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Probably a stupid question, but... (UK Crown Dependencies)

When one holds a credit card in the UK proper, but uses it in the Crown Dependencies, would there be any overseas charges, and such? I'm visiting the Isle of Man and wondering about the implications. I'm not visiting elsewhere at the moment, but also curious about Jersey, Guernsey, etc.

Cheers.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It may vary from card to card, but I'm aware of at least a handful that treat Isle of Man as overseas.

    It would be worth checking.
  • Buzby
    Buzby Posts: 8,275 Forumite
    It is Sterling, so there will be no funds conversion charges. However, your mobile phone will have 'roamed' and you WILL pay considerably higher to make and receive calls.
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    You should be ok, but best to check with the provider.

    It can also vary between members of the same group (RBS Group specifically to my knowledge) - I can withdraw £ from a NatWest/RBS machine from my Ulster Bank € account without any charge, but withdrawing € from my NatWest £ account in an Ulster Bank machine counts as forex and incurs fees!
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