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Default removal.
Hey, family member celebrating:j:j has successfully fought against a default from 2007 and won, and got compensation too.:j
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Beware £10 off Next card
My girlfriend and I were in Next today and a chap in the store was handing out cards with what seemed like a very good offer, of £10 off our first online purchase. All we had to do was write our email address on a form and we received a card. When we got home my partner dashed to the computer to take advantage and before…
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Credit Card Company Acknowledges Error
Hi All, I am new to the site, so hello and ignore me if i dont make any sense lol I had an American Express card in 07 and due to personal circumstances (death in the family) was in a lot of debt and a debt company became involved AIC, who were incredibly ruthless and chased me almost hourly for weeks - the experience was…
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Bit of advice please?
Just before I apply what do you think. I have around £2600 over three cards all with 0% deals ending at different times Jul, Oct and Nov. I wont be able to clear these cards before the BT deals end. I am thinking of applying for a new credit card with at least 13 - 15 months 0% would mean a BT fee of around £78 and then…
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Tsb
I have debt on a TSB card which I want to shift onto a couple of other cards. Not Virgin or Egg Money... An help with which are the best ones to use..... Cant seem to find if TSB is a MBNA member... Please...
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Grrrrr help!!!
hi all My hubby has been paying brian carter dca for a debt with santander. He asked for a copy of hes cca and was told to write to santender (which we did). On several occasions my hubby has asked for the copy and was told they (brian carter) would sort us a copy. Today he phoned again and was told "we don't have to send…
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0% promotional deal on re-applying?
I had an Egg credit card several years ago, which I cleared and then closed. I was wondering if I apply for another one, will I be given the 0% promotional deal on balance transfers and cash purchases again if accepted, or will they not do this as I am a previous customer? TIA, Carrie :)
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Creation credit card?
MSE Official Insert: Got a poor credit rating or limit given too low? Read our special Bad Credit Rating guide ---- Have never heard of this Creation has anyone used them? Are they OK etc. Found there card on a comparison website.
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Santander Store Cards
I just heard from a friend that Santander have recently announced a dormancy fee for storecards - this will include cards issued by Dorothy Perkins, House of Fraser, Laura Ashley, Debenhams and Topshop. Anyone know anything about this? If they are going to charge me for not using their cards then I won't bother having them.
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pre load a credit card to use abroad
Are there any negatives to loading cash into MBNA credit card and then use to withdraw cash abroad? Santander advised me to open Visa card with them to do this, but then when I told them I was visiting 4 countries outside Europe, told me they could only note 3 and I would have to phone them from Australia (obviously at my…
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What are the repercussions of a credit card refusal?
Hi all, I'm considering applying for a 12 months interest free credit card to fund one purchase - a new laptop for around 500 quid. I've had three previous credit cards (HSBC/Capital One/Egg) which I've managed properly, made all payments, cleared and closed. I've met all utility bills and direct debits etc so I'm pretty…
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credit card application
Hi I have recently graduated from university and decided to upgrade from my student credit card to a graduate credit card. it seemed a straight forward process, but unfortunately it wasn't. I have paid off my student credit card in full before applying for the new credit card. When I came to the bank, the adviser tried to…
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Advice Needed: Have very little/no credit history - Where should I Apply?
Hi, As the title suggests, I basically only have 1 history of credit which is my existing mobile phone contract with O2 which I have been with for the last 4 months and have paid the amount in full with no delays. My credit report shows this as good -no failed/delayed payments. I'm also on the electoral roll. My Income is…
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Re: Virgin Credit Card Security????
Hi Guys, Sorry but have just called Virgin and they wanted a name of someone they could talk to re my a/c in my absence. When I asked why they said due to security. I was a bit confused as not had it with anyone else but said sure my parter. They then asked for my OH dob and name etc...whn I said why do you need that he…
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No protection under Section 75
I am trying to get a refund for the cost of my son's college fees after the college collapsed. I have tried this under Section 75, as it seems to me to meet all the criteria. However, the cc company says "no" because my son signed the paperwork with the college, even though I paid for it all on my card. I am told it is all…
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Current account balance when applying for credit card
Does a bank account balance be taken into consideration when applying for a credit card within the same bank? :o Account balance is usually in 'low thousands', and hardly in 'hundreds'.
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when it says we will get back to you in 48 hours
I'm hoping to transfer a balance from my mbna amex to M&S card, however as the house we brought 3 months ago has a new postal code and we had to enter all the house details in manually (dont know why has hsbc had to do the same for when i updated my address with them) plus we had to enter our previous address in manually -…
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CCA Question - MBNA and Credit History
Hi folks, Did a search to find an answer to my question but couldn't find Never-In-doubt's latest 'Unenforceability & Template Letters' thread, so I've created a new thread. My question/scenario is this : If I was to ask MBNA for a copy of my CCA for an old (now settled/closed) account ,and they could not provide one, then…
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Possible Repayment order breach?
I just tried to log into my egg account and saw the following: Your repayments will be applied to the highest rate balance first. Where introductory rates apply to balance transfers and purchases, your repayments will be applied to balance transfers first. Now forgive me if i've misunderstood the impact of the recent…
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who goin ucmma
oh my god jus watched cage fighter on sky sports what a laugh and great fights, cant wait for feb 5th, it bin 2 months to long since the last live ucmma show, is anyone going to this?
