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Barclaycard Platinum Balance Transfer Card
I applied for this online after seeing it advertised on MSE. I got accepted but for an slightly higher apr of 19.9%. However I didn't realise that I had to click yes or no to the offer. I didn't notice until about an hour later. When I clicked on yes it said it had time out. So I assumed that I had to start everything from…
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Help? Can't find my Bank of Scot CCJ paperwork
Hi, I have just registered though the forums have been a massive help to me in the past just by reading through. I was wondering whether anyone couldhelp with hopefully a quick query. I have a payment plan with a number of debts including a CCJ and I'm in the middle of doing a regular check of balances etc. However, I can…
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When does the credit card start?
Hopefully a quick answer. I'm interested in signing up for a balance transfer card with Barclays. However I'm not in a position now to transfer my balance but would be in a couple of months. When does a card come into affect - is it when you've signed up for one and had confirmation, when you activate or when you have your…
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Best 'Prestigious' Reward Credit Card??
Hi, I'm planning on visiting the States soon and will be paying for flights / hotels for myself and my gf. I also tend to spend a lot each month and would really benefit from having a rewards card (I'd prefer this to a Cash back card). I'd mainly use the rewards for flights/travel related things, but I do like the option…
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Natwest platinum offer
So I have the platinum CC already and they have the current offer of BT's at 0% interest for 22 months - I want that! But how do I go about getting it as an existing customer, and what are the chances of me getting it? This is my first time haggling for rates on an existing credit card so any advice is welcome - thanks.…
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Late payment removal?
REALLY ANNOYED WITH MYSELF! I've not used my Cap1 card much recentley but I've missed a payment because there is a direct debit which goes out on it monthly which I forgot about... Idiot. The amount is farcical too, like around £39... I have just sent them a letter asking nicely if they'll remove it because I've never…
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Vanquis Late payment charge HELP!
Hi! I hope someone can help me with this. My payment due date was on the 6th July. However on the 5th when looking at my current account I realised the full balance of my credit card would not be able to be covered. So I called vanquis to advise... I was told it was too late to stop the DD (which was fair enough) however…
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portable terminals loan
Im an entertainer so don't have a lot of transactions needed for a portable terminal. However there is one month when i will be selling some props with a possible 300 transactions. Is there a company who offers just 1 month or 1 week trial period. many thanks in advance for any assistance
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Transferring a balance onto a 0% credit card
After much discussion and deliberation my s/o and I have decided that our 30 year old bathroom is totally minging, and we need to replace it. We have worked out that, using a 0% credit card deal, we would be able to pay it off over the course of 12 months, so the latest Barclaycard deal would be ideal. However, our problem…
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Halifax and Aqua = No and No!!!
Hi there, I need a little advise with the following? I applied for a Halifax Clarity and an Aqua Reward card and I received the same standard reply letter.... We have looked into your application and well you know blah blah blad credit score blah blah blah no card will be issued!!! I have had credit cards before, got a…
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Barclaycard and late payment marker on Experian
Hi I should have paid my Barclaycard on a friday but due to a family emergency it wasn't paid until the monday (bank transfer & faster payment). This morning I get an Alert from Experian and find that Barclaycard have placed a orange 1 on my credit report - do they really do that for being a weekend late??? I know it was…
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Can I use my credit card to pay for goods via Bank Transfer?
Hello, I am looking to purchase some goods in Germany and the retailer would like payment via Bank Transfer. Could I go into a Natwest Bank and ask them to debit/pay £2000 off my £3000 credit card limit to pay the retailer directly into their Bank Account? Thanks,
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Section 75 refund
I was supposed to fly from Belfast to London tomorrow for the vintage festival which has since been cancelled. I bought two sets of flights to England in one transaction on my mothers credit card, the total being £180 (the flights for this week alone were over 100) is my mother entitled to request a refund?? Tesco credit…
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Asda credit card online access
Hi, just wondering if anyone is having trouble with Asda online manager. They seem to have been updating their website and when I log into my account which I have been using for years it now says I have to activate my card and does not let me in. I have called them but their security questions are rediculous - I cannot…
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Asda Cashback Card
Just a heads up if anyone is interested - Asda have launced a new cashback card 1% on Asda Shopping/AsdaPetrol purchases 0.5% on all other purchases 0% on BT for 12 months. The card is issued by Sygma Bank. A similar offer to Creation Cashback card. Regards Steven
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Credit Card to Pay Off Loan
Hi Everyone Does anyone know if it's possible to take out a loan and then pay it off immediately with a credit card so that you'll then be taking advantage of a 0% interest rate? Thanks
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Defaults
Hello I am hoping to pay off some defaults on credit file, however I do not know how to approach this. I read some time ago something about a delinquent balance? Also, is it possible to negotiate with them and ask them if I pay it off for them to remove all record of it from my credit file? thanks
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Which 0% credit card has highest limit?
Me and my fiance are planning on paying for our honeymoon in 2013 on credit card so that we have longer to continue saving to pay it off. We want to get a credit card that is interest free for purchases for approx 12 months, however we do not know which one would be best to apply for. The honeymoon we want is £4500 and the…
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When you do a balance transfer, do you have to close card?
Sorry if this is a really ignorant question, but this is all a bit new to me! I have a current account with Natwest and a credit card, also with them. I can't afford to pay off the balance of the credit card in full at the mo and am paying around £60 a month interest. I reckon I can have the full amount paid off by around…
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Payment Pending
Hello all. I had a quick look round for similar posts so if I've doubled up or I'm in the wrong place I do apologise. Bit of back ground.. Last week I made an online purchase for computer equipment from Amazon totalling £791.83 leaving me with £534.89 in my account for 3 direct debits for BT, Gym, and Car insurance which…
