whats going on

newbee007

Please forgive me if Im posting in wrong place but can anyone explain what could happened to my credit rating?

I just logged in to check my monthjly noddle report and my rating felt from 3/5 to 1/5.

No big changes on report, same address etc, bank accounts fine

Only one idea comes to my head. Last month I nearly reached limit on my credit card (2 pounds below limit). Olso, for the first time I have paid the statement balance only (before I simply cleared whole balance each month).

Does it mean that I have wasted all that long months spent on fixing my ratings???

You-kip

No it meant you've wasted your time coming on here talking about ratings that don't actually mean a thing.

You don't have a credit rating they don't exist, concentrate on your report and forget about the silly scores.

The_Boss

^ this

End of thread