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paypal problem - my money section
In my paypal account there is a credit card listed in the My Money section under "Debit and credit cards", however it has expired, and I cannot see a way of updating it or adding a new credit card. Can anyone help?
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Barclaycard BT Cards
Hi all, Im after some advise, i have a Barclycard thats currently on a 0% BT until about October time, and i keep getting letters offering me extra 0% rates on that card for new transfers, until recently they all expired before October so didnt think anything of it, however now i have a letter offering me 0% until Jan…
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capital one "credit repayable" in contract...
what does this mean exactly? it says im to repay £587 so will £587 be my credit limit? vanquis and aqua never stated anything like this so just confused.. called customer services but they cant tel;l me what my credit limit will be until the card is issued! anybody been in this boat? or know what it means? thanks :)
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Credit report is this right?
Hey guys I have had two contract phones for around 2yrs, always paid on time direct debit. I ordered my credit report and it says poor? Any ideas why as I have had no credit before apart from my contract mobiles. Because there paid on time etc I thought its be fair at least
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26 month 0% Barclaycard to reduce interest on current car loan?
Hello, I'm wondering whether I'm allow to do this... I'm currently paying car finance at a rate of ridiculous. It's a HP agreement. Outstanding balance is around £2500 and if I continue to make monthly payments I will end up paying £3800. I would like to shift this debt to a 0% credit card. Can I shift car HP agreement…
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0% car purchase using travellers cheques
hi everyone hope someone can help with some up to date info regarding buying travellers cheques on a 0% CC in order to buy a car with cash. seen a thread on here saying it is the best way to do it, the fee has gone up to 1.5% since but that is still better than dealer card charges etc. does anyone know if this 'loophole'…
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Equifax - "credit searches" and "other searches"
Is the number of "other searches" bad for your credit score or is it just the number of "credit searches" that is important? Thanks!
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CPP compensation
Hi, I have been approached by a solicitor company regarding CPP misselling. They have rquested I complete and sign the forms sent, and they would require 25% of any compensation. Should we not be approached by CPP themselves, and not a third party regarding missold claims.
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Excessive Credit Card surcharges Rebates
Hi, We've all now heard of the new legislation to ban excessive surcharges on credit card transactions. This comes in to effect today 6th April 2013. I was now wondering what the best approach is to claim back past charges, which have now clearly been made illegal. Also, what period of time can one realistically expect to…
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Halifax clarity reward
I called up today to close my onecard down, the apr is around 18% and goes unused. They then said we will lower your intrest to 12.9......then he said do you have a reward current account sayd yes.... instantly he offered the Halifax clarity reward account as an upgrade. Goes to show you how they take advantage
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Barclaycard Unwind Fee Free Friday
Has anyone heard of Barclaycard Unwind Fee Free Friday, what is it and how does it work please?:)
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Vanquis application
Hi I have a friend who applied for a Vanquis Visa Credit Card at the start of last month. They have asked me to post here to gain some advice. Yesterday they received a letter from Vanquis New Accounts department which states they have been unable to contact by telephone to progress your application. Please call us on…
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Newbie to Credit Card - £100 spending S.75
Hi I have never used or applied for a credit card before so I'm hoping someone can shed a bit of light on my confusion :j I am thinking of purchasing a new sofa using a credit card because of the protection it offers should anything go wrong. I have read that you are protected under Section75 for purchases on a single item…
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Tesco's Clubcard credit card and mistreatment advice wanted please.
So today I have spent the entire day going between what are useless government backed sites and regulatory bodies trying to find out information about my rights when I have brought a complaint against the above mentioned credit card company. Long and short they have added interest to my account even though I have cleared…
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CC to use abroad??
Hi, I'm new to Credit Cards, my dh has one for work which I pay off with expenses each month, but otherwise we don't use one at all. I am 'thinking' about getting one to use abroad in Greece instead of carrying a lot of cash/travellers cheques. Whats the best card for that and why? Thanks in advance, I really need some…
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Made a stupid mistake with my Balance Transfers
Hello, I am looking for some advice to try and rectify a dumb mistake I made last week. I transferred a balance from Halifax to a new 0% MBNA card. But in my dumbness :mad: I did it twice a couple of days apart so I now have around £6k on MBNA (instead of £3k and I am in credit with Halifax by about £3k. I've looked…
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Amex Gold Charge Card
Does anyone know if the £45 fee per supplementary card is a one-off charge or is it an annual fee levied on every supplementary card? You could read the above as either IMO
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Nationwide CC - How can I pay more than the minimum DD?
I've just had my first Nationwide CC bill. I'm making use of the 0% but want pay a bit more than the minimum payment that will be taken by DD. I know there's some debate about whether this is necessary, but it seems sensible to me. However, the bill says: Your Direct Debit of £25.00, less any interim payments, will be…
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Advice on transferring credit cards to same firm
Hi there, is there a golden rule that says you should not seek a new credit card with the same provider as your current one? to summary - I have a card with Virgin and I am paying high interest, I have found a card also with Virgin with 20months no int. I want to apply for it but can I transfer funds from one virgin card…
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AMEX - Nectar vs. Platinum Cashback £25
I think that the only place where I shop that does Nectar is a Sainsbury's Local (I don't do my big shopping there though). So that's probably the only benefit of the Nectar? Too bad that the Platinum cashback AMEX has a £25 fee. What criteria to use to decide which one to get? How can I estimate which will be more…
