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Paypal - wrong billing postcode
Hi all Looking for some help please Im a newbie to internet shopping and i purchased something from a webshop. i had to pay through something called paypal and when i put my billing address i put the wrong postcode but the correct street etc, will this affect it? I have recieved an email from the company i have purchased…
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Getting a credit card
Hi all, I was hoping to buy a new computer soon, but somebody told me that I should do so with a credit card because it offers more security. I'm all for this, but have never had a credit card before and have no idea what it entails. Will the computer end up costing me more if I use a credit card? How long does it take to…
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Credit report
Just looked at my latest call credit report (the parent of noddle where I still get free reports like some other posters here) more carefully. I moved house 6 months ago and voted in the mayoral election, but according to callcredit I am still not on the electoral roll. My previous address from July 2009 shows me…
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capital one credit increase and hsbc rejection
hi couple of questions really i have a capital one credit card with a 500 limit which i have used and am paying 100 a month off by dd so that is going quite well.i am after a credit increase as i would like to go on holiday.i have asked them about an increase and they say that customer accounts are reviewed regularly and…
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Capital One Reject PPI claim, when the "No" box was ticked
Hi I hope someone can help and advised what options are available to me? I received a letter from Capital One today saying that they have reviewed byPPI complaint and concluded that the policy was sold to me appropriately. They have returned a copy of my agreement where it is clear that I haveticked the "NO" box, on 17th…
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Tesco Credit Card - anyone got 0% period extended?
The 0% on purchases on my Tesco credit card is due to expire in October. My plan is to do a 0% BT to another card, and close the Tesco card. However, I am curious to know whether anyone has been offered an extended 0% period on a Tesco card at the end of the initial period? Thanks.
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best way to build up credit rating
what is the best way to build up credit rating ? i have one default against my report and all debt i have now is going to be £0 by the end of november hopefull, so is it a best time to start or should i wait till i cleared all debt fully
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Credit card repayment
Hiya, I have 2 credit cards and pay the minimum payment each month, the last couple of months I have noticed that instead of paying money off the card with my payment, the interest is more than the payment so I am adding to the balance instead of taking it off. Is this allowed? I shall be paying more off now to make sure…
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Egg Card - Now Barclaycard Issues - bit of a long one, sorry : (
I'm hoping there might be someone out there who can help me as I've been having major problems since Barclaycard overtook my Egg card account last year. I was told before the changeover happened in October 2011 that the direct debit set up on my egg account would automatically be switched to Barclaycard and I had nothing…
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Credit card fraud, HSBC and been advised I have to pay all transactions £4,000
Hi All, I could really do with some advice. I have been a victim of identity fraud. Long story short. I changed the surname on my bank account, this mean't that new cards would automatically be ordered and delivered to my address. I then noticed a few days later that my address had been changed on my bank account, someone…
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Default Accounts Advice
Hi, New member here so be nice :P A friend of mine told me to come here before I take any action. During 2002-2004 I had 2 credit cards and a store card all of which I defaulted on. I can't honestly remember when the last time I had made a payment on these but it's been at very least 5 years. Recently I joined Credit…
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Credit cards cash back
Hello, I was wondering whether the cashback earned from creditcards is taxable? Can anyone answer my query please? Thanks Harsha
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Santander Issues
Hi guys, My first post, so please go easy on me :) So I took a credit card out with PayPal (GE Money) now owned by Santander, a few years ago. I racked up a debt on around £2k on this while at uni and was making monthly payments via a Debt Management Plan through a third party. After my financial situation improved, I…
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capital one credit card and libor rate
Just wondered if there is any come back on c/one because of the fidling thats been going on with the Libor rate.:beer:
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Will changing my electoral register address affect my credit score
I've been registered at my parents address for my banking and credit card details for 20+ years and have a great credit history for that address. I've recently moved houses and want to change my electroal register address to my new one so I can vote for in my current council but leave all my banking details with my old…
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help - Double deduction mistakes on credit card
Hi. I loaded dollars onto a pre pay card (that was recommended on this site) and headed for New York of a fixed budget. On the pen ultimate day of my holiday the card company (Fairfx) had a glitch and deducted twice the amount for every dollar I spent. My card was declined several times and I couldn't afford breakfast on…
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Halifax Clarity Credit Card
Hi All, I have a query regarding a Halifax Clarity Credit card - I couldn't find a relevant existing thread (but please do feel free to link me there if one exists that answers my queries). I have applied for this card (my first credit card) as I am going to Spain for a fortnight in August and want to cut costs as much as…
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Ppi declined from capital one
Hi Can anyone pls advise me how to claim ppi back from capital one. I took out a credit card in 2005 and have only just realised that there is ppi on it and cant remember asking for this. I didnt even know what this was until a few days ago when i got a phone call from a company saying that my name had come up on their…
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Egg credit card and PPI
Wasn't sure if this was the right place to post but here goes...! I had an Egg credit card that I know I paid PPI on because I recently found the contract that I didn't realise I had and the cancellation acknowledgement (after 5 years or so of paying PPI). I am aware that Egg are no longer in existance and wondered who I…
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Vanquis Help
NOt sure if this is the right place to post but need some advice. I have a Vanquis credit card that is totally out of control £2600.....YES I KNOW NO excuses!!! anyway I can no longer afford minimum payments family bills are killing us and my credit rating has been hammered several years ago so I haven't got many…
