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Credit Expert - Using Pre-Paid Visa
RichL74
Posts: 938 Forumite
in Credit cards
Hello,
Have read on here a few times that some people have had difficulties closing their Experian accounts after the 30 day trial is up, I am wondering if I signed up with a pre-paid visa card then if I did have difficulty closing my account down, they wouldnt be able to debit £15 from me for the services for the next month and so on however I am wondering if this would have any adverse impacts on my credit report at all?
Or even if they (Experian) are savvy to this kind of thing and somehow know your credit card number is a pre-pay card and dont allow you to sign up with one in case you do this exact thing?
They'll probably claim its an anti-fraud measure that you cant use a pre-pay card but in reality its a way of them getting £15 out of you if you're not quick enough to cancel or get fobbed off by the call centre and they dont actually cancel your memebership when they say they have.
Just wondering...
Have read on here a few times that some people have had difficulties closing their Experian accounts after the 30 day trial is up, I am wondering if I signed up with a pre-paid visa card then if I did have difficulty closing my account down, they wouldnt be able to debit £15 from me for the services for the next month and so on however I am wondering if this would have any adverse impacts on my credit report at all?
Or even if they (Experian) are savvy to this kind of thing and somehow know your credit card number is a pre-pay card and dont allow you to sign up with one in case you do this exact thing?
They'll probably claim its an anti-fraud measure that you cant use a pre-pay card but in reality its a way of them getting £15 out of you if you're not quick enough to cancel or get fobbed off by the call centre and they dont actually cancel your memebership when they say they have.
Just wondering...
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