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BT question
My Halifax CC with 0% on purchases is coming to an end next month. I have the money in an ISA to clear the CC debt of around £3,500 but I am wondering whether I would be better off finding a balance transfer card (i.e. the NatWest BT card for 13 months with a 1% fee) rather than paying off the debt with the ISA money…
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Post office credit card
Do post office credit card ever offer 0% deals again after the intial one? Failing that if I were to close my current card how soon can I re apply and would I be likely to get 0% offer again? thanks Amy
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0% self-employed credit card
looking for 0% for at least a year for self-employed. how much do I need to earn? what proof of earnings is required? 3 months statement or more? which cards? do I need to be on electoral role? as I am not I looked on money.co.uk for best cards but need help choosing which is best. does anyone have any recent experience?
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Interest on purchases on 0% balance transfer cards
Hi, If i make a purchase (before or after) doing a balance transfer onto the same credit card, and the card has a 0% rate on transfers, will the minimum payments go against the purchase or the balance transfer first? Basically, i'm trying to understand if i will have to pay interest on the purchases until the balance…
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Barclaycard football mastercard
I have had a Barclaycard football MasterCard for many years. Basically the promo is that season ticket purchases are at 0% for the life of the balance. I also use the card for all football travel and tickets. Never had an issue until last month, always paid the transaction balance in full plus extra to pay off some of the…
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Paying off a credit card
Hi i am posting this on behalf of a friend, he has a credit card which he withdrew cash on and is now paying a very high rate of interest on. We are all going on holiday shortly and it has been suggested that we could give our friend the holiday money to pay his credit card off in full and then he could pay for the holiday…
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Credit card for PayPal
Hello, Never used PayPal and need some advice. I understand that to open a PayPal account (I need to use it to pay some overseas merchants who only accept PayPal payments) I need to link the account to a bank account or a credit card. I do not trust PayPal too much and do not wish to give them any access to my bank account…
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Best credit card rewards
I have a new job n need a credit card. I will be spending circa £6000 per year and want some advice on which credit card gives the best rewards, not interested in airmails or free flights, but some kind of points rewards, am finding it all very confusing! Thanks in advance.
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Credit Card Holiday Protection?
I've just paid for a holiday in full on my debit card for £808 Forgetting i was wanting to pay part on my credit card as extra protection if something goes wrong. Since i've already made full payment via debit card if i add something else onto my booking like extra luggage or seat picker or something along those lines and…
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Amex - Preferred Rewards Gold vs Platinum Cashback
Hi, I've recently got a Preferred Rewards Gold Card. I also own a Platinum Cashback card. I got the former primarily for the 20000 welcome bonus it comes with. Am I wrong to say that, bonus aside, the cashback is much more valuable than the reward points? I haven't really done the maths though. Any opinions are welcome!
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Paypal withdraw to Bank transfer
Just curious if i can withdraw the available money on my credit cards using paypal and then transfer over to the bank account. cheers
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Ukash Neo prepaid card warning!!
I purchased a ukash voucher at a local kiosk (UK) with the intention of using the Neo prepaid card offered on Ukash.com (I used the web address printed on the voucher) I registered with Ukash online, I filled out the necessary online application form required to get the prepaid card, entered my voucher number, hit submit…
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direct debit indemnity
santander recentlly made a mistake by taking the full amount owed to my santander credit card instead of the fixed amount i had set up online. i phoned them and they were very good and immediately refunded the full amount back to my current account (also santander). just wondering how long it normally takes to put the debt…
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Balance Transfer Restrictions
I know that balance transfers are not allowed between cards actually supplied by the same provider, e.g Virgin Money and MBNA. But are they allowed when the two cards involved have not been issued to the same person, e.g 0% card issued to Mr Frugal, 30% card issued to Miss Profligate? Could some of the debt on Miss…
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Can i reduce balances if i settle?
Hey Peeps, I have a total of 12,200 across 1 loan and 3 credit cards and I'm only 24! Loan - 7000 Natwest Card 1 - 3200 Natwest Card 2 - 1000 HSBC Card 3 - 1000 Capital One I have been really stupid building this debt up and have become stuck in the interest loop of hell. Now I'm very lucky that my dad is in a position to…
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Swift Code Help please
Swift Codes Hello Does anybody have experience of using Swift Codes for sending money overseas. I have to send about £850 to my solicitor in the Caribbean for the finalising of my fathers Estate over there. My solicitor has provided me with a Swift Code and their bank account details. Unfortunately I don’t have cash money…
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Somebody has been using my credit card!
I'm in a pickle!! On Saturday I received a letter from Capital One telling me I needed to get in touch with them. I rang them immediately and as it transpires, somebody has been spending a fortune on my card over the past 2 weeks! The guy on the phone had a go at me for not updating my new mobile number (I forgot), and so…
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need a 0 percent card
Hi I have a credit card with yorkshire bank - the interest is starting to build - I pay as much as I can - I need a card with 0 percent interest for a while - I am wanting to transfer my balance over on to this card. what is my best option??? MB
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Credit Rating Problems
Hello everyone First time poster here. If this is in the wrong place, please let me know (I couldn't figure out the best forum to post in). I am 26 and have really poor credit. This is because I have just finished my PhD and did the last year unpaid. To attempt to find money, I originally tried all the obvious things…
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just wondering
what credit card companies search experian and equifax. im sure there was a thread about it before but cant remember what it was called
