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Balance transfer problem
Hi everyone! Hope we are well! Just a bit of advise please, applied for a Barclaycard 0% balance transfer which was to transfer to my current account to pay off a catalog on which my BNPL is due in a couple of months. I checked all the details and saw that Barclaycard offered to transfer to a current account. Applied and…
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Balance transfer has gone wrong!
Was coming to the end of my Nat West 0% deal so called up a few card providers for an existing customer deal.Best was 12 months with the Post Office. Transfered £700 for a 3%ish fee,however 3 weeks later the amount had still not been taken off the Natwest total (about £705) Nat west are denying they got the money whilst…
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cancelling a credit card that i paid couple of holidays with that i hvnt been on yet
okay so i have booked two holidays with barclaycard for next year.. after i booked them couple of months ago, i paid my barclaycard in full!!! now i want to cancel my credit card completely as i dont need it anymore.. but what got me thinking is that if something goes wrong with my holidays then would barclaycard back me…
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Yay just been approved.....
Well DH has, for another 0% card with Natwest :beer: low BT fee (1%) for 13 month :T So happy as i was having sleepless nights in case he wasn't approved :o as his 0% ends in Feb... Now we can breathe again.....:T
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Accepted for a vanquis card
Hello all, I am just after a bit of wisdom/advise. A little background if I may, in 2008 I had a business that went to the wall, 16k of debt, unemployed and a newly single dad of two (with custody). Fast forward to today, I have a loan and credit card tha are due to "drop off" the radar soon, leaving a silly default from…
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B/Card Platinum BT Advice needed
Hello. Ive just been approved for the card and in the application process i put in the two card numbers and account balance it asks to transfer, but one card the amount is correct but the other is wrong. So i phoned them up and the operater said that i can sort this out when i phone them to activate my card when it…
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Balance transfer without spending the amount yet
Hi All, I hope you can help me a bit with this. So I have a Halifax card I need to make a couple of purchases using this card, totaling £1200. However I still need to buy the extra £800 and I wont do this until next week. The idea is that once I spent the £1200 I would like to transfer the balance to my existing Santander…
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another 0% balance transfer offer
Already have a 0% transfer on the go, due to end in Feb but keep getting offers from same card company for another 0% balance transfer for 13 months presumably from a different card - how does that work? ie would the fresh one be treated as a separate deal to the original one or do they combine them for the 13 months?…
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Dilemma.... help me clear this...Barclaycard gave me shock
Hi, I have been a credit card user since almost 5-6 yrs, but today I am questioning the basics as the Barclaycard customer service rep has put me in dilemma. I am a Natwest credit card customer since all these years, but early this year I had to make one big purchase for which I decide to transfer the balance to good…
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Amex and Morrisons Cellar offer
Just received in the post: £10 statement credit when you spend £60 or more at morrisonscellar.com and an extra 1% cashback on all spend at morrisonscellar.com. Offer valid from 19 Nov to 18 Dec 2012. The flyer says the offer is only valid for those who receive the communication but you don't have to register anywhere. Also…
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Should I keep CC's open?
I have a couple of credit cards left which will soon have 0 balances,, an Argos card with 0 balance, a mortgage and 2 mobile phone contracts. I don't have any other forms of credit as I have been closing everything down. Just wondering if it is best to close the Argos card(limit £390) and Barclaycard(limit £900) or leave…
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MBNA - can they do this?
My husband has an MBNA platinum card. He lost his job 2 years ago, and we asked to be put on a payment arrangement. They refused, so we have been paying the normal monthly payment. He has been back in work now for 18 months, and we are still paying the normal amount, even though the facility has been withdrawn. The balance…
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Positive balance on credit card help
Hi, I have a student mastercard with natwest although i am no longer student. I use this card as it is the only credit card account i have open and i can not seem to get accepted for any other credit despite having a decent income and what Experian and Equifax describe as 'an excellent credit score: you should have no…
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Wrong amount deducted
Morning Wonder if anyone can help on this; Last night I used [EMAIL="pay@pump"]pay@pump[/EMAIL] with my credit card, fuel amount purchased was over £50, yet upon checking my credit card statement this morning there was a £1 showing waiting to be applied. Knowing that fraudsters start with a small amount to see if you…
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Question about income on card applications....
:wave: My job is based on a salary plus commission (ratio around 60/40) When applying for my mortgage some time ago, they took my salary as basic plus commission as i had a letter from head office to state my commission, although variable, is guaranteed. So my question is, when it comes to applying for credit cards can i…
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New card with same card company where I am 2nd card holder
Hi. If I am a second card holder on my wife's credit card account (Barclaycard) can I apply for a credit card with the same company?
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help
Hi There, I am pretty sleepy when it comes to money....I did a Balance Transfer to a Virgin 0% finance til 7/13. The balance is now £7,000 or so. I defaulted on a payment on 1/11/12 - I have had ONE letter (dated 23/11/12) from them since saying ..."If this is the second time in a row that your bank has returned our Direct…
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can you balance transfer, to your Friends credit card? (another person ?)
When having a debt on my somebodies credit card (family, or friend) and you want to pay off that debt using a balance transfer. so My credit card, (balance transfer) to somebody else’s credit card -ie the name on their card is different to the name on my card, then is that fine to do? or can you only do balance transfers…
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Advice on balance transfer
OK, new to posting to the forum but long time reader after a bit of advice as I try to get myself out of a self made hole. I originally balance transferred my first card balance to a second card, but instead of cancelling the first one and paying off the second at 0% I was stupid and got myself in a mess. The situation as…
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section 75
Hi, can any one help? I purchased a stihl stone saw on a credit card in july 2011 ,they where pinched from my van in september of the same year i reported it to the police etc and have a crime number. my insurance policy would not cover the theft for the 'its in the small print bit!' so i lost any chance of recovering the…
