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Bit of advice please?

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SCO
SCO Posts: 729 Forumite
Part of the Furniture 500 Posts Combo Breaker
Just before I apply what do you think.

I have around £2600 over three cards all with 0% deals ending at different times Jul, Oct and Nov.

I wont be able to clear these cards before the BT deals end.

I am thinking of applying for a new credit card with at least 13 - 15 months 0% would mean a BT fee of around £78 and then pay roughly £175 for the BT period and clear the balance.

Or pay the other cards and get it down a bit till Jul then switch then?

Thanks for any input.

Comments

  • I would personally pay as much as you can off the cards between now and then (starting with the one that ends soonest just incase you get declined for any reason) Then start to apply about June time which gives you enough time to sort the BT out
  • ironlady2022
    ironlady2022 Posts: 1,571 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    What limits are on your card and what is your income?
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