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linked addresses
I have some linked addresses on my credit file from 2003. How can i get rid of these? Thankyou Janette xx
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Shifting Creditcard Debt around - Please help!
Hello! Can someone give me so advice please. I currently owe £595 on my Aquacard, with APR of 39.9%, limit of £1000 £1726 on Vanquis, with APR of 49.9% £0 on Capital One, APR of 34.9% What i'm thinking of doing is doing balance transfers from the vanquis to the other cards, tranfering £300 to the Aquacard, and £400 to the…
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Credit card rejected
Hi there. Just need a bit of advice really. I have two defaults on my credit history which are due to come off this summer (due to not paying credit card bill and overdraft in my early twenties). I am now older and wiser and save up, but my credit is (rightly so) shot to bits. I have been rejected a vanquis credit card.…
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Buying Tickets on Credit Cards
Hi, I recently bought some tickets for Take That's tour in June. I dont have the tickets yet as they have not been released but just found out the company I got them from have gone into liquidation :( Does anyone know if I am able to claim the money back from the company (£250) or is the purchase covered/insured by the…
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Cashback Credit Cards
Witht the current financial situation ever bit helps so thanks to moneysavingexpert I came across these cashback credit cards scheme which I am really interested about. A few questions: It says:"All the top paying cards are issued by Amex, as it tends to charge retailers more when you pay, so can afford to give you more…
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Barclarcard Platinum – What's the average credit limit ???
Hi All, I received the a Barclaycard platinum offer letter this morning. I have excellent credit rating from all three credit rating agencies. I pay all my bills by direct debit from my Barclays bank account. no missed or late payments or any adverse negative marks on my credit history. In terms of available credit - I…
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BarclayCards so called 'Customer Service'
Hi guys, I was wondering if anybody has a UK based contact centre number for BarclayCard as their offshore advisors dont seem to be able to understand me! I have contacted them on a number of occasions about some red marks for problems which are their fault. I.E losing money which I paid in at their branch etc. They…
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Lloyds Airmiles Duo Premier Amex
Hello I currently have the fee-free Amex Duo card but want to upgrade to the Premier Duo to collect more miles/receive the companion tickets. I popped into my local branch yesterday but was told only those who also have a Lloyds current account can get the Premier card because the £50 has to be charged to the current…
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Egg Credit Card problem dealt with.
Like many happy users of the Egg Credit Card I was worried when I heard the news about Barclays buying them out. I could imagine them taking my account only to inform me that I no longer stepped up to the mark for getting one of their cards. So rather than opting for for a 'bad credit' card which I object to strongly ( I…
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Credit Cards for Abroad - Need clarification
Hi, I have read through Martins guide to spending money abroad, and it appears clear that the best way is to use a special credit card. I am fine with this, as I have always been uneasy bringing large amounts of cash away with me on holidays (which is what I have always done). However, reading the guide to best card to get…
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Is monument owned by Barclaycard?
I recently got a barclaycard credit card in order to take advantage of their 0% balance transfer, however when I went to transfer my monument balance over to them they said they couldn't do it as they owned monument? Does anyone know how I can get around this? I probably wouldn't even mind paying interest on the monument…
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Credit Cards - New Minimum Payments Procedures?
I read somewhere a few months ago that Credit Card companies now calculate their monthly minimum payments in a new way, whereby we are now required to pay their usual minimum monthly fixed percentage of the statement balance plus the amount of interest plus any default charges. If it is indeed correct, does anyone know…
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Egg credit card - interest charges
Hi all In Feb I purchased car insurance using my Egg card. I get a statement in March and pay it off a few days later. Today, I get my April statement and there's interest on there! Does Egg operate differently? I've sent an email off but if someone has a number for their CS, then I'll give them a ring Thanks
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Who can I swap to?
Hi everyone - new to this but I'm sure I'm in the best place to get some advice :j. I've currently got a 5k balance on BOS One Credit card which at the moment is on a 3.94% pa until paid off. At the moment I pay £40 a month interest and was thinking about transferring part of this balance to another interest free card to…
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999 credit score but keep getting rejected!
Help I have a 999 score from Experian but i have recently applied to extend a current loan i have with Sainsbury's bank and i have applied for a 0% on purchases credit card as i am trying to clear my £2,000 overdraft but both have rejected me. They tell me it is becuase i have a high amount of borrowing against me for my…
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balance transfer with Halifax PLUS-HELP
Hi Moneysavingexperts community I m still relative new to balance transfer business. I ve got a wake up call when my current credit card provider ,Llyods TSb ,sent me a letter stating that , they were going to increase my interest.:eek: So I've applied for the Halifax plus card and at the time of filling my application…
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Barclarcard Platinum Offer Letter....
Hello folks... I am a Barclays account holder.... Last year I transfered 5k to Barclays and applied for a creditcard, I was declined. I have spent the 5k and now there is nothing in my account but a few quid. No direct debits either.... Today I received a letter Barclaycard Platinum Guaranteed Offer' claiming the person…
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credit card first statement
Hi I did a balance transfer on to a post office card and all went fine but when I log on now it shows as this £0.00 Previous balance £0.00 Cash advance £0.00 Purchases £0.00 Interest charges £0.00* Payments £0.00 * New balance £0.00 * Overdue balance £0.00 * This months payments £0.00 * Total minimum payment due £0.00 so…
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Halifax Guaranteed card offer for existing customers
Hi, My online banking is showing that I am eligible for a guaranteed card. I rang Halifax application line and they have transferred me to the Guaranteed line. I was interested in the Plus card with 0% for 15 months. The guy told me Guaranteed card is showing on my account but he can only go through an application for a…
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Barclaycard Balance Transfer Problem
Just wondering if anyone else has had the same problem as me? I had a tiny balance on my Barclaycard mid January which I cleared. On the statement I received via post it told me to check mybarclaycard online as I had a promotional balance transfer rate. As my existing 0% deal with another credit card company was coming to…
