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Looking for a good free AMEX? Or cashback...?
I'm looking for an AMEX to take advantage of the Foursquare offers, and I've been meaning to try the card out itself (see how it's accepted, etc.) I've checked their site, but are there any other branded AMEX cards to look into? Are there any cashback AMEX's that don't have a yearly charge?
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MSE News: Credit and debit card fee clampdown begins
"Firms will no longer be able to charge excessive credit and debit card fees when new rules come into force tomorrow..." Read the full story: Credit and debit card fee clampdown begins Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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better to pay by credit card than paypal for dollar transactions?
On some websites I buy from the transaction is in dollars and it gives you the option of using paypal. Howeever I have noticed they seem to give a pretty terrible exchange rate. A £11 pair of lithium 18650 batteries cost be £1 more because I used paypal! Would my Halifax Clarity credit card be a better option?
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Help, I have been scammed and lost everything. *stressed*
Hi I am only a student and I have exams coming up and this is very stressful for me. I bought some items on paypal and paid this person. Paypal do not protect buyers if you buy non physical goods or services. I bought a physical item from a seller (300 mini cookers), and when I paid i added a paypal message included a url…
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Post Office credit card minumum payment
As per the title, can anyone advise what the minimum payment amount for the Post Office credit card is (for new cards)? Thanks
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Off travelling and need advice on a credit card
Hi guys, just needing some advice I am off travelling in July and to be on the safe side I want to get a credit card for emergencies only. What do people recommend is the best one the only issue I have is that my credit rating is probably non existent I've only ever had my phone contract direct debit. Thank you
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Tesco CC / Clubcard - Points Question
Hello all, Pretty sure this has been covered before but I want to clarify the situation. Today I applied for and was accepted for a Tesco CC, during the application process I chose not to enter my clubcard number when it was requested. Did there used to be, or is there some way of getting points on both the CC and the…
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Withdrawing Cash Abroad from CC
Hi all, I'm going to the states soon for 2 weeks, and I am going to use my Barclaycard to withdraw cash, not comfortable taking all cash. It does cost 3% for withdrawal however it is interest free if paid by next statement in full. Will withdrawing cash on a credit card show as a negative on my report? I am quite new to…
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Mastercard - trying to get a lower interest rate
Hi, I tried calling Yorkshire Bank Mastercard, to see if I could get a lower rate of interest by telling them that I was thinking of taking out a loan elsewhere to pay it off. I was turned down, but was asked if I wanted to be put through to somebody who could give me a loan proposal. I declined, saying I'd already got…
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Full Balance payment
I have a Direct Debit with Cap 1 to pay my full balance on the due date each month. Now, here is the stupid question, is this the full balance as at the last statement, or the full balance on the date of payment, ie, I have spent on the card between these 2 dates.
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Charged by Tesco Visa for receiving nothing!
I recently ordered some goods online from a retailer in Australia. The price on the site was quoted in dollars. I received an email the same day from the retailer apologising because the goods were out of stock and confirming that my card had been credited with a re-fund. However, on checking my statement I saw that I was…
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Guaranteed Acceptance
Hi, I have asked a few questions lately and have received very helpful answers so I'm back again! I have some savings accounts with Santander and when checking them today I have found in the "My Offers" section an invitation to apply for the 123 Credit Card. When I click the link it says: "Acceptance is guaranteed subject…
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Does asking existing credit card to give 0% balance transfers affect credit score?
I've got two cards: Tesco which I pay the full amount each month and Barclaycard which I have just over £1,000 on and am paying the minimum amount on. If I asked Tesco if I could switch the barclaycard balance to them for 0% for 12 months, would it affect my credit score? I have a good credit score but need either a loan…
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Tesco credit card problem
Hello, Last week I went through the process of applying for a Tesco credit card online - my application was accepted and I was offerred the card. I chose not to take it then and there as I was at work and didn't have time to read all the terms & conditions (I also wanted to see what the APR would be). I decided I wanted…
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[Amex] Just got a Gold Card. Likely to get a BA one now?
Hi, I was approved a month ago for Gold Charge Card and I also own a Platinum Cashback card. In an attempt to earn as many Avios as possible, I'd like to apply for a BA Credit card. Do you think that there is any chance I'll be approved so soon? I also own another two non Amex credit cards.
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credit card with no job ?
hi all, am after some advice please (although don't think it's possible myself) i have just been made redundant - friday 22nd march and i have a tesco credit card where the 0% is just about to run out (forgot about the date it expired due to work issue's) and was looking at getting another card with 0% balance transfers.…
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How do I know I'm transferring the higher % from one card to another.
I have a query, i have a credit card with £500 credit payable at 28% and an additional £500 transferred over on 0% until October. I've now been offered 0% balance transfer on a different credit card so I'd like to transfer the £500 that I'm paying the higher interest on. But how do i know this is the amount I'm going to be…
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Should I stick with Virgin?
Hi guys, be gentle this is my first time on here :) I've given myself a kick up the proverbial and it's high time I change my credit card as every month I have just let my DD payments continue and they incur interest of about £50 a month when I'm only payng off about £45-£50 a month of the owed amount. My credit rating is…
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Very small Natwest Credit Card Default - remove from credit report?
Just over a year ago I late paid my minimum monthly Natwest Credit Card payment by about 2 days. The minimum payment amounted to just £20. I have today checked my credit report with Equifax and this late payment is showing as a default on my record and severely affecting my credit rating. Giving the small amount involved…
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Transfer a credit card with no fee?
Hi, I've just realised that Tesco are charging me interest on a bank transfer when I originally thought that it was interest free. Are there any credit cards at the mo that will allow me to transfer the outstanding balance without any fees or interest? I'm looking to transfer approx £1600 thanks
