-
Santander Zero Exchange Rates - a nightmare discussion
I sent an email to Santander using their online messaging service on 06/03/2011 asking what exchange rates would be payable if a Santander Zero credit or debit card was used in Europe, below is what happened next: Reply from Santander 07/03/2011Hello Mr *******, Thank you for your e-mail regarding what exchange rate would…
-
FairFX pre-pay = ATM Withdrawal PROBLEMS
I have used these cards for a long time now and of late have been having problems obtaining cash from the small cabinet type ATM machines you get in shops. I have emailed FairFX and to be honest they have been aweful generally saying 'we didnt see any failed transactions' I did get one slightly helpful email which stated:-…
-
Cashback CC for large wedding expenses
Hi, Im getting married in under 2 months and although we have saved for everything and already paid out quite a lot. There is still about 10k outstanding and i was thinking of applying for a cashback credit card to use for suppliers that do not charge a fee to pay by credit card. I have a few other credit cards, one MBNA…
-
need a credit card! never had one before and dont understand all these words for them
theres all this talk like so much perecent on balance transfers and so much more, i just need about 600 pound to help me as i am short on money at the moment and to pay rest of my holiday as it is due soon. i have never had one before, what are the best deals? i am looking to spend about that amount and pay about £100 off…
-
Cc charges
Morning all, Just a quickie can you still claim back cc charges?? And if so does anyone know of a good company to use I just don't have the hrs free to do it myself for me or my wife Cheers maka
-
How can I improve the chances
First ever account opened with barclays 2 years ago, earning 27k a year and salary going straight into my banks and never got any O/D or credit card offered. I did apply 2 times in one year and got rejected fir barclaycard. Got one more current account with hsbc and also have one of their credit card with £500 limit. I use…
-
Loving it!
A warm hello to everyone, I am new here and I already like this forum. I hope to learn a lot and make new friends along the way. Greetings!
-
debit card charges when buying currency in the uk
Hi I am new to this but wanted to find out if other people have been charged for using their debit cards in travel shops/post office etc when getting currency. I was charged £4 for £200 worth of euros when using my debit card. I complained to barclays and they gave various reasons at first. 1. it was for currency…
-
Help my debit card has been charged twice and company will not refund me
Hi I was wondering if anyone could give me some advice as I am banging my head against a brick wall at the moment when dealing with this company. Right heres what happened i book a flight through Low Cost Holidays website the flights being with Ryanair, got to payment page and was told the payment was for £532 plus £7.71…
-
M&S Credit Card & HSBC Holdings plc
Hi, Many a year ago I had to go insolvent - soldiered through and completed the IVA. I know my credit rating is ok now for various reasons but that isn't the issue. I was looking at the M&S card as it has 15months 0% on purchases- however, looking at the t&c's, i believe that it is 'run' by HSBC. Now HSBC were one of…
-
I really dont know where else to put this
erm, when you pay a bill, how long does it take to appear on your credit file? i havent got access to my report at the moment im just wondering thanks
-
Asda card misery
I took out this card to make use of the points to get vouchers back at the end of the year as I do most of my shopping and buy petrol at Asda. I was never happy with the customer service provided by Asda Card services, but since Santander have taken over from GE money the service is even worse. 1. They wrote to me on…
-
Need Help With O2 Compaint please at my wits end!!!!
Hi everyone was hoping for a bit of advice. I took out a 24 month contract with o2 in july 2009 - the deal was 600 free minutes and unlimited texts. I recently spilt a drink on my phone and was advised by my insurer to obtain a proof of purchase from o2 so i contacted them to request this on 3 occasions. Shortly after i…
-
Halifax credit card missed payment
Last year I missed a payment on my Halifax credit card and made a late payment. I was sent my statement with a £12 charge for a missed payment. Totally my own fault, but I phoned the Halifax anyway to protest. Luckily I had about £20,000 in a halifax savings account and I told them that they could have their £12 but it…
-
Section 75
A friend of mine has done a balance transfer in the past but wants to make a claim under section 75, who does he claim against , his previous credit card provider or his existing one?
-
Balance Transfer Question
I am current £7,500 in debt over three credit cards (Virgin, BarclayCard and Capital One). What are my chances of getting a fourth credit card that will accept a balance transfer all of my debt? I have been keeping my payments up-to-date but am frustrated with the amount of interest I am paying and want to clear as much as…
-
Help !
I'm about to make a rather large purchase, and although I've got the money to pay for it, I still want to pay for it by credit card so as to get the protection that comes with that method of payment. However, I have a number of credit cards whose total limit is enough to pay for the item, but no one single card has a…
-
Barclaycard arrrrgggghhh
Please can anyone advise me, i have not used my barclay card since 2007.It was paid off in full I informed Barclaycard to close my account. 2 years layer i had a debt collecter letter saying i owed a sum of money , when I questioned this they informed me it was probably a subscription of something that i hadnt cancelled.…
-
Declined for sainsbury nectar card
Reason given was my previous credit card repayment history does not meet their Criteria. I accept they can lend to who they want based on their own specific criteria, so fair enough. But just a little bemused . I have had according to my credit report with experian, which is the agency they used, 31 different forms of…
-
Paypal, private payments & interest free credit cards
I'm looking to buy a car on Autotrader from a private seller. I'd like to pay for it using paypal and a credit card to use the interest free period to spread the payments/pain. I have been unable to get a clear answer from M&S or Barclaycard whether a paypal payment would be classed as a transaction so i'd get it in the…
