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Not come accross a question like this on here
I have a really random question. I am going to get a new laptop and was wondering can you pay for things with a Credit Card and Cash ? My capital one card has a limit of only 200 so that's why i would need to use both. Obviously i will just pay with cash but was Wondering.... My mum said it's possible as she worked at…
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store card trickery
Hello Hope you can help. I would like to know if I must pay the last three month's late fee plus interest on a New Look store credit card. I made an online money transfer from my Nationwide flex account to the New Look Ikano account for the full amount I owed for a purchase (£24.98) in April this year. The transfer was…
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Aquacard manual Payments cost more?
Hey Phoned Aqua up recently and I asked about what effect manual payments would have on the direct debit and I was told that they will take whatever is on my statement ie: if the Aqua statement is £100, I pay £50 manually, they'd still take £100 via direct debit I was told the manual payment has no effect on the DD though…
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getting in a muddle, please advise.
Hi can any of you experienced people help me sort out what to do with the following: cc @ 17.9% owe £900 overdraft with halifax £600 currently @ 0% till oct (buffer whilst switching) what should i pay off first? can throw couple of hundred per month at it. many thanks
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Purchases 0%
Evening all, I have applied this evening and been accepted for the Tesco credit card, Nationwide credit card (not select) & Barclaycard Platinum. On all three I've gone for the purchases option, I have had a skate through the Ts & Cs of all three but cannot see how long I've got to make the purchase to benefit from the…
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Credit transfer problem £7300 - pls help!
Hi all, I have £7300 on a barclaycard credit card after some very bad decisions and need to transfer it to another credit card with 0% interest. I have tried the cards recommended on the site, like tesco but they are only offerring me a limit of £3300 balance transfers. What should I do? Should I try and take out 2/3…
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When do Next send their monthly account statements out?
I don't know if i am posting in the right section but here we go. We have just bought a new house, things got crazy financially over the past month but slowly and surely i am getting things organised again. I want to buy a few things for the house from next on our next account. My question is what is the date that next…
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Need Advice on using new credit card for Travelling.
Hi All, This question has probably been asked lots, but after searching the forum was unable to find my answer! So here goes; A few months ago I was successful in obtaining an RBS Platinum card. with a limit of £4000.. Did a BT from my old HSBC card for the balance of less than £500 - to which my minimum payment is £5.…
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Where to start...
I'm currently saving up for a deposit. I'm fortunate enough to be able to live at home so I have very little in the way of outgoings and should have a 10% deposit in approx 8 months. My question is really how do I best use that 8 months to give myself the best chance of getting a 90% mortgage as I know they are not that…
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Barclaycard life of balance transfer juggling
Hi all, Got 2 Barclaycards, 1 I use mainly for balance transfers, and the other for general spending. The balance transfer one is I think all at 6.9% life of balance, which I think is a great deal, it certainly works for me. I'd like to transfer the spending barclaycard to the balance transfer one, to reduce the interest…
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Halifax Clarity Rewards from different account
I have a Halifax Rewards current account and am looking to get Halifax clarity. My understanding is that you only get the rewards part of clarity (£5 a month) if you have a Rewards current account. If this is true, does the card have to be connected to the rewards current account or can you set the direct debit up to…
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1st Ever Credit Card Help!
Hi everyone. I've just graduated Uni and just starting a masters. I'm thinking of getting a credit card just so I can get the thing if I need them in the month and pay the card off at the end of the month. As getting paid monthly always seems to be a pain as something usually happens which means I need money in the month.…
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Diesel stolen from the van. Can I claim it back?
We have had diesel stolen from the van parked outside mum and dad's house. If we had used a credit card to fill up would we be able to claim the money back? We did report it to the police and have a crime reference number. What info would the card company need to know - obviously we had been driving it since it was filled…
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Credit Accounts
Hi, I am wondering if anyone out there knows of any stores that offer a credit facilty, ie like www.next.co.uk. I am off work at the moment, and require some new things, however am on a reduced salary from work and cannot afford to buy things outright at the moment. I look forward to hearing from anyone. Thanks
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Advice
First all, sorry to be one of those newbie people who post a question that has been answered ad nauseam, but I'm at work, so I want to make this quick: I am in the process of not using my debit cards (for obvious reasons) and sticking to credit cards. I currently have an HSBC Gold Card with £2,300 of debt on it, and no…
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Nationwide Credit Card
Hi Everyone, This is my first post on here, as I need some advice if possible, I used to have a Nationwide credit card and was closed in October last year, the problem is that last week I received an annual statement for my credit card that was closed, therefore I was surprised so I decided to log on using my usuall Id and…
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Vanquis Bank
I keep getting phones calls on my mobile from the above company asking for somebody else. I have told them that I took this number over a couple of months ago and don't know the person they are looking for. They told me unless this person gives them a new contact number they will continue to phone my number. How do I go…
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Barclaycard Cover
Hi, I wonder if anyone could help me on where I stand with an issue I have with Barclaycard. I've had the credit card with them for over 6 years now and not had any real issue. I've apparently taken out insurance with them just after taking the card out. This shows on my statement as £6 a month for "Accidental Death…
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Capital One - account closure
Quick question - I called Cap One a couple of days ago and asked them to close my credit card account (woohoo!), I also cut up the card as requested by them. However when I log into their website, it still lets me log in and it shows as a balance of £0 and £200 available. Does it take them a few days to close it? I was…
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Renewal Tesco credit card not arrived
I have had a Tesco Credit Card for some years, and the replacement card normally arrives about 6 weeks prior to the old one's expiry date. We are now 3 weeks to expiry and it has not arrived, so I rang Tesco who said they ordered it a month ago, but will order another one today - it will take 4 weeks. The same thing has…
