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Triton Credit Services - CCA is it real /acceptable
JohnJoey
Posts: 1 Newbie
in Credit cards
Hi folks,
I owe Ulster Bank in the ROI 7000 euro. The debt has been passed to Triton credit card service. I requested a CCA from them. They have sent me back a copy of my application form and a photocopy of a CCA without my signature.
What does a CCA look like? Is what they sent be sufficent to fulfill they're legal obligation.
Also becasue they are a Uk company and I'm in the ROI what jurisdiction do they have?
Thanks
I owe Ulster Bank in the ROI 7000 euro. The debt has been passed to Triton credit card service. I requested a CCA from them. They have sent me back a copy of my application form and a photocopy of a CCA without my signature.
What does a CCA look like? Is what they sent be sufficent to fulfill they're legal obligation.
Also becasue they are a Uk company and I'm in the ROI what jurisdiction do they have?
Thanks
0
Comments
-
I am not a lawyer, but I would be astounded if the Consumer Credit Act 1974 applied to the (Peoples?) Republic of Ireland.
It would therefore be wise to check your own country's laws for similar legislation.
However, from other information in this forum, it would appear that they do not have a true copy of the CCA. Quelle surprise! :rotfl:0 -
What does a CCA look like? Is what they sent be sufficent to fulfill they're legal obligation.
They dont need to supply an original. A reconstituted copy (copy of the terms at the time) is fine.
As with Culex above, I wouldnt have thought a UK act of parliament matters in the Republic of Ireland.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
They dont need to supply an original. A reconstituted copy (copy of the terms at the time) is fine.
As with Culex above, I wouldnt have thought a UK act of parliament matters in the Republic of Ireland.
One might also wonder how easily a UK court judgement could be enforced in another jurisdiction.0 -
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