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LLoyds Duo Amex + Online Management
Hi all, The Lloyds TSB Duo comes with an Amex & Mastercard. Does anyone know if the Amex card can be managed through the Amex internet banking - or must it be managed via Lloyds internet portal? Cheers B
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Tesco Credit Card Questions Please?
Hello. Can anyone out there who already has one of these cards, please advise, re the Tesco 22 month interest free balance transfer credit card? The online application states " 2.9% fee on opening card " Is this 2.9% of whatever balance is transferred or is this just to open the card? If the latter, 2.9% of what? OR, Can I…
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Possible to own both Halifax Clarity and All In One Credit Cards
Hi, I already have a Halifax Clarity credit card, primarily for overseas spending. The Halifax All In One credit card is the next best 0% spending card (I already have the Tesco and M&S cards). Has anyone successfully applied for both of these Halifax credit cards? Cheers, TE
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Advice needed regarding credit limit
Hi everyone. I have a Creations card with a balance of around £4500 (credit limit of £5000) and a Barclaycard with a balance of £1800 (credit limit of £2000). My 0% interest free period has ended on my creations card and I am looking for a new card to transfer my balance from both of my existing cards. I applied online for…
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Clarity £5 or 16 months 0% interest
I have a Halifax Clarity credit card which gives me £5 a month if I spend £300. Assuming I spend on average £1000 a month on a credit card, would I be better off using a 0% interest card e.g. Tesco Clubcard, and stashing the money in, say, a 3% savings account for the first 16months or using the Clarity. Or a mixture of…
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Credit Card Payment - no payment machine
Hi, I want to make a payment for goods using a credit card but the seller doesn't have a card authorisation machine. Is there any way of making the payment without authorising with the machine. Used to get cheques with the credit card, but not sure if these are still available. Thanks
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0% credit cards - Free Lunch ?
Amongst the many things I have learnt in my life, two of the most important ones are "There's no such thing as a free lunch", and "If it seems too good to be true, it probably is!!". I have seen via this site, two credit cards that offer interest free period on purchases. (Most are only doing such offers on transfers). Is…
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barclays bank stamping 28th sept on a bill paid on the 27th sept
hi i`m hoping someone can help me. credit card payment date is today 27th sept 2012 ,my mrs went into Barclay`s bank in Wakefield to pay the credit card bill and the cashier changed the date on the stamp to the 28th sept(tomorrows date) and stated as it`s 4.02 pm that is what they do.Now a late payment charge of £12 will…
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Cashback Barclaycards!!!
Anyone seen the new barclaycards? They actually look quite good and existing customers can transfer!! http://www.barclaycard.co.uk/personal
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0207 or 01 number for vanquis or granite card.
Hi, can someone please give me 0207 or 01 number for vanquis or granite card. I use to call them on 01614440971 and ask them to transfer me to customer service which they normally do, but now they ve stopped. I have tried say o to 087 apps but all vanquis numbers are not working. thanks.
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Credit Card noob
I have a Natwest Gold CC with about £800 on which is close to my limit. Is it possible to transfer the balance to another bank that offers 0% interest? I'm 23 and a noob when it comes to all this so not sure if this is possible or how I'd go about it? Thanks
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Large refund going on credit card - can I have the money?
I'm getting a refund for £3,100, for something purchased on Amex. The refund will go on my card. Given the sum involved, anyone know if you can 'withdraw' a positive balance from a credit card without incurring charges? I spend around £500 on my Amex monthly, so if not I won't have to pay the bill for about six months! It…
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Cash from credit card?
I have a credit card with 0% on purchases (for months). I am in need of around £1000 cash. What's the best way to get cash from this credit card without the 2.5% withdrawal charge, etc? I was thinking maybe buying John Lewis vouchers or similar with credit card, then buying a pack of cigs with the voucher and getting the…
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Nationwide soft search options
i have been rejected for credit card a couple of times in the last couple of years basically due to my debt vs salary ratio. been spreading my searches out so it is not too often at the same time. recently i have been able to shift some cc debts onto other peoples card so my overall cc debt has lowered and also i have…
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Question about interest CC
This is probably a stupid question but here goes. I want to start getting my finances in order. I was looking at my credit card statements and it says on there I pay 2 different types of interest. Standard and purchase. Now I know the definition of each, but I was wondering how it would work if I paid off my balances in…
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Coop credit card.
I have a balance on my card of £1500. I would normally pay this balance off each month but another expense for £500 has come along which I have to pay directly to someone else via cheque because they dont take ccs. If i pay £1k off this cc card, how much interest would I pay on the £500 for the month and then I would…
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aqua card any good
hi there, i have just applied for an aqua cashback reward card, i have 2 credit cards one with capital one and one with barclaycard, it has not given and immediate decision and when i rang they said it would be looked at by the underwriters, my credit score is 972 has anyone had this declined?
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Paying Credit Card statement via Visa and not Direct Debit
So my Credit Card eStatement came through via email and I paid the balance in full straight away via Visa Debit. Although I have a Direct Debit set up, I wanted to pay it off today, so I've paid it off and wondered if this will make any difference, I understand the direct debit will not come out on the 19th because it's…
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The fall of my rise credit card
I have a credit card with Rise. Payment in full paid on the 14th so no need to make payment on the 30th when its due because I have already made it. I phoned up and made the payment over the phone for £244.00 on the 14th but after phoning Rise last night as my balance was still 244.00, it seems my payment has not been…
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Halifax clarity, the first to decline me! I dont' get it!!!
As someone who has just the one credit card and in full time long employment and living in long residency I can't believe that i've just been declined a credit card from Halifax. I was hoping to use it for a holiday! Trying right now to get an experian report but I wonder if its cause they don't make money out of me!:mad:
