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Paid on payment due date - okay?
Okay, I'll accept full responsibility for this. I forgot about paying this off, and didn't get any reminders, but just remembered now. My payment due date is the 20th July, and I just made the payment like 5 minutes ago using a debit card 01:50 on 20th July I think it went through straight away as it says my new balance is…
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Paypal santander credit card
Hi I have one of the credit cards issued by Paypal through Santander cards. I was notified that the card would stop in march as the partnership between Paypal and Santander had ceased. I have a balance on the card and the letter said that it could be paid off as normal. I have been trying to log on to the site now for…
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credit card for self employed
Hi all. Newbie here. I was wondering if there are greater difficulties for self employed individuals to get credit cards than those in regular employment and which credit card companies would be good to approach if you are self employed. Any advice would be very much appreciated.regards.
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Best way to sort cards out
Hi I have 2 credit cards, a Barclay premium 22 months intrest free,£1400 on that 1. Other just a normal royal bank of scot 1,£1800 owed on that 1, had wedding that's why that much on that!! Is it best for me to merge them on another intrest free card or put 1 on other card would you still get intrest free doing that way.…
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Minimum Payments on Credit Cards
Hi all, I'm hoping someone can help me. I apologise if I come across as stupid but I can't get my head around minimum payments and how much these are likely to amount to. So for example If I have a credit card that has O% interest for 12 months and I purchase flights costing a £1000. How much would my minimum payment be…
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Undercharged, now he's taken difference?
Hi, Last week I purchased a pair of shoes for £49.99. They were running shoes and since i had tried them on (tried on treadmill etc.) I gave them back to the shop owner and he put them in the box. His phone rang and he passed the box to the lad behind the counter and walked away. He rang them up for £49.99, i paid by card.…
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Tesco CC allowed purchases to my CLOSED credit card account
Just received a letter for a Tesco Credit card I paid in full and closed in January 2012. Immediately rang Tescos and the agent informed me that yes the account was closed in January but somehow they allowed a purchase of £136 to be made against the credit card this June and as I hadn't then made a monthly payment they…
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Credit card & paypal
I used my credit card through paypal to purchase something, paypal is showing my transaction completed and the website has sent me an email saying my item has been dispatched, however my CC statement is showing no transaction of this, how long does it normally take to go through, it has been 3 days. Also do paypal charge…
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Credit card vs Loan
Hi all, Im looking for advice. I have a loan with glasgow CU that has £4k left outstanding, paying back £73 pounds over a 7 year period. Was reading the article on money transfer through credit cards, could it be possible for me to get a £4k money transfer through Virgin for example, pay off my loan and pay over the 20…
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Question about how credit card interest works
I've done a bit of searching but can't find an answer I can understand so I'm hoping you can help be with a question about card interest. Sorry if this should be obvious! Say my credit card balance in June was £100 and I only paid £50. I then buy something for £500 in July and pay off the full balance of £550 and a bit…
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Should I put next months living expenses on my credit card before BT to 0%
:( I'm in the danger zone on my overdraft, I already owe the bank £75 in charges for going over the overdraft this month, got an extension to the overdraft and now flirting with going over that :mad:, plus I owe the arrangement fee for the extension! Nightmare. Anyway, I did get one good thing out of them, a 0% credit card…
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BalanceTransfer card question
I have a Barclaycard coming to an en of the 0% 14 month grace period. The limit on it is 3500 and right now I used up about 2200GBP. I would like to get a new card with long 0% on Balance Transfers (purchases would be good, too, but it's a secondary concern). What would be my best option? Another Barclaycard looks very…
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Scammed by Northern rail
Hello I bought a ticket to Bristol from Chorley at East coast website. When I attempted to collect the tickets at the Chorley ticket machine it went out of order. The staff said if you don't buy a new ticket now and claim for a refund later you won't be able to travel. They almost forced me to buy a new ticket. The station…
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M&S Direct Debit Question
Hi all, Sorry if this has been asked before, I couldn't find a thread. I've looked at all M&S Money FAQs etc and tried asking an advisor and can't get a confirmation either! I've had an M&S credit card for a while now and clear my balance by direct debit every month, however I've noticed two weirdnesses in how they take…
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Transferring Credit from a Credit Card
Hi everyone, I've just paid off my old Egg card (now with Barclays), however I forgot about the minimum payment which had already been taken by direct debit, so now I've got a £27 positive balance on the card. However, Barclays won't allow any balance transfers on my account, nor let me transfer a balance to a current…
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Credit Card & Overdraft Debt after Death
My mother died recently and on going through her paperwork there appears to be an outstanding balance due on her credit card plus an overdraft with her bank. There are insufficient funds to cover her funeral expenses let alone pay these other amounts. What should be the next steps I should take to resolve this problem? Are…
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Credit card to get rid of overdraft
Hi I have a £350 overdraft with Santander - when I first started using them (they were then Alliance and Leicester) it cost me £5 a month for the overdraft now this has gone up to £20! Therefore I need to get rid - would it be a good idea to get a 0% credit card to pay this off and if so what would be the best way to go…
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Store card usage or not
I recently succumbed to the "would you like a free £20 voucher?" in Debehams and went through the process of agreeing to have a store card. All I needed to do was make a minimal purchase and when I am billed, the £20 voucher will arrive. No sooner had I left the store, that I remembered Martins words, "don't use store…
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balance transfer help
Hi, I owe £800 on a credit card and have no way of paying it off at the moment, no job or money as I already sold a load of stuff to pay £1400 of the debt off. I'm looking at the barclaycard and I'm wondering, will they accept my application considering I have £0 income? I used two creditcards quite extensively over the…
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Cleared virgin credit card but yet they have taken another payment?
Hi, sorry if this is in wrong place! I cleared my virgin credit card three weeks ago and have just logged in to my Halifax current account to see that virgin have taken £70.24 putting me in to an overdraft charged at £2 per day. I am so so mad as I'm trying very hard to pay all my debts back ASAP. I get paid on Friday so…
