M&S Money Credit Card

john10001

Does anyone know who issues the M&S Money Credit Card is it Barclay's or A&L? Or Do M&S have their own license and operation now?

rh41

john10001 wrote: »

Does anyone know who issues the M&S Money Credit Card is it Barclay's or A&L? Or Do M&S have their own license and operation now?

HSBC. A and L are now part of Santander

stclair

I think it's HSBC

stephane_2

john10001 wrote: »

Does anyone know who issues the M&S Money Credit Card is it Barclay's or A&L? Or Do M&S have their own license and operation now?

This is your second thread & asking more or less same questions as you did few months ago which you had all the answers for...!!! Maybe it's time to move on to something different.....

john10001

stephane wrote: »

This is your second thread & asking more or less same questions as you did few months ago which you had all the answers for...!!! Maybe it's time to move on to something different.....

!!!!!!??? I haven't made a post on here for quite a while until the last few days. Previous post was a few months ago about an internet connection. prior to that probably many years ago. Don't know what you're going on about? Think you have me confused with someone else?

derps

I am pretty sure M&S Money (soon to become M&S Bank) is 50% owned by HSBC and Marks & Spencer.

Even though HSBC own half the company, M&S Money have their own office and their policies etc are probably not all identical to HSBC's.

YorkshireBoy

derps wrote: »

I am pretty sure M&S Money (soon to become M&S Bank) is 50% owned by HSBC and Marks & Spencer.

Even though HSBC own half the company...

Acording to their history, M&S Money is 100% owned by HSBC (them having purchased it in 2004) and the only 'sharing' is of profits which are split 50/50 between the two organisations.

derps

YorkshireBoy wrote: »

Acording to their history, M&S Money is 100% owned by HSBC (them having purchased it in 2004) and the only 'sharing' is of profits which are split 50/50 between the two organisations.

Oh right, I guess I misinterpreted the profit share thing. I still bet there is a difference in customer service unless HSBC have moved the M&S stuff to their international call centres.