. Under…
-
Help - Balance transfer we didnt ask for!!
I was enquirying with credit cards to see it i could do a balance transfer of £5000, i applied to the Post Office, filled out the online form and it asked how much we were looking to transfer. At the end of the process it said i would receive an email to say whether we had been excepted. We have still received no email!! 2…
-
Credit Card rate
I am in a bit of a catch22 situation. Due to a business failure ( long story but suffice to say i went into business with someone who ran off ..) My wife and I borrowed heavily on credit cards over an 18month period. I am self employed now and doing ok but we have around £25k on 4 credit cards. 3 of these are either very…
-
How do non-Amex-issued Amex cards affect your position with Amex?
Perhaps not the simplest way of wording that title. I'm referring to the Amex cards that are issued by Lloyds, MBNA and Barclaycard (soon). Does holding one of these cards and using it responsibly put you in a more positive light with Amex than doing the same with a MasterCard or Visa credit card? I would love to have an…
-
credit card
pay car insurance november09 with asda visa 09/08/2010 asda visa cancelled did not/could not use again november10 cancelled car insurance went with another company the one I cancelled with, took the money out with the card I could not use,but could not put it back on the card.paid all my bill all my life.now blacklisted
-
Fluid Application Problem
Anyone else tried to apply for a Fluid card online? I went through the soft search and it said i'm very likely to be accepted. I then continued through to the full application, which I filled out the first page (personal details, salary, etc etc). However, when I press continue to go to the next step, it simply brings me…
-
Halifax Clarity
I hate this crowd. End of message!
-
BARCLAYCARD 6.9% 'for life'
Hi Has anyone else had a problem with this? I telephoned BCard yesterday to carefully go through the whole deal before I made a decision to transfer from other cards. One of the questions I asked was: what was the minimum repayment each month (the amount I was transferring was around £7123.00). The lady I spoke to told me…
-
Help - blocked MasterCard has cost a fortune!
I was recently in the US, Lloyds TSB people (debit card and credit card (mastercard) informed of my trip. In California tried to rent a car but my mastercard was rejected. In the pm there (10pm) called the UK to the number given by Lloyds on their website if you are calling from overseas. It took 3 calls to get through to…
-
My credit card fun
Has anyone had any of the following happen to them? * applied for a PPI reclaim on a old card which the account isn't active * Claim approved and funds sent to me in a cheque * the claim was processed by paying the money onto my account and then taking it out. * I was charged interest for having the payments in my account…
-
balance transfer fee refund with barclaycard?
I took out a barclaycard recently with a great offer of 0% for 27 months. The transfer fee was 3.9%, but will be reduced to 2.69% by way of refund within a few days of sucessful transfer. Its been around 10 days now and it hasn't been credited back to the account. I tried calling them, but other than confirming the above…
-
which card should I cancel?
Hi, after previous poor credit years ago, I got a vanquis and capital once card begining of this year. I used them and paid in full mostly to rebuild positive credit history and then was accepted for an asda cashback card which I use solely for shopping + petrol to get the free cash back. Always paid off in full. I then…
-
Car rental damage - eek
I just returned from a holiday in Iceland and my rental car door was damaged by an extremely strong gust of wind. Does anyone know if I would be covered for costs I incurred due to the damage to the car. I paid with my Barclays visa card. The damage wasn't covered by the hire car insurance and was around £700. thanks
-
LLoyds Platimum 24 0/% Balance Transfer
Good Evening Money savers, Just thought I'd drop a line to say I attempted to transfer my Vigin credit card Balance to the Lloyds card tonight to be told that they cannot accept Virgin cards starting with the number 5310, due to some computer clitch:mad: I informed them That the only reason I applied for the card was to…
-
Paying balance transfer fee twice and feeling stupid!
Ok here goes.... Had an interest free balance with Barclaycard which has come to an end, Husband and I both applied for Halifax Balance Transfer cards to clear the balance with Barclaycard. In my sleep deprived state (3 week old newborn) I gave Halifax our Tesco Credit Card details but did not realise until Barclaycard…
-
ppi refund help
Hi guys i'm new on here and was hoping if you guys can help me out on with my ppi refund. so here's the story I made claim on my pre approved credit that halifax gave me back in 2005 they didn't explain any of the ppi stuff so I made a claim recently and they offered me a refund of £312. I was unemployed back in sept 2012…
-
Rosendale Collect advice needed
I have received a letter from Arrow Global to say a debt I have been paying,I think, has been transferred to Rosendale Collect due to non payment. Rosendale are firm of notorious bailiffs who have featured on TV many times for the exorbitant fees they charge. As far as I know the debt relates to an old credit card of…
-
update re. VirginMoney and MBNA
anyone know what is happening with VirginMoney and MBNA? The VirginMoney credit card is currently 26months at 0% whereas the MBNA card is 24months....so Virgin is currently the better deal. but is it still possible to port CL across from an MBNA card to Virgin? the card is still MBNA backed:…