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Balance Transfer Newbie
I have just applied for a new 0% blanace transfer Card from Barclays. It is my first ever balance transfer, so i was just wondering how i go about tranfering the old balance from my old card to the new one Thanks
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Will Barclaycard change my Egg card interest rate?
I currently pay 19.9% on my credit card, am currently in the process of trying to pay it off and am curious as to whether they are likely to increase my interest rate?
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Old credit card dispute-help
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Triton Credit Services - CCA is it real /acceptable
Hi folks, I owe Ulster Bank in the ROI 7000 euro. The debt has been passed to Triton credit card service. I requested a CCA from them. They have sent me back a copy of my application form and a photocopy of a CCA without my signature. What does a CCA look like? Is what they sent be sufficent to fulfill they're legal…
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Changing from one Halifax card to another
Hi, I have a Halifax All In One credit card. I've just opened a Reward current account, and I'd like to replace my All In One card with a Clarity Reward credit card. Can I ask the Halifax to convert my existing credit card account into a Clarity Reward card, or do I have to close the old account and open a new one? Thanks,…
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Section 75 Claim - Barclaycard paid and then revoked
I am posting on behalf of my mum and auntie. They booked to go on a coach trip with a well known coach company who have now gone bust. They paid £150 on a Barclaycard credit card. The company has gone into liquidiation and hence their trip was cancelled. They have been written to by the Administrators advising them of…
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No More 0% ...Help!!!!!!!!!!!!!!!!!!!!!!!!
OK my situation £8800..Virgin Money CC............... 0% ends in April £10700.. Goldfish Barclaycard........... 0% ends in March I have been on the fone to both of these cards today to find out exactly when my promotional rates expire, once they do end i will be paying VIrgin Money......1% of the balance plus interest…
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Balance transfer tesco- Santander - Help!
Hello all I am very new to credit cards. I took out the tesco 0% for 13 months deal last year, with the deal due to end in June. I dont think i'll be able to clear all of the 1000 pounds i have on it before 0% ends. I have recieved an offer in the post from my bank santander for a credit card with no balance transfer fee…
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Lloyds Mastercard Credit Agreement
Hello all, *Disclaimer* this my second thread, I think I have the right forum, apologies if not. I have had a credit card with Lloyds for about 8 years, and the debt on it has mounted. Everytime I paid off a large amount, they increased the limit, which I would gradually run up again. I have had various loans to pay off…
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Credit card chargeback?
Hi everyone, Was just wondering if I have a case here before I annoy virginmoney. I bought a couple of jumpers from an internet clothing company that arrived damaged. I sent them back by recorded delivery expecting a refund. That was 10 weeks ago and no refund. Ive tried contacting them by email, phone, and sent letters to…
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Halifax Clarity, Students and Interest
I'm looking at getting a Halifax Clarity Credit Card for use when I go abroad but also for my spending in the UK (for the reward payment). I've got a few questions, if anyone could help me with some answers: 1. I'm a student with the usual loan/grant/summer work combo of around £6000 income. I also have savings with…
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Balance Transfer Fee's
2nd question of the day :) Here is my situation... Waiting for my new CC to arrive with £2,800 limit with 0% on balance transfer for 17 months. My new CC are charging a 2.95% balance transfer fee. My current CC is £2,880. I want to put as much onto the 0% card as possible. How does it work out with the fee? Do I need to…
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Ppi
Hey Peeps, wonder if you can help me. I claimed for unfair PPI's over a year ago now. After much tooing & froing they finally agreed to pay me £600 - which was no where near the whole amount. However, since then , not only have they increased my card limit but are also still charging me for payment protection. Now I am not…
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Balance transfers, best use of 0% deals??
Hi guys! first post, hope you can help. Have just completed the 'Credit Card Shuffle' planning table. It has been a great weight lifted as we were paying so much interest monthly it felt as though we were going backwards!!:mad: Anyway I have just obtained an Egg card with £6,000 of credit, I have an MBNA card (19.9%)…
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Capital one. I haven't got the card.... but I received the statement!!
Applied for the Capital one cashback card on the 3rd of March. Since then received the Pin and letter to apply for additional card holder but has never actually received a acceptance letter or the card itself. And today I received the statement. All without the card itself or a letter of acceptance still.... is this normal…
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Denied Halifax Clarity Card
Has anyone else had their application for a Halifax Clarity Card refused? I used to use my Nationwide Flex card for withdrawing cash whilst abroad but now that's a service that's no longer free, I applied for the Halifax card (on Martin's recommendation!). My mortgage was always paid on time (now paid off), my bank account…
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Egg Money
Hi I wanted to know if you already have the egg card how long do you have to wait to be able to apply for the egg money card? Thanks
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CC Charges - Is this right????
Hi all, I have an MBNA card which has been hovering near the limit for a little while but I've made sure to never go over and I'm trying to pay it back. The big problem I have at the moment is the way MBNA charges me interest. If I have a balance of £1450 say and my limit is £1500, they will charge me £52 but put this on…
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Application question
Hi :) I have received my application through the post where I need to read the contract and sign t&c's etc and post back along with my ID. However, amongst the paperwork there is a form titled 'For Social Use Only' and it has loads of boxes that have already been ticked and at the bottom it says 'signed on behalf of…
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credit card for using in australia
we're going on our honeymoon in may to australia & i was wondering if anyone knew where on here i can see which credit cards dont charge for using them abroad i.e. extra visa charges. The lady at the post office said they dont but im sure thats a visa card & visa do dont they? If any of that made sense, any help would be…
