-
Positive balance on credit card
Hi, Can anybody point me in the right direction for reclaiming a positive balance on a credit card. The sum involved is very small, but I think there is a principle here of banks and cc companies being quick to impose penalties if you forget to make a payment by the due date (o.k. I know about setting up direct debits) yet…
-
Capital One World and question about cashback
I've just spoke with a Capital One customer service representative about cashback. Until today I always thought the cashback worked in the following way. Forgetting about the initial promotional rate, - For the first £5,999.99 you spend in a YEAR, you get 0.5% cashback - Then for any other purchases within the YEAR up to…
-
Credit cards - Moneysupermarket and approval likelihood scores
Hi all, How reliable do you think the score for approval likelihood that Moneysupermarket gives you when searching for credit card is?
-
Approval process of NatWest Platinum CC
Hi all, was wondering if anyone could possibly give me an idea of what's happening with my CC application. I rang up NatWest the other day to cancel a standing order that was due out for payment, while on the phone the operator mentioned that a colleague wanted to talk to me as I've been selected for a credit card with…
-
Help!!!!
Hi This is my first post here so apologies if I am in the wrong place. I wondered if anyone can offer any help and advice this is our situation: my husband is a self employed builder with his own business in August 2010 he suffered an accident in which he broke his back in 2 places and smashed his ankle socket and has been…
-
Turned down by capitalone 5% cashback card
Where have you applied to and been turned down by? CapitalOne Aspire world card (gave alternative capitalOne Platinum .5% no bonus) Who do you bank with and have you approached them? First direct + Lloyds TSB Are you eligible to be on the electoral roll and if so are you on it? Not sure what this would have to do with it…
-
Easy to understand guide to credit cards?
Heya, First time poster on here:j I've had a credit card for years and used it without understanding how it worked. Shocking I know! I'always paid it off in full so never understood the interest thingy... For the first time ever I made less than the full repayment last month...went a little too crazy with the spending and…
-
no income but I got a credit card!
my son (19) has recently applied for and received a Capital One credit card with a £1200 limit. (all unbeknown to me) he is a student at college and has no job. = No income. he then bought an old classic car with his credit card. (he already has a car, which i bought and fund, so he can get to college) the new purchase has…
-
Credit Approval Frustration
Hi All, I'm getting a bit frustrated as I have been turned down for a credit card and don't seem to be eligible anywhere at the moment. I have no credit cards, no loans and no debt, the only thing I can think of is because I have repatriated back to the UK from the Middle East. I moved back in Sept 09 and have been in full…
-
Confused about credit score
After burying my head in the sand for years about my lack of credit rating l have finally decided to tackle it. I applied for my credit report from equifax and my score came back as 526 which according to them is excellent but from some online research l believe it's not that great? Now l only have a current acount…
-
unemployed credit card balence transfer.?
Wondered if anyone can help? Im currently unemployed i have just over £3000 on a cc with barleycard which i closed about 6 months ago as they wanted to put the rate up from 16.9 to 22.9% , have been over paying by about £30 a month. I have never defaulted on any debts and never paid late my redit rating is excellent. Im…
-
Barclaycard help: Cash withdrawals, charges, interest rates
I'm a student in need of cash quickly, so I was hoping that signing up for a credit card would solve these issues. After managing to finally be accepted for a Barclaycard, I'm having problems understanding how much borrowing is going to cost me. I read up on interest rates, made calculations, and it seemed fine, but now as…
-
Get my 1st credit card to improve credit rating?
Hi guys, I've just graduated from uni and I've never had a credit card before and I don't particularly want to use one. But is it true that by applying for a credit card it improves my credit rating? I've been into shops before e.g Debenhams and tried to sign up for their reward scheme but in the end was not allowed.…
-
BT Credit Card
Did I miss something - has BT stopped offering it's credit card ? Doesn't seem to be anything on their site ? Anyone seen anything about it ?
-
Card skimming - money withdrawn from cashpoints
Hi there I have just had close to £1500 taken out of various cash points in north London over the past 3 days. I only found this out today when I tried to get money out myself. I called my bank and was told a fraud investigator will get back to me. But the man I spoke to at the bank seemed incredibly unhelpful and almost…
-
Festival cancelled - PayPal/credit card probs
I bought tickets for a weekend festival costing £170. This has now been cancelled because of waterlogged ground. I paid for the tickets on my credit card via PayPal. I have a very strong suspicion the festival organiser is not going to issue refunds [they are not registered with STAR, the relevant trade body]. And so my…
-
Goldfish AP charge
Does anyone know what a Goldfish AP charge is,i found this charge every month on my goldfish credit card statement
-
FairFX cash card
Just a quick note to make all aware that the robbing ********** at at FairFX (Cash Cards) will charge a whopping £5.99 to replace a lost or stolen card. Take my advice and ditch the card before they fleece you as well. :( :(:(:(:(:(:(:(
-
M&S Money Credit Card
Does anyone know who issues the M&S Money Credit Card is it Barclay's or A&L? Or Do M&S have their own license and operation now?
-
Credit Cards that allow Balance Transfers with Debit Cards?
Just wondered if anyone knows what Credit Cards allow balance transfers with Debit Cards? If you have a credit card and debit card through the same bank can this be done no matter what, or is it not allowed/practiced? I seem to recall a small number of companies that do allow it but not sure which? I was wanting to pay off…
