Post office credit card

misscutiepie1984

Do post office credit card ever offer 0% deals again after the intial one? Failing that if I were to close my current card how soon can I re apply and would I be likely to get 0% offer again?

thanks

Amy

scott_lithgows

been offered 9 or 12 month deals for approx 3% fee in the past year

misscutiepie1984

I have just transferred some money to another card. Would be handy if they gave me another deal. Then I can get 0% cash to my bank and pay the balance off lol I know it sounds silly.

MCGONIS

Yes I was on the phone to them a couple of weeks ago to ask my balance as I had bought things in Spain and wanted to know what the Euro to GBP conversion was, the operator offered me 0% on the phone. I have had the card about 1 year now. They have never written offering me another deal, but did offer it over the phone. I would phone and ask them something and see if you are offered it maybe?

Good luck!

The_Boss

Which lender is behind the PO credit card?

misscutiepie1984

MCGONIS wrote: »

Yes I was on the phone to them a couple of weeks ago to ask my balance as I had bought things in Spain and wanted to know what the Euro to GBP conversion was, the operator offered me 0% on the phone. I have had the card about 1 year now. They have never written offering me another deal, but did offer it over the phone. I would phone and ask them something and see if you are offered it maybe?

Good luck!

Thanks I will give it a go

misscutiepie1984

The_Boss wrote: »

Which lender is behind the PO credit card?

I think its Bank of Ireland

guesswho2000

misscutiepie1984 wrote: »

I think its Bank of Ireland

Correct, it is indeed BOI.

chattychappy

I always seem to get them after my balance returns to zero.

misscutiepie1984

chattychappy wrote: »

I always seem to get them after my balance returns to zero.

Thats the problem, I have the last 1k left on there that I can't shift.

chattychappy

Oh. I should perhaps have added that I get them on the statement after the balance has been cleared. I rang them up once after clearing the balance and the operator told me she was sure that the next statement would show an offer but she couldn't offer me anything rightaway. Sure enough, there was an offer on the next statement.

Obviously YMMV.