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B/Card Platinum BT Advice needed
AndyG72_3
Posts: 7 Forumite
in Credit cards
Hello.
Ive just been approved for the card and in the application process i put in the two card numbers and account balance it asks to transfer, but one card the amount is correct but the other is wrong.
So i phoned them up and the operater said that i can sort this out when i phone them to activate my card when it arrives, she also said that i can make as many transfers from that card to the Barclaycard as lond as i have credit left, ive since read that you can only make one transfer from a card is this right.
Ive just been approved for the card and in the application process i put in the two card numbers and account balance it asks to transfer, but one card the amount is correct but the other is wrong.
So i phoned them up and the operater said that i can sort this out when i phone them to activate my card when it arrives, she also said that i can make as many transfers from that card to the Barclaycard as lond as i have credit left, ive since read that you can only make one transfer from a card is this right.
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Comments
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No. you can make multiple BT but be mindful, you will pay BT fee's for each one and up to 95% (usually) of your limit.
How 'wrong' were you?DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
sistafromanothermista wrote: »No. you can make multiple BT but be mindful, you will pay BT fee's for each one and up to 95% (usually) of your limit.
How 'wrong' were you?
thx for the reply, basically i need to buy someting, i entered £600 to transfer but i need to buy something for £2500, so basically id be transfering £3100 instead of £600 so instead of me making 1 transfer it maybe 3, i dont mind paying the extra BT fees because its cheaper than paying the interest.
I read that you cant on moneyfacts.co.uk in the barclaycard platinum page.0 -
I did with my barclaycard.DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
sistafromanothermista wrote: »I did with my barclaycard.
Cheers for that, So if say on the 1st of december i spent £1500 on my Nationwide card and then 3 days later idone a balance transfer to my barclaycard to pay it off, and then two weeks later i spent another £1500 on my Nationwide card and done another transfer it will be ok.0 -
Cheers for that, So if say on the 1st of december i spent £1500 on my Nationwide card and then 3 days later idone a balance transfer to my barclaycard to pay it off, and then two weeks later i spent another £1500 on my Nationwide card and done another transfer it will be ok.
You will have a specified period in which you can make any number of BTs at 0% interest up to a maximum of about 95% of your credit limit. It's usually 2-3 months. The number you make doesn't matter as the overall % in fees will remain exactly the same (providing each transfer amount exceeds the minimum fee amount)0 -
You will have a specified period in which you can make any number of BTs at 0% interest up to a maximum of about 95% of your credit limit. It's usually 2-3 months. The number you make doesn't matter as the overall % in fees will remain exactly the same (providing each transfer amount exceeds the minimum fee amount)
Thank god for that, im buying a bike for £3000 and this means that i can pay a deposit of £1500 on my Nationwide card wait for it to appear on my account which i think is 3 days and the do the B/Card BT and the pay the remainder on my Nationwide card and then the same process.
Any idea how long it takes from asking B/Card to transfer it until it comes of the Nationwide card.
Thx0 -
I would allow 5 working days but it reality it's often less0
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