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Quick question
Hi all, I currently have 2 credit cards. Natwest with £4k on £1.5k is on interest and the rest on 0%. The limit is just over £4k, now they have just sent me a letter about 0% balance transfers so could I use my virgin card to transfer £1.5k off the natwest credit card the use the 0% deal to transfer back to natwest so…
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Barclaycard pre-application check
I just got a reminder from Barclaycard that I have a good chance of getting their cards. [STRIKE]My Experian score is currently 899 "Good" [/STRIKE] (apparently no one wants to know that) and their pre-app check shows "Very good chance" for the Cashback and Freedom Rewards cards that I'm interested in. Does anyone have…
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Never had a credit card and need to get one!
Hi Im 30 years old and have never had a credit card as I felt I never needed one but have been told I have been putting myself at risk by not getting one. Therefore I want to get one as I am looking to get my self a new car in the next few months. Spoke to my sister in law and she said as I have never had one at all I may…
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Asda refuses refund on video games
It was sealed and yet they refused refund due to new policy aboutcopyright. Are they allow to do it? I paid by CC.
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Joint credit cards good or bad idea?
My partner and I are trying to get in good financial shape so we can buy a house together next year. I have a two small credit cards and he has one slightly larger one. In terms of interest would be wise to accumulate them together and both pay them off as quick as we can or stick to the three seperate? On a side note I…
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Urgent Shuffling Needed!
Hi there, Need some help with this one! I currently have a Barclaycard which I have £569 of new purchases on. I also have a Virgin Mastercard with a balance of £1860. I've just arranged a balance transfer to move the Virgin £1860 to the Barclaycard at 0% for 12 months. However, I'd like to balance transfer the purchases…
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Statement Dates
Can anyone shed any light on the reason credit card statement dates chop and change, seemingly at random? I can understand the need to change the date if the normal date happens to fall on the weekend but they seem to change by a few days even when the 'normal' date is mid-week.
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Quick turnaround card needed (not great credit score)
I am going to the US at the end of the month (not a holiday) but have discovered the US's love for credit cards. The hotel require a card for booking the room. I need to find a card that I can a) get and b) get quickly (ie walk into a high street store). Any suggestions? I have no credit card. My previous I defaulted on a…
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Overdrawn on credit card
About a year ago i got a letter to join with capital one with 500 pound credit , and me not thinking and only seeing the £££ signs I accepted and proceeded to spend it all and not only that goingOverdrawn by £30 .. My main question is if I don't pay the £38 I have to pay back from going overdrawn will they keep adding £38…
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SAR (Subject Access Request) on a credit card 8 years old, no longer in use
Hi I was hoping someone could help me with a query. I have just been awarded PPI for 2 bank loans which im so grateful for. But it got me thinking that it was a credit card with the same bank that got my to take out a loan to consolidate. So im thinking that this credit card would probobly have had PPI (since the loans…
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refund on online merchant over Billing
Hi, I subscribed to an online shopping site in December 2012 paying a joining fee with my c/c. In the site rules it stated I could cancel membership within 30 days. This is what I did via e-mail and letter, asking for cancellation confirmation e-mail. No confirmation e-mail arrived. I discovered a monthly subscription was…
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Balance transfer from Ryanair card
Is the account number of a Ryanair card valid for a balance transfer ? I believe unusually that it is different from the long card number. The reason I ask is that I want to do a balance transfer but they won't issue me another card unless I agree to a interest rate hike. I froze the account to repayment only last…
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s75 claim - is it worth £100?
I ordered a table from Dwell on 6 January. It cost £109. 5 months later I'm still waiting for it to be delivered. I complained a couple of weeks ago about the delay and they gave me a discount so now the order details show it's only worth £96. I've just read that this company might be going into administration so I'd need…
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Nothing but praise for Vanquis
After seeing many horror stories about Vanquis I was always very worried about getting involved with them. However, 12 months ago they were the only company willing to take a chance on me (poor life choices etc, you know the drill). In the past 12 months I've paid the balance of the account in full every month,…
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Cap1 Removing Accidental Damage Cover
Just had my statement and Cap1 are removing their accidental damage or loss cover from 20th August. :(
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TSB Credit Card % Scam
Hi, i followed a thread on Lloyds TSB for a Platinum 15 Month Balance Transfer Card, as advertised. Representative 17.9% APR (variable). 0% interest for the first 15 months on balances transferred in the first 90 days (3% fee).* I was accepted with a £2000 limit & low & behold it had changed to a massive 25.9% APR Also no…
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Question about ISA - *post moved*
WRONG FORUM - sorry. Post moved.
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Credit card finance transfer
Hi got a car on finance which I'm trying to find a easier way out off. Bad mistake I know. However I'm in £4000 negative equity, I don't currently have the funds to pay this off in one lump sum, I will have it in about 6-9months. If I sell the car pay what I get for it can I put this £4000 on a interest free credit card…
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Tesco - 0% BT fees are back again!
Tesco now have a 12 month 0% BT card with a 0% BT fee... http://www.tescobank.com/creditcards/nofee/index.html The card also offers 0% for 12 months on purchases, so Clubcard points as well. Every little helps!
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Want to do balance transfer but...
Looking for help, there's about £1000 on my husbands natwest card that I would like to somehow transfer to a 0%. I have £500 left Interest free to pay on my card however this is also natwest.we are hoping to move house in the next few weeks so don't think I should be applying for another card Incase my lender Runs another…
