-
Just curious about getting an asda card.
I'm looking into getting an asda credit card as I use them every week for shopping and fancy getting the cashback with the card. I'm more curious about the fact you can pay off the card with another credit card (was mentioned in another post). If that is definitely possible, can I pay that onto a 0% credit card and then…
-
PPI...is it worth checking
i have had, heard and seen like most of us the adverts for ppi. i have over the years had many credit cards, moved mortgaged lenders and to my knowledge all ways refused PPI. However, i have been told that it is worth putting a claim in anyway in case i have been unaware of a PPI that has been included. Has anyone been in…
-
MBNA Credit Limits
Hi All, Looking to use the MBNA super balance transfer to the tune of probably about £2500. Have just phoned them to see if they can do a soft credit search or give me a rough guide of what my credit limit might be as i don't want to apply and not get the limit i want, but understandably they can't help with that so…
-
Setting up Santander 123 Credit Card on 'Yorkshire Bldg Soc' Money Manager'
To 'Add' the Santander 123 credit card to the Money Manager on the Yorkshire Building Society web site, you are asked for 1. Username 2. Password (case sensitive) 3. Credit Card Number (not a problem) 4. Internet ID 5. Security Number (this is the 'Passcode (5 digit number - so not a problem) Santander don't call the above…
-
asda credit card with santander
have a asda credit card backed by santander,recieved a letter to say as from january 2013 this card will no longer be accepted .my problem is for the last 2 days my card has been declined in 3 chip & pin machines ,have rung santander & they have said there is no block on my card & i should be able to use it. but again…
-
transferring a balance
is it always better to clear a credit card before transferring a balance for 0%?
-
should i close down some of my Credit cards
over the past 18 months i've tried to improve my credit status from a person having no credit whatsoever to now having multiple forms of credit which i think with recent results i've achieved. I've afew credit cards with small limits but recently i've noticed that the limits when i apply for the cards are increasing. I've…
-
Mint Double Card Charges
The other month I managed to let my Mint card go overdrawn by £3 I picked up two £12 charges but managed to make a big payment of £40 to clear it and cover the cost of the interest next month. However today I received two letters from Mint one advising me of two more charges and one is my statement. The first charge was…
-
Using a Direct Debit to make Minimum Payments
Hi all, my first post :) I have just signed up for a Tesco MasterCard with no interest to pay on new purchases for 16 months - as long as I make the minimum payment every month. I have made my one ond only purchase on this card and have the balance set aside earning some interest - basically I am taking advantage of a 16…
-
Refund for a digitally purchased game?
Hello, firstly sorry as I didn't know where to post this but thought this forum could be semi-relevant. I bought a digital copy of a video game yesterday, played it for 30mins and decided I didn't like it, is it possible to get a refund? It's unlikely, but I think I remember hearing that digital purchases were covered by…
-
MBNA Credit Limit Question
Hi Guys, My partner has a perfect credit history, no debts. She has applied for an MBNA platinum C/C with 20 months 0% for money transfers, and has been assigned a £2300 credit limit. My question is are MBNA likely to consider raising this limit, as she wishes to borrow approx £8000 for a period of 6 months and then repay…
-
MSE News: Card fraud up as criminals try simple scams
"Debit and credit card fraud is up as criminals return to old-fashioned ways to swipe people's plastic..." Read the full story: Card fraud up as criminals try simple scams
-
egg card
Hi guys please help I have recently asked for my barclay card statements to be sent in paper format not online and have discovered that I am paying PPI. My card was originally with egg so thanks to barclaycard I realise I must have been paying PPI with egg now here is the bad news I have no paperwork and cant remember when…
-
Transferring cash from credit card
I just have a quick question on behalf of my OH. We have mostly separate finances except for one joint account for bills, and, while he's never managed to save up any money, he's never had any debt either. I have some money saved up and a couple of credit cards I pay off every month. Recently his income has decreased so…
-
Debt Free - what credit card now?
Well today I have paid the last £574 off my remaining credit card (after being £13k in debt April 2010). This credit card gave a great balance transfer rate, but doesn't really offer any decent additional benefits. This card has about a £5,000 limit. All other cards have been cancelled as they have been paid off. I have…
-
AMEX My Essentials
Had a phone call as a gold customer with AMEX last night regarding the My Essentials. I am currently with Barclays Premier Life so have most of the cover they are offering but AMEX is only £9.99 compared to £25/month I am paying at the moment. Would you recommend it? Any horror stories? Should I avoid or sign up? Obviously…
-
Credit Expert - Using Pre-Paid Visa
Hello, Have read on here a few times that some people have had difficulties closing their Experian accounts after the 30 day trial is up, I am wondering if I signed up with a pre-paid visa card then if I did have difficulty closing my account down, they wouldnt be able to debit £15 from me for the services for the next…
-
Another credit card query
Hi all, I'm on a very good salary but now need to consolidate my credit cards - having paid off a fair whack of my student spending back in the day, I still have a fair amount to pay back. Breaking it down: Barclaycard: £7221 (£3483 @ 0.561% and remainder @ 1.240%) Halifax: £5000 @ 29.95% Capital One: As good as £0.00…
-
Anyone experiencing problems paying Aqua Card?
Just about to pay my first statement and encountering problems and I just wondered if anyone else is experiencing problems. Firstly I sent a trial payment of £1 by Faster Payments from my Halifax account yesterday. Nothing showing on my Aqua card today. Secondly, trying to pay the full outstanding balance today online on…
-
Any benefit in getting a store card?
Hi, first time poster. I spend a lot at Next, and was wondering if there would be any benefit to me at all if I got a Next card. I don't need the credit, and would have no problem paying off, so it isn't a case of buying what I can't afford. Just wondered if stores do any small discounts or vouchers for those who hold…
