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Pre paid master card
Does anyone know about prepaid mastercard. I will need to get one, but not sure about their terms and conditions, will I have to apply at a bank or post office for one of these cards.:o
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Offer from barclaycard to pay off
Hi I was wondering if i could get some advice. i got a letter from Barclaycard saying as I have been keeping up with my payment plan on my card that they can give me the chance to pay a lump sump of £1150 rather than carrying on paying £50 a month on the remaining balance of £2500 by the 13th may to call them before this…
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MSE News: PlayStation users' data stolen in hack: what should you do?
This is the discussion thread for the following MSE News Story: "Millions of users have been warned their personal information, including credit card details, may have been stolen ..." Read the full story: PlayStation users' data stolen in hack: what should you do? Update, 3 May. Also see: Sony reveals new gaming hack
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Vanquis Nightmare!
Vanquis are a nightmare..... First, I notice my interest rate has been increased from the 39% to 59% with no notice, only saw it by accident when I binned their awful internet statements and went back to paper ones! No letter telling me etc, and thats been confirmed by their call centre. Been waiting now for 6 weeks for…
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MBNA Mastercard
I paid for some goods using my MBNA mastercard from a company based in Canada that I have used several times before and the goods normally arrive within a week. It is now over 2 weeks since the goods were dispatched and as each day goes by I am feeling less confident that the goods will arrive. Can I go to MBNA/Mastercard…
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Opus BT to Halifax CC not allowed (info)
Hello all. I got a letter from Halifax CC's with two BT offers. One 0% for 12 months and one at 6.95% (fixed) for the life of the balance (3% transfer fee on both). Anyhow I chose the fixed interest rate (no chance that I'd pay of the whole balance in a year :( ). I was going to transfer an HSBC, Virgin and Opus (formally…
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Application for Vanquis Credit Card
I applied for a Vanquis credit card (to try and help clean up my credit file) on 14th April 2011 and called them this morning as I havent heard anything so far. They explained they have sent out a letter a day or two ago asking for ID which I need to provide for them to continue with my application. I havent received the…
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Multiple balance transfers??
Could anyone please tell me if I can transfer more than 1 creditcard to a new creditcard? Just been sent a Barclaycard Platinum with 5.5k on it. I have 4.5k on Halifax and 2.5k on Egg, I was hoping to transfer the 4.5k from Halifax and 1k from Egg which would hopefully lower my monthly repayments from £120 to £30 for 16…
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vanquis cap one
i had both these cards 4 yrs agoand defaulted have since settled all outstanding balances, but am looking to improve credit score now what are my chances of being accepted if not anyone else i can use regards
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santander has upped credit card rate
hiya, I noticed (only whan I saw that I was being charged more), that they must have upped the interest.I seem to remember somehere that I can freeze the interest rate, as long as i don't spend any more on the card, ie I pay it all off before spending more on it. Is this correct? Any advice appreciated. ta, yogi
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2nd person on credit card account
hi, hope people might be able to answer my question. I'm spending a couple of months abroad this summer and a very kind relative has offered to put me on their credit card account so I have a 'back up card' in case my debit card doesn't work/gets stopped etc. I only want the card for the length of my trip and want to have…
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msm credit
Who are MSM Credit? - reference appears on bank statement
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Does my standing have an effect on the wifes?
I have had Vanquis card since late November and got an increase in April. The wife as had a Capital one for years, never got an increase now a month after my increase, the wifes had hers increased to £1400. Seems to much of a coincidence to me. What are your thoughts?
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Tesco credit card
Last Tuesday I applied online for Tesco credit card - instant decision. I went through the process and accepted the t+c's and credit agreement and was told that I had a £3575 credit limit and an agreement number. The process was simple and I couldn't make head nor tail of whether I'd been accepted or not. I rang Tesco…
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credit card for Cuba?
My wife and i are going to Cuba in October and wish to take a credit card just in case of an emergency. Anyone have any tips as to which may be the best as we have heard no American companies such as Visa are welcome.
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Credit Cards / Credit Report
Good Afternoon All, Advice please????? After just checking my credit report after a few months, I have noticed that I am now under my credit limit for some credit cards. However, as I had set up repayment agreements with these cards I am still receiving calls to say I am over my limit and they are demanding payment.…
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Should I close it
Hi there, Firstly great forum and helpful advice from everyone. My question is, I had Barclaycard Credit card for 9 years, never had a default on it, didnt use it much until last year when I had financial difficulty. As the interest on it was ridiculous I took out Virgin 0% and have been paying off my credit card since,…
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Have I done the right thing - Barclaycard?
Hi all, I recently moved to London (from Norwich) with my boyfriend to start a new job. We moved in on the 12th April and I start my job on 16th May. I have a graduate account with Barclays which used to have an OD limit of £3000 until I reduced it to £2100 six months ago. Anyway, the usual moving house expenses have added…
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capital one classic credit limit increases
Has anyone else apart from me had their limit increased. Some may remember a discussion on the long thread I had with someone regarding my limit, he claimed on the classic its impossible for the limit to go up from its starting rate, today I got another letter with yet another increase from 2 june from 3100 to 4000. My…
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Cashback Cards
I didn't even know these existed until I started using this site. Would I qualify to get one? I only have a Vanquis Card atm used to build up credit. I dont have much credit history but have never missed a payment. Currently earning 10k a year alongside a course. I spend approx £200 a month on fuel / food. 60 / 40. What…
