Bad credit, Credit cards? - if your unemployed does it matter?

Jane_gs

When you apply for a bad credit card, Aquis, Luma, Capital one etc

then are they lenient on accepting your credit card application if you are unemployed?

I know it depends on a number of factors, but do they tend to mind if the applicant is unemployed ? and consider accepting them for even a lower limit ?

You-kip

Depends what you mean by unemployed? Being receipt of DLA or being a Housewife you can but I would say being JSA I would say no.

_Andy_

"but do they tend to mind if the applicant is unemployed ?"

If you were lending people money, would you?

Jcts

They state that they consider the unemployed, yes. However, I would imagine that this does your application no favours whatsoever. You'll never know until you apply but a lender will always want to know that you have the means to pay back anything that you borrow. Being unemployed will almost certainly prevent you from doing this