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Selling Apple lap top to friend privately,could he pay me via paypal/credit card?
I'm selling my apple lap top to friend privately.. He is abroad,would he be able to pay me via paypal/credit card? He has money available in his credit card,separately has pay pal,wondering of he could send me the money for lap top + postage? If this is possible would the money be available instantly on my end upon…
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Cheapest Cash
I'm traveling to Australia next month and wondering which way is cheapest for cash. I bank with Halifax. Are there Australian banks affilliated with Halifax? Are there certain Australian banks that are cheaper to withdraw cash than others?
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Debt has disappeared like magic...
I had a payment returned from a collection company. I was really confused because I thought there was at least £3,500 left to pay. Today I received a letter from them saying my account has been satisfied. I am baffled as I certainly haven't satisfied it. The debt as been with the collection agency since 2007. Any ideas?…
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Credit card minimum payment direct debit help !
Hi If you set up a direct debit to pay the minimum payment on a credit card, if the card is not used. should this in effect be enough to keep the current balance from increasing as long as your not over your limit and the payments are received by the due date ?
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Closed Opus credit card still getting statement
Hi This is regarding my mother who has an Opus credit card from when it used to be Citibank. She has had a Tesco credit card for well over a year now and despite calls and letters to cancel the Opus card, they still send a statement every month. It says on it, credit limit of £1,250 and £0.25CR. I presume the fact that it…
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Money Transfer credit card limits
Hello, I have 2500 pounds overdraft and I was thinking to get 24 month interest free money transfer credit card to pay my overdraft and then make monthly payments to credit card over 24 month to clear my debt. I am just not convinced that credit card will give me 2500 limit on it. With couple normal credit cards that I…
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Capital One balance Transfer
Trying to do a balance trasnfer with capital one to my asda money card. It keeps saying my payee account number is invalid, ive tried without spaces and with spaces yet still nothing!!! Even tried the account number on the bottom of my statements but nope still nothing. Starting to annoy me now:mad:, im not ringing a…
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Can't transfer from CC > Bank, an alternative solution?
Hi guys, I need to transfer £500 from my Barclaycard Credit Card to my current account - however they won't let me do this, and I don't believe the Indian man I spoke to who insisted that the only charge I will incur will be the 3% (or similar) added to the actual transfer... I'm sure that this goes as a cash withdrawal on…
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PC World Pay Monthly
Hi there. I wasn't too sure if this is the right place to post this. Recently my old laptop has pretty much died on me, and I'm in need of a new laptop. I was thinking of getting a Macbook from PC World on their "Pay Monthly Plan", and I wanted to know what is required of me to qualify for it. I had a look at their…
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Good to aim for credit limit increases?
Is it wise long term to aim for the highest credit limit I can get? I have two credit cards, collective limit is £3,000. One gets paid off every month. The other is a 0% purchase card I use to spread purchases of ~£500 over 2-4 months. I never use more than 40% of either. One card increased my limit already this year. The…
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anything else he can do?
My boyfriend has two credit cards, capital one with £2,483.32 to pay off and vanquis with £1,133.11 to pay off. Because of different reasons hes not been able to pay much off so of course its been getting worse. He's got a new job now earning abit more money, so i starting to pay off at least double what he was. But he…
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Credit Card cloned - Bank asking for repayment
Hello, my brother is in a pickle after his credit card was cloned and the cloners were sly, only taking £20 at a time. Over a couple of months, they drained his account which had recently had a ppi repayment so he didn't bother to check his statements when they came through, assuming that he had plenty of credit in his…
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How long until cancelled payment shows on CC
I made a mistake and entered the wrong amount to pay on a credit card online about 5 weeks go. Phoned them up and they cancelled it with no problems. However, it's showing as 'cancelled on the CC but the amount isn't yet back on the CC. Is this normal? How long does it normally take? Thanks
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A question about credit score and credit limit
Hi, I am just wondering which is better (if at all) for your credit score 1) always lowering the limit to the balance (so every time you pay more off, you then lower the credit limit) 2) Not touching the limit as you pay it off. e.g. your balance is £2000. Originial limit is £3000. Do you keep lowering the limit as you pay…
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Debit Card Details Question
Hi Have asked a similar q in one of the other forums (banking ratherthan Cards) but wondered if anyone on here has a take on it. Is it illegal/against data protection for my Bank to give my debit card details to one of their business partners? (partner - bt a completely separate organisation) I have written confirmation…
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Vanquis uncooperative Desparate Couple in need of advice.
Hi everyone, I'm hoping someone can shed some light to a problem I have at the moment. I have a vanquis credit card with a 3k limit and I'm at about £2,300 at the moment with 39.9% interest (they wont lower that either). I can't afford to make the payments back as I lost my job. I have struggled "nicking" a few quid off my…
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section 75
Does anyone know if I am covered by section 75 if i purchase goods from a company in China with my c/card and the company disappears before i get my goods.
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Closing Oldest Standing Credit Card
I have the following credit card and mail order accounts which I've had for the corresponding amount of years:- 1. Creation Card = 1 year 2. Flybe Card = 1 year 3. Capital One = 3.5 years 4. Very Catalog = 2.5 years 5. Natwest current account = 10 years I want to close the Capital One account but as it is my oldest…
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Problems transferring balances from Virgin credit cards
Hi ; I've just applied to Lloyds TSB for their interest free credit card and been accepted - I applied so I could transfer a balance from my Virgin 0% card as I missed a payment date by 2 days and lost all the benefits , but Lloyds tell me that they're having loads of problems with Virgin cards and changed card numbers…
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Question re balance transfer on Barclaycard Platinum
I'm certain this is a simple question to answer (to those in the know) I have the above credit card, it came with a 14 months interest free BT and purchases. I know that I have to make at least the minimum payment each month to keep that offer. My query: the IF period runs out beginning of July next year. The balance is…
