Advice

New_Leaf_4

First all, sorry to be one of those newbie people who post a question that has been answered ad nauseam, but I'm at work, so I want to make this quick:

I am in the process of not using my debit cards (for obvious reasons) and sticking to credit cards.

I currently have an HSBC Gold Card with £2,300 of debt on it, and no other debts (I rent). I hope to pay this off soon.

I am interested in applying for a new card for everyday spending (food, shopping, cinema tickets, travel etc.), that will be paid off each month from work.

Can someone please advise me on the best current credit cards available that I should consider applying for?

Does anyone think I should cancel my current HSBC Gold card and transfer the balance to a new interest free card? I would like to keep it because it has a good credit limit. Otherwise, the relative annual charges are off-putting.

Any advice on the best strategy to work the system is highly appreciated, thanks.

Rafter

At the top of this post is a series of links giving you the current best deals.

Balance transfers aren't 'free' these days with the transfer fees, but you can probably beat your current interest rate - but as you say it is all dependent on getting sufficient credit limit elsewhere.

Good luck

R.