-
last paper statement MBNA ranty
For sure this is going to inconvenience me greatly so I was hoping to call them and get it paper statements for a while longer (possibly long enough to pay off the remaining balance. But having looked all over the leaflet and bill that came with it, there is no phone number to call to extend paper bills, Noooooo I have to…
-
Best credit card to use in spain
Hi Folks, Can you please advise what the best credit card is to use in Spain? I visit Spain for lengthy periods and I would use the card for considerably large purchases. Any advice would be greatly appreciated! Thanks Michelle
-
What are my rights?????
Can anyone help me??? Im trying to get My Credit card Number i have contacted Lloyds tsb who are refusing to give me any details, I only know the Last 4 digits as the account is now no longer in use but surely they would have this on system its so annoying its for a PPI Claim so how do i get lloyds to Confirm the credit…
-
Credit Card Anti-Fraud systems
How on earth do these fraud systems work? They don't seem to be doing a very good job. I go to the same restaurant every 4 weeks and have done for the last year. I use my Amex every time. Yet almost every time it gets put through to authorisations but when I go abroad, I can buy something that is 400 dollars abroad (With a…
-
Barclaycard retention offer - 1% cashback for 6 months
I've just called customer services to cancel one of my B'card accounts, and have been offered 1% cash back for 6 months (max £50 pcm) to keep it open. I have 2 accounts at present, an 'Initial' account opened some 5/6 years ago, and a 'Standard' account which came into being when all Egg accounts transferred to Barclaycard…
-
Credit card charges for car purchase
I've just bought a new car and have used three newly opened credit cards with 0% interest for 18 months to help with the payment. The garage told me two days before collecting the car that there would be a 3% plus vat charge on using these cards. Are they within their rights to charge this or are they just trying it on?…
-
"should i stay or should i go?" as they say...
so basically i have a CC with Capital One, it's pretty much maxed out, but i am paying it back in little bits and peices(min. payments of £5 as and when i can - usually every 2 weeks). when i first got the card when i was 18, i would use it for shopping, then pay it off completely asap, i was actually doing well. then one…
-
Pain in the backside MBNA!!
I decided recently that I wanted to treat myself to a new TV. I could have bought it outright but thought I would see if I could get a 0% Virgin mastercard. I was approved and given a 4100 credit limit. Great, I can buy my TV and earn interest on the money I would have used. My main problem is that they do not seem very…
-
Halifax Clarity CC - Starting Limit
Hi all, Just thought I would apply for a Halifax Clarity card as I'm going abroad soon and it looks a great card, I've recently had some negative information removed from Santander also, I applied for the card and got a straight accept for a very high credit limit 4k at 12.9%APR Im ditching lloyds as I think they are as a…
-
rejected application
just wondering if any one has a idea how long it takes after a failed cc application does it get removed from your credit score
-
Purchase of tesco gift vouchers
Please can anyone adivise re section 75 for the loss of £100 of tesco gift vouchers. Tesco say I can't claim as it is just like cash and say they can not check their data base to see if the thief has used the card. thanks Pedro
-
Using two free transfer offers - mirror transaction
Have hbos credit card and barclay card - both with good transfer offers at mo for existing customers - how would they deal with me moving £1500 one way and £2500 the other way ie is a transfer paid off first? Or last - which would clearly be better for me
-
Amazon MBNA Card Beware
Hi, I'm not sure if people are aware but I just got burnt by this. I applied for an Amazon MBNA Credit Card which has a promotional offer giving you 0% interest for purchases over £300 till 2013. My April statement had a balance of £1,974.51 which the statement said was made up of £1,467.54 chargable at 1.3133% and £506.97…
-
Ditched Tesco Credit Card allelujah!
OK so I'm no Tom Jones but this is worth singing about..finally I have found a new suitor and it comes highly rated. After my numerous spats with Tesco Credit Card I've found the John Lewis credit card. My total priority was to find a provider that was highly rated and this came top of the chocs according to the Which…
-
Mastercard refused in Holland & Germany
I have a Tesco Mastercard and used it on a trip to Germany. Paid for petrol in Belgium no problem. Tried to pay for clothes in Germany and refused to take my card. Same thing happened in Holland in IKEA. Very long call to Tesco revealed no problem their end. Tried to use again on check out of IKEA and told by clerk that…
-
Refused Credit Card thanks to British Gas
To my shock I was recently refused a Virgin Credit Card. I had no idea why because me and my wife pay all our bills on time and always have!! I activated an account with a Credit Ratings Agency and to my horror British gas had been penalizing my credit score for two years since we left them early 2010. :mad: Supposedly…
-
late payment, applying for another card
I have had 2 late payments on my virgin credit card in 12 months, both were because I'm a scatter brain and got them paid within 3 days. I paid the balance in full on both occasions and got some of my late fee back. The second was today, late by 3 days, paid balance off in full and cancelled my card straight away as i have…
-
Can a supermarket confiscate girlfriends debit card?
I went into the 'yellow' supermarket to buy some stuff and paid for it at the self service checkout. Then I went to the kiosk and tried to buy a copy of the Beano and some Moshi Monster stickers for my boys. The attendant took the card because the card machine wasn't working properly so it would have to be swiped. On…
-
Probably a stupid question, but... (UK Crown Dependencies)
When one holds a credit card in the UK proper, but uses it in the Crown Dependencies, would there be any overseas charges, and such? I'm visiting the Isle of Man and wondering about the implications. I'm not visiting elsewhere at the moment, but also curious about Jersey, Guernsey, etc. Cheers.
-
Can someone help me to understand how this works
Ok applied for a vanquis card to repair my poor credit rating. I was asked to set up a direct debit for minimum payment each month which I have done, however I want to pay off the full balance each month as soon as my statement arrives to avoid interest. If I do this and the direct debit also comes out then i'll be paying…
