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Franchisee loans
Is there an alternative to using a bank to get a loan to buy a Franchise. I am finding that banks want a lot of capital before they agree to the lending. What is my best option?
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£25 Quidco Cashback on AMEX Everyday Cashback Credit Card
AMEX everyday cashback card currently has £25 cashback with Quidco if anyone is interested. Does AMEX offer Quidco cashback often, is this a good offer?
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Advice needed on next bill
I've tried to transfer my partners next bill to my 0% credit card but they don,t give a bank account number. Is there a way around this thanks in advance
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Natwest Credit Card
Hello everyone. I am trying to improve my credit rating. Last month I was accepted for a Natwest Select account with a cheque book facility. I was also accepted for an Aqua credit card. My question is: because I was accepted for a Natwest current account with a cheque book. would i be accepted for one of their credit card?…
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Bad credit, Credit cards? - if your unemployed does it matter?
When you apply for a bad credit card, Aquis, Luma, Capital one etc then are they lenient on accepting your credit card application if you are unemployed? I know it depends on a number of factors, but do they tend to mind if the applicant is unemployed ? and consider accepting them for even a lower limit ?
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A little advice please?
Is the card described on the credit card section where it says 0% on balance tranafers and overdraft definitely an overdraft clearing card and not just a 0% balance card? Virgin Money* - 26 months 0% with 4% fee
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Balance Transfer Question?
This may seem like a very silly question so please forgive me but I've never actually done one. I've just taken out a new balance transfer card, 0% for 18 months and plan on swapping a balance over to this one and then closing my other card. Does this count as a full repayment or will interest still need to be paid on my…
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Cretid card debt after death
Hello, My situation is this. Dad passed away recently. We're in the early stages of sorting 'things' out (repatriation being just one of them). I now know he had credit card debt of £50k+ across multiple credit companies/banks. In terms of the estate, there is very little cash. However the house is joint and will transfer…
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Credit search?
Quick question hope someone could advise. Does your 'credit' balance in your bank account show up when companies undertake a credit search? thankyou
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Getting a Natwest Credit Card - But had Past Problems with Natwest !!
Question on behalf of my brother: He had a Natwest Current account way back in 2008, and also opened a Savings bond with a linked savings account put £50k in the bond and the rest in the Savings account linked to it (About £13k). Natwest messed up and did not pay the correct interest in the linked savings account (It was a…
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Delaying minimum payment for a month?
I have a Tesco credit card with £1200 on it which I repay 90 off minimum each month. Normally with an extra 100-200 chucked on during the month if have it spare. Problem is I'm in between jobs this month and I wont get paid until the end of next month. Would it be possible to delay the payment for this month? Or is this a…
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Life cover with Credit card
Hello Does anyone know if there are any cards out there that offer life cover still? Thanks bazza
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Silly Interest Question
I'm sure this question has ben asked many times before, but I wonder if someone could help me regarding interest on my credit card - I know I'm being a bit slow, but can't quite get my head round things. I have had the card a few years, but for the last year or so, I have not been using it, just reducing the balance by…
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Promotional cash advance on MBNA card.
I have been offered a promotional cash advance rate of 0% and 4% fee until March 2015 on my MBNA card. I was thinking about taking out a loan for about a year but cannot beat this rate. However does it affect your credit rating if other potential borrowers see I have a cash advance on my card.
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Santander 123 Credit Card Retailer's List
Hi I recently got a 123 cc & the 1st thing I did was search their website for my local retailers. Everywhere from online stores, to my local Coop gas station & the cinema. So far I have found hardly anything. So far I'll only get cashback if I shop in my local Tesco & nowhere else if I believe that list. On their own 123…
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Transaction Fees (probably a no-brainer)
Hi guys, am still a bit new here and looking for some advice on transaction fees. Can a company charge you transaction fees twice if they have refunded you once for the tickets (because the event was cancelled) and then offered you the tickets again with transaction fee included?
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Asked the CC company to defer min payment for one week
Hi, I've just been on the phone to my credit card company (Creation), to ask them if it was possible to defer my minimum payment this month, by one week. I've had a hard month financially and don't think I'll be able to cover it - but once I get paid at the end of the month, I'll be fine. I was surprised when they refused…
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cash advance or purchase
hi, if i pay for my dentist on my credit card would it be classed as a cash advance or a purchase as i know using a c/c for gambling is classed as a cash advance and you are tecnically not purchasing goods from the dentist thanks for any replys
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Halifax further question
If you have a BT on a Halifax master card that runs to say August, and you take another offer that runs to May the following year, how do they allocate payments if both offers are on 0%? Neither transaction is interest bearing and no purchases have been made on the card, unless they count BT fees as purchases. Terribly…
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Halifax CC online system fault?
Is there an issue with Halifax system at the moment? B/F balance on August statement is correct. Payments & new transactions figures are incorrect but they net off to the amount paid shown under "your transactions" on page 2. The balance shown on the system cannot be reconciled, and no statement is available for September…
