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Residential Status options not applicable
The eligibility checker on this site only has four residential statuses, none of them apply to the applicant. The applicant lives with a single mortgage homeowner (not parents) and does not pay towards it. Options are: * Homeowner * Private Tenant * Council Tenant * Living with Parents These statuses also appear to carry…
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Best Credit Card?
Im looking for the best balance transfer credit card, however i need one that will transfer £5k, im finding that they all seem to say credit limit of £1200, is this just a starting point and once ive applied they might give higher? Or does anyone know where i can get credit cards with a limit of £5k??
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British Airways American Express® Premium Plus Card Referral?
Biting the bullet after only having the AMEX Gold card for the last 2 years, and being totally unaware of the 2-4-1 offer on the BA Plus card. 10k spend isnt an issue and I feel stupid for missing out on the companion voucher for the last 2 years! Live and learn... So, who wants to refer me so that we both beneift with…
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can I be made responsible for my estranged husband's debt now he cannot work?
My husband left us about 15 months ago to live at his mum's, about 80 miles away. Fortunately he took all of his huge debt with him, both credit cards and loans - all of which are in his name. Heaven knows how he accrued this debt as the children and I, and the house, never benefited, but he is a drinker and a gambler and…
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buying car insurance with 123 CC?
Hello all, this is just a quick question i will be paying for my car insurance in the next 3 weeks, its going to be around £700. I have the money in the bank to pay for it all up front but wanted to know if i could get cashback using my 123 credit card? any help would be good! Thanks all.
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Will Lloyds review Cash ISA interest rates?
As the bank returns to Lloyds (not Lloyds TSB) will they quickly consider improving the interest rates on their cash ISAs or continue to lose existing customer business to rivals? Next Monday would be a good time to reveal their intentions! With two customers in our house, both with ISAs fixed term ending the alternative…
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Can simply owning a Vanquis (or similar) credit card have a negative affect on you?
I opened up a current account with Natwest today and during the review the personal banker asked whether I owned any credit cards. I mentioned owning a Vanquis card and she pulled a face and then it might be a problem. I asked why and she said that often people who own them get rejected for accounts, loans and mortgages…
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RBS cashback
not seen this widely advertised but if you have an RBS debit card you can now sign up for the above.and until 30/11 tesco are on the list of retailers,you get 1% cashback from partaking retailers and exchange for vouchers many e.g. currys,h samuel offer double i.e. exhchange £5 of cashback for £10 gift voucher natwest as…
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Credit card interest charge, have they made an error or is it my misunderstanding?
I've sent them an email for clarification, but I'm pretty confused about the interest charged for this month. Here's all the relevant sums and dates.... Statement for 10th July: Payment of £100 off balance on June 13th, no interest charged, nothing is now owed on the card. Statement for August 12th: 28th July, paid for…
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What is the best way to use
I have 10k in total on my cards, what is the best way to utilise it for something useful. i do use all of them for daily shopping, travelling etc. Thanks
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credit card debt sell off ,can i retain credit if paid?
Hi , following a period of unemployment due to an unforeseen redundancy I have been unable to pay off my credit card balance for around 8 months . I contacted my providedr Barclaycard and sent a financial statement to them and offered £1 a month while I was experiencing financial difficulties which was accepted and they…
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Balance transfer - best advice
I have three credit cards, 1 with zero on that I never use. One with /£380 and one with £4500. I only took out the one with £4500 as I was expecting my motorbike claim to be settled by now and thus allowing me to clear the balance. However it has taken longer than expected and thus I need to balance transfer. I can clear…
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Credit Card for one off PayPal payment
Hi, I need to make a payment to a company in the next few weeks of £2000 through paypal. I'm currently in the process of buying a house and when all is completed with the solicitors with regards to the house and mortgage. I will have the £2000 back but it might take 6-8 weeks for completion. So I need to pay the £2000…
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Vanquis and Section 75 Refund
Hi everyone, I ordered an old record on-line from a company in Germany back in March. I paid £274.31 + £6.04 for insured airmail delivery. To cut a long story short, I've still not received it. I've mailed them and they said they would look into it for me, that was the last i've heard from them. I paid using my Vanquis…
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American Express Preferred Rewards Gold Card
Preferred Rewards Gold Card - in order to get the 20,000 reward points, I have to spend £2000 in 3 months... the obvious way is to use all my normal spending here and repay in full. Is there a way of say depositing £2000 with some company, an online wallet or sports book, through this card. Then generating a reversal or…
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AQUA - poor customer service
Got an aqua card 15 months ago, £500 credit limit, in order to benefit from good cashback rate. Had to be extremely careful in managing it as £500 is not much, and definitely less than my normal monthly outgoing. I have been paying my full balance every month. After 8 months, I asked for an increased credit limit so I…
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Using Halifax Clarity card in Vietnam & Cambodia?
Sorry for two posts! :o
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Using Halifax Clarity card in Vietnam & Cambodia?
We are going to Vietnam & Cambodia next month, we have a Halifax clarity card & would like to use this as much as possible to pay for things & withdraw some cash from ATMs (We will have back up cards/£ & US$ cash too just in case ) Has anyone got any experience (good or bad!)of using this card in these counties? We…
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M&S credit card reward vouchers
I’m aware that reward vouchers for the M&S credit card are mailed out several times a year, but can anyone tell me when they are usually sent out? Are they sent out at roughly the same time for everyone, or does it depend on when you took out your card? I got my card end of June/beginning of July this year and noticed a…
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Is RBS issuing Contactless Credit Cards yet?
I have an RBS Gold MasterCard and wonder whether they have started issuing Contactless Credit Cards in conjunction with MasterCard. I know they issue Contactless VISA Debit Cards, but do not know whether they have extended this to their Credit Cards. Anyone know? Thanks.
