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Freedom Rewards Barclaycard - When do the bonus points get paid do you?
Hi, I've taken out the Freedom Rewards Barclaycard and have spent over £500 (~£600). I'm wondering how long does it take them to pay the 10500 bonus points? (None of the transactions are pending now) Terms are here Thanks for any help!
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HK HSBC frooze my account
Hi all, Last March (6 months ago) we made a business deal in Hongkong. We received money on our personal HSBC account because we did not registrer a businessacount yet. Once we tried to wire the funds abroad, it was never received. We tried contacting the bank, asking the manager ect but they all would not say anything due…
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Whose Credit file will be worse? (Twins both have £21,000 Credit card limits each) !
If 2 people (lets say they are twins for this example, and have identical lifestyles, - to make this example simple.. If they have 4 credit cards both taken out (in single account holders). PERSON 1, has taken a balance out on the cards of £10,000 Credit card 1 = £2000 limit Taken out -£1000 (balance is -£1000) Credit card…
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poor credit and nowhere to turn
Hello, Well I know I am only 21 and poor credit is very bad it hard enough to get things as it is however for once it is actually not my fault. I was working hard juggling 3 jobs and college and was actually able to afford whatever I wanted one way or another, I got Littlewoods, Bonprix, FashionWorld and was paying off my…
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How do I cancel an old store card?
I recently checked my credit file and noticed I still have an old unused store card going back some years, with a credit balance of £3. I know the advice is to get these old cards removed from your credit file but I don't even know the card number anymore as it expired years ago and having moved home a few times since, I…
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Tesco charging interest?
Hi, First post, quick question. I have a tesco credit card which I picked up in January. They where doing the 0% balance transfers (which I used) and 0% on purchases. I have been paying off the outstanding balance on purchases in full every month and have been paying a bit extra to pay off the balance transfer. Everything…
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merely average cedit score, but want a bank account with an overdraft
Right, long story short. I have a Halifax account with an overdraft of £3250, today they sent me a letter saying they are reducing it to £750, which is not what I want. I appealed their decision and they told me in a quite a lot of words to go forth and multiply. Does anyone know of a Bank that would give someone with a…
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HELP! - Asda Credit card declined
I have had the money back Asda Credit card since February this year and it has all worked so smoothly. I have even managed to receive £70 cashback in that time. Yesterday, however, my OH and I tried to use our cards in a local Asda but they were both declined. I thought it was a glitch and didn't think anything of it.…
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Two debit cards in the post, but not mine !
Apologies for my first post being a question ! I hope it's just in the right section ! A couple of days ago we had a letter from Barclays arrive in the post. My wife opened it in error (she opens all the post, mine included !) and found it was a PIN number for a debit card. She checked the name and it wasn't us or anyone…
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Virgin - Direct debit not taken to pay full balance
I recently started making small purchases on my credit card and set up a direct debit to clear the balance in full every month. This is supposedly good for my credit rating. This is the second month of having it set up. Last month the payment was taken on the due day (a weekday). My payment due date is today but the money…
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Balance Transfers
Does anyone know of any credit cards that accept balance transfers from personal loans?
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AMEX - London Restaurant Festival 2013
3 – 21 October 2013 £25 back when you spend £25 or more at two participating restaurants https://enroll.amexnetwork.com/GB/en/UK201309LondonRestaurantFestivalSCProp/?om_rid=NuG7uv&om_mid=_BSOcb_B81PtZeR&om_lid=amex10
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BT husband's c/card to mine?
I have a 0% BT offer on my Lloyds card onto which I would like to BT my husbands capital one card. Can I do this? Sorry for the probably really dumb question but its only recently my credit has improved enough to even be offered b/t etc.
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Travellers Cheques.
I have an M&S credit card, which enables me to buy travellers cheques at a better than their standard rate. It is treated as a purchase, so there is no cash advance fees or interest, provided I pay my card off in full, as I do each month, with purchases. However, the travellers cheques (which will be in US dollars), are…
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whats going on
Please forgive me if Im posting in wrong place but can anyone explain what could happened to my credit rating? I just logged in to check my monthjly noddle report and my rating felt from 3/5 to 1/5. No big changes on report, same address etc, bank accounts fine Only one idea comes to my head. Last month I nearly reached…
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confused about balance transfers
I have £5500 on a NatWest card and £3000 on a barclaycard. Does it make sense to do a B/T from NatWest to Barclaycard 0% for 14 months? Also regarding my minimum payment for the B/T, will it ALL go off the balance and how do I find out what that would be?
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Knocked back on halifax clarity credit card
Hi All, Was hoping someone might shed some light on why I got the knock back from my own bank when applying for a halifax clarity credit card. I applied in my local branch which i have banked with for over 15years, they said i had an "A1" rating which is the best they give out but couldn't apply for a credit card with…
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Now we know why Barclaycard recently signed a deal to issue Amex cards...
I was sent a link to a survey today by Barclaycard, and it seemed to be about this mainly: Sounds great but I don't see the point - lots of the questions were about how I'd feel if they replaced my current Barclaycard with these two cards. I hope they aren't planning on replacing my ex Egg Money Mastercard because I only…
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Address on applications
Hey, I have never applied for a credit card before but am considering it to help pay for some big purchases such as car tax. Since I've just moved to university for my postgraduate degree which address should I put on my forms? I'm not due to go back home until christmas due to time constraints so would prefer to put my…
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Can I dispute this transaction?
I went on holiday to Turkey few weeks ago and in a moment of madness bought a diamond ring for my wife. The shop was big, in the middle of a town shopping centre so did not look dodgey. I paid £600 by credit card and the seller assured me that the ring will be worth at least £1000 in the UK as they charge very little for…
